vs
POPULAR, INC.（BPOP）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是SouthState Bank Corp的1.3倍（$835.8M vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 29.4%，领先4.7%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 25.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
BPOP vs SSB — 直观对比
营收规模更大
BPOP
是对方的1.3倍
$661.7M
净利率更高
SSB
高出4.7%
29.4%
两年增速更快
SSB
近两年复合增速
25.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $661.7M |
| 净利润 | $245.7M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.1% |
| 净利率 | 29.4% | 34.1% |
| 营收同比 | — | — |
| 净利润同比 | 38.4% | 153.5% |
| 每股收益（稀释后） | $3.78 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPSSB
| Q1 26 | $835.8M | $661.7M | ||
| Q4 25 | $657.6M | $581.1M | ||
| Q3 25 | $646.5M | $599.7M | ||
| Q2 25 | $631.5M | $577.9M | ||
| Q1 25 | — | $544.5M | ||
| Q4 24 | $590.8M | $369.8M | ||
| Q3 24 | $572.5M | $351.5M | ||
| Q2 24 | $568.3M | $350.3M |
净利润BPOPSSB
| Q1 26 | $245.7M | $225.8M | ||
| Q4 25 | $233.9M | $247.7M | ||
| Q3 25 | $211.3M | $246.6M | ||
| Q2 25 | $210.4M | $215.2M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | $177.8M | $144.2M | ||
| Q3 24 | $155.3M | $143.2M | ||
| Q2 24 | $177.8M | $132.4M |
营业利润率BPOPSSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 42.4% | 54.3% | ||
| Q3 25 | 38.2% | 53.6% | ||
| Q2 25 | 40.9% | 48.8% | ||
| Q1 25 | — | 22.3% | ||
| Q4 24 | 37.5% | 50.7% | ||
| Q3 24 | 34.5% | 53.1% | ||
| Q2 24 | 38.4% | 49.3% |
净利率BPOPSSB
| Q1 26 | 29.4% | 34.1% | ||
| Q4 25 | 35.6% | 42.6% | ||
| Q3 25 | 32.7% | 41.1% | ||
| Q2 25 | 33.3% | 37.2% | ||
| Q1 25 | — | 16.4% | ||
| Q4 24 | 30.1% | 39.0% | ||
| Q3 24 | 27.1% | 40.7% | ||
| Q2 24 | 31.3% | 37.8% |
每股收益（稀释后）BPOPSSB
| Q1 26 | $3.78 | $2.28 | ||
| Q4 25 | $3.51 | $2.47 | ||
| Q3 25 | $3.14 | $2.42 | ||
| Q2 25 | $3.09 | $2.11 | ||
| Q1 25 | — | $0.87 | ||
| Q4 24 | $2.51 | $1.88 | ||
| Q3 24 | $2.16 | $1.86 | ||
| Q2 24 | $2.46 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.9B |
| 总债务越低越好 | $17.6M | — |
| 股东权益账面价值 | $6.3B | $9.0B |
| 总资产 | $76.1B | $68.0B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资BPOPSSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务BPOPSSB
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BPOPSSB
| Q1 26 | $6.3B | $9.0B | ||
| Q4 25 | $6.2B | $9.1B | ||
| Q3 25 | $6.1B | $9.0B | ||
| Q2 25 | $6.0B | $8.8B | ||
| Q1 25 | — | $8.6B | ||
| Q4 24 | $5.6B | $5.9B | ||
| Q3 24 | $5.8B | $5.9B | ||
| Q2 24 | $5.4B | $5.7B |
总资产BPOPSSB
| Q1 26 | $76.1B | $68.0B | ||
| Q4 25 | $75.3B | $67.2B | ||
| Q3 25 | $75.1B | $66.0B | ||
| Q2 25 | $76.1B | $65.9B | ||
| Q1 25 | — | $65.1B | ||
| Q4 24 | $73.0B | $46.4B | ||
| Q3 24 | $71.3B | $46.1B | ||
| Q2 24 | $72.8B | $45.5B |
负债/权益比BPOPSSB
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
