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POPULAR, INC.（BPOP）与WESTERN ALLIANCE BANCORPORATION（WAL）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是POPULAR, INC.的1.2倍（$1.0B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs 18.6%，领先10.8%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 14.9%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
BPOP vs WAL — 直观对比
营收规模更大
WAL
是对方的1.2倍
$835.8M
净利率更高
BPOP
高出10.8%
18.6%
两年增速更快
BPOP
近两年复合增速
14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.0B |
| 净利润 | $245.7M | $189.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 29.4% | 18.6% |
| 营收同比 | — | 31.0% |
| 净利润同比 | 38.4% | -5.0% |
| 每股收益（稀释后） | $3.78 | $1.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPWAL
| Q1 26 | $835.8M | $1.0B | ||
| Q4 25 | $657.6M | $980.9M | ||
| Q3 25 | $646.5M | $938.2M | ||
| Q2 25 | $631.5M | $845.9M | ||
| Q1 25 | — | $778.0M | ||
| Q4 24 | $590.8M | $838.4M | ||
| Q3 24 | $572.5M | $823.1M | ||
| Q2 24 | $568.3M | $771.8M |
净利润BPOPWAL
| Q1 26 | $245.7M | $189.2M | ||
| Q4 25 | $233.9M | $286.1M | ||
| Q3 25 | $211.3M | $253.4M | ||
| Q2 25 | $210.4M | $230.4M | ||
| Q1 25 | — | $199.1M | ||
| Q4 24 | $177.8M | $216.9M | ||
| Q3 24 | $155.3M | $199.8M | ||
| Q2 24 | $177.8M | $193.6M |
营业利润率BPOPWAL
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | 36.3% | ||
| Q3 25 | 38.2% | 33.4% | ||
| Q2 25 | 40.9% | 34.4% | ||
| Q1 25 | — | 31.7% | ||
| Q4 24 | 37.5% | 30.9% | ||
| Q3 24 | 34.5% | 30.6% | ||
| Q2 24 | 38.4% | 32.1% |
净利率BPOPWAL
| Q1 26 | 29.4% | 18.6% | ||
| Q4 25 | 35.6% | 29.2% | ||
| Q3 25 | 32.7% | 27.0% | ||
| Q2 25 | 33.3% | 27.2% | ||
| Q1 25 | — | 25.6% | ||
| Q4 24 | 30.1% | 25.9% | ||
| Q3 24 | 27.1% | 24.3% | ||
| Q2 24 | 31.3% | 25.1% |
每股收益（稀释后）BPOPWAL
| Q1 26 | $3.78 | $1.65 | ||
| Q4 25 | $3.51 | $2.59 | ||
| Q3 25 | $3.14 | $2.28 | ||
| Q2 25 | $3.09 | $2.07 | ||
| Q1 25 | — | $1.79 | ||
| Q4 24 | $2.51 | $1.94 | ||
| Q3 24 | $2.16 | $1.80 | ||
| Q2 24 | $2.46 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $17.6M | $4.3B |
| 股东权益账面价值 | $6.3B | $7.9B |
| 总资产 | $76.1B | $98.9B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.54× |
8季度趋势，按日历期对齐
总债务BPOPWAL
| Q1 26 | $17.6M | $4.3B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.9B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $436.0M |
股东权益BPOPWAL
| Q1 26 | $6.3B | $7.9B | ||
| Q4 25 | $6.2B | $7.7B | ||
| Q3 25 | $6.1B | $7.4B | ||
| Q2 25 | $6.0B | $7.1B | ||
| Q1 25 | — | $6.9B | ||
| Q4 24 | $5.6B | $6.7B | ||
| Q3 24 | $5.8B | $6.7B | ||
| Q2 24 | $5.4B | $6.3B |
总资产BPOPWAL
| Q1 26 | $76.1B | $98.9B | ||
| Q4 25 | $75.3B | $92.8B | ||
| Q3 25 | $75.1B | $91.0B | ||
| Q2 25 | $76.1B | $86.7B | ||
| Q1 25 | — | $83.0B | ||
| Q4 24 | $73.0B | $80.9B | ||
| Q3 24 | $71.3B | $80.1B | ||
| Q2 24 | $72.8B | $80.6B |
负债/权益比BPOPWAL
| Q1 26 | 0.00× | 0.54× | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.39× | ||
| Q2 25 | — | 0.41× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
WAL
暂无分部数据
