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POPULAR, INC.（BPOP）与科睿唯安（CLVT）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是科睿唯安的1.4倍（$835.8M vs $585.5M），POPULAR, INC.净利率更高（29.4% vs -6.9%，领先36.3%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs -5.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
科睿唯安是一家英美合资的上市分析服务企业，主要提供订阅制信息服务，覆盖文献计量、科学计量、商业与市场情报领域，同时为医药、生物科技行业提供专利、监管合规相关的竞争分析，也提供商标保护、域名与品牌保护服务，旗下Web of Science产品系列还负责计算学术期刊的影响因子。
BPOP vs CLVT — 直观对比
营收规模更大
BPOP
是对方的1.4倍
$585.5M
净利率更高
BPOP
高出36.3%
-6.9%
两年增速更快
BPOP
近两年复合增速
-5.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $585.5M |
| 净利润 | $245.7M | $-40.2M |
| 毛利率 | — | 67.2% |
| 营业利润率 | 44.1% | 5.2% |
| 净利率 | 29.4% | -6.9% |
| 营收同比 | — | -1.4% |
| 净利润同比 | 38.4% | 61.3% |
| 每股收益（稀释后） | $3.78 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPCLVT
| Q1 26 | $835.8M | $585.5M | ||
| Q4 25 | $657.6M | $617.0M | ||
| Q3 25 | $646.5M | $623.1M | ||
| Q2 25 | $631.5M | $621.4M | ||
| Q1 25 | — | $593.7M | ||
| Q4 24 | $590.8M | $663.0M | ||
| Q3 24 | $572.5M | $622.2M | ||
| Q2 24 | $568.3M | $650.3M |
净利润BPOPCLVT
| Q1 26 | $245.7M | $-40.2M | ||
| Q4 25 | $233.9M | $3.1M | ||
| Q3 25 | $211.3M | $-28.3M | ||
| Q2 25 | $210.4M | $-72.0M | ||
| Q1 25 | — | $-103.9M | ||
| Q4 24 | $177.8M | $-191.8M | ||
| Q3 24 | $155.3M | $-65.6M | ||
| Q2 24 | $177.8M | $-304.3M |
毛利率BPOPCLVT
| Q1 26 | — | 67.2% | ||
| Q4 25 | — | 66.8% | ||
| Q3 25 | — | 65.0% | ||
| Q2 25 | — | 67.2% | ||
| Q1 25 | — | 65.1% | ||
| Q4 24 | — | 65.7% | ||
| Q3 24 | — | 66.2% | ||
| Q2 24 | — | 67.2% |
营业利润率BPOPCLVT
| Q1 26 | 44.1% | 5.2% | ||
| Q4 25 | 42.4% | 6.7% | ||
| Q3 25 | 38.2% | 7.1% | ||
| Q2 25 | 40.9% | 1.1% | ||
| Q1 25 | — | -3.5% | ||
| Q4 24 | 37.5% | -9.4% | ||
| Q3 24 | 34.5% | 3.5% | ||
| Q2 24 | 38.4% | -36.9% |
净利率BPOPCLVT
| Q1 26 | 29.4% | -6.9% | ||
| Q4 25 | 35.6% | 0.5% | ||
| Q3 25 | 32.7% | -4.5% | ||
| Q2 25 | 33.3% | -11.6% | ||
| Q1 25 | — | -17.5% | ||
| Q4 24 | 30.1% | -28.9% | ||
| Q3 24 | 27.1% | -10.5% | ||
| Q2 24 | 31.3% | -46.8% |
每股收益（稀释后）BPOPCLVT
| Q1 26 | $3.78 | $-0.06 | ||
| Q4 25 | $3.51 | $0.00 | ||
| Q3 25 | $3.14 | $-0.04 | ||
| Q2 25 | $3.09 | $-0.11 | ||
| Q1 25 | — | $-0.15 | ||
| Q4 24 | $2.51 | $-0.27 | ||
| Q3 24 | $2.16 | $-0.09 | ||
| Q2 24 | $2.46 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $17.6M | $4.3B |
| 股东权益账面价值 | $6.3B | $4.8B |
| 总资产 | $76.1B | $10.9B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.89× |
8季度趋势，按日历期对齐
现金及短期投资BPOPCLVT
| Q1 26 | — | — | ||
| Q4 25 | — | $329.2M | ||
| Q3 25 | — | $318.7M | ||
| Q2 25 | — | $362.6M | ||
| Q1 25 | — | $354.0M | ||
| Q4 24 | — | $295.2M | ||
| Q3 24 | — | $388.5M | ||
| Q2 24 | — | $376.4M |
总债务BPOPCLVT
| Q1 26 | $17.6M | $4.3B | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $4.4B | ||
| Q2 25 | — | $4.5B | ||
| Q1 25 | — | $4.5B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.6B |
股东权益BPOPCLVT
| Q1 26 | $6.3B | $4.8B | ||
| Q4 25 | $6.2B | $4.8B | ||
| Q3 25 | $6.1B | $4.9B | ||
| Q2 25 | $6.0B | $5.0B | ||
| Q1 25 | — | $5.0B | ||
| Q4 24 | $5.6B | $5.1B | ||
| Q3 24 | $5.8B | $5.5B | ||
| Q2 24 | $5.4B | $5.6B |
总资产BPOPCLVT
| Q1 26 | $76.1B | $10.9B | ||
| Q4 25 | $75.3B | $11.1B | ||
| Q3 25 | $75.1B | $11.2B | ||
| Q2 25 | $76.1B | $11.4B | ||
| Q1 25 | — | $11.5B | ||
| Q4 24 | $73.0B | $11.5B | ||
| Q3 24 | $71.3B | $12.0B | ||
| Q2 24 | $72.8B | $12.1B |
负债/权益比BPOPCLVT
| Q1 26 | 0.00× | 0.89× | ||
| Q4 25 | — | 0.89× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.84× | ||
| Q2 24 | — | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $134.7M |
| 自由现金流经营现金流 - 资本支出 | — | $78.9M |
| 自由现金流率自由现金流/营收 | — | 13.5% |
| 资本支出强度资本支出/营收 | — | 9.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $333.9M |
8季度趋势，按日历期对齐
经营现金流BPOPCLVT
| Q1 26 | — | $134.7M | ||
| Q4 25 | $268.5M | $159.9M | ||
| Q3 25 | $195.0M | $181.1M | ||
| Q2 25 | $242.9M | $116.3M | ||
| Q1 25 | — | $171.2M | ||
| Q4 24 | $199.5M | $141.3M | ||
| Q3 24 | $233.2M | $202.9M | ||
| Q2 24 | $80.4M | $126.2M |
自由现金流BPOPCLVT
| Q1 26 | — | $78.9M | ||
| Q4 25 | $221.1M | $89.2M | ||
| Q3 25 | $141.1M | $115.5M | ||
| Q2 25 | $198.3M | $50.3M | ||
| Q1 25 | — | $110.3M | ||
| Q4 24 | $139.2M | $59.1M | ||
| Q3 24 | $175.6M | $126.3M | ||
| Q2 24 | $38.9M | $60.3M |
自由现金流率BPOPCLVT
| Q1 26 | — | 13.5% | ||
| Q4 25 | 33.6% | 14.5% | ||
| Q3 25 | 21.8% | 18.5% | ||
| Q2 25 | 31.4% | 8.1% | ||
| Q1 25 | — | 18.6% | ||
| Q4 24 | 23.6% | 8.9% | ||
| Q3 24 | 30.7% | 20.3% | ||
| Q2 24 | 6.8% | 9.3% |
资本支出强度BPOPCLVT
| Q1 26 | — | 9.5% | ||
| Q4 25 | 7.2% | 11.5% | ||
| Q3 25 | 8.3% | 10.5% | ||
| Q2 25 | 7.1% | 10.6% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | 10.2% | 12.4% | ||
| Q3 24 | 10.1% | 12.3% | ||
| Q2 24 | 7.3% | 10.1% |
现金转化率BPOPCLVT
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 51.58× | ||
| Q3 25 | 0.92× | — | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | — | ||
| Q3 24 | 1.50× | — | ||
| Q2 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
CLVT
| Subscription | $397.5M | 68% |
| Re-occurring | $108.6M | 19% |
| Transactional | $79.4M | 14% |
