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POPULAR, INC.（BPOP）与CoStar Group（CSGP）财务数据对比。点击上方公司名可切换其他公司
CoStar Group的季度营收约是POPULAR, INC.的1.1倍（$899.9M vs $835.8M），POPULAR, INC.净利率更高（29.4% vs 5.2%，领先24.2%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 17.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
CoStar Group是1987年成立的美国商业地产服务商，总部位于弗吉尼亚州阿灵顿，业务覆盖北美、欧洲地区，为商业地产行业提供信息、分析及营销解决方案，旗下运营CoStar线上数据库、新闻网站及Apartments.com、Homes.com等多个线上平台。
BPOP vs CSGP — 直观对比
营收规模更大
CSGP
是对方的1.1倍
$835.8M
净利率更高
BPOP
高出24.2%
5.2%
两年增速更快
BPOP
近两年复合增速
17.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $899.9M |
| 净利润 | $245.7M | $46.5M |
| 毛利率 | — | 78.6% |
| 营业利润率 | — | 5.5% |
| 净利率 | 29.4% | 5.2% |
| 营收同比 | — | 26.9% |
| 净利润同比 | 38.4% | -22.2% |
| 每股收益（稀释后） | $3.78 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPCSGP
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $899.9M | ||
| Q3 25 | $646.5M | $833.6M | ||
| Q2 25 | $631.5M | $781.3M | ||
| Q1 25 | — | $732.2M | ||
| Q4 24 | $590.8M | $709.4M | ||
| Q3 24 | $572.5M | $692.6M | ||
| Q2 24 | $568.3M | $677.8M |
净利润BPOPCSGP
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $46.5M | ||
| Q3 25 | $211.3M | $-30.9M | ||
| Q2 25 | $210.4M | $6.2M | ||
| Q1 25 | — | $-14.8M | ||
| Q4 24 | $177.8M | $59.8M | ||
| Q3 24 | $155.3M | $53.0M | ||
| Q2 24 | $177.8M | $19.2M |
毛利率BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | — | 78.6% | ||
| Q3 25 | — | 79.3% | ||
| Q2 25 | — | 78.5% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 79.7% | ||
| Q2 24 | — | 80.0% |
营业利润率BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | 5.5% | ||
| Q3 25 | 38.2% | -6.1% | ||
| Q2 25 | 40.9% | -3.5% | ||
| Q1 25 | — | -5.8% | ||
| Q4 24 | 37.5% | 5.6% | ||
| Q3 24 | 34.5% | 3.4% | ||
| Q2 24 | 38.4% | -2.4% |
净利率BPOPCSGP
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 5.2% | ||
| Q3 25 | 32.7% | -3.7% | ||
| Q2 25 | 33.3% | 0.8% | ||
| Q1 25 | — | -2.0% | ||
| Q4 24 | 30.1% | 8.4% | ||
| Q3 24 | 27.1% | 7.7% | ||
| Q2 24 | 31.3% | 2.8% |
每股收益（稀释后）BPOPCSGP
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $0.12 | ||
| Q3 25 | $3.14 | $-0.07 | ||
| Q2 25 | $3.09 | $0.01 | ||
| Q1 25 | — | $-0.04 | ||
| Q4 24 | $2.51 | $0.14 | ||
| Q3 24 | $2.16 | $0.13 | ||
| Q2 24 | $2.46 | $0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | $17.6M | $140.0M |
| 股东权益账面价值 | $6.3B | $8.3B |
| 总资产 | $76.1B | $10.5B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.02× |
8季度趋势，按日历期对齐
现金及短期投资BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.9B | ||
| Q2 25 | — | $3.6B | ||
| Q1 25 | — | $3.7B | ||
| Q4 24 | — | $4.7B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务BPOPCSGP
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $140.0M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $1.0B | ||
| Q2 24 | — | $1.0B |
股东权益BPOPCSGP
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $8.3B | ||
| Q3 25 | $6.1B | $8.6B | ||
| Q2 25 | $6.0B | $8.6B | ||
| Q1 25 | — | $8.6B | ||
| Q4 24 | $5.6B | $7.6B | ||
| Q3 24 | $5.8B | $7.5B | ||
| Q2 24 | $5.4B | $7.4B |
总资产BPOPCSGP
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $10.5B | ||
| Q3 25 | $75.1B | $10.8B | ||
| Q2 25 | $76.1B | $10.5B | ||
| Q1 25 | — | $10.4B | ||
| Q4 24 | $73.0B | $9.3B | ||
| Q3 24 | $71.3B | $9.1B | ||
| Q2 24 | $72.8B | $9.1B |
负债/权益比BPOPCSGP
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.02× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $162.1M |
| 自由现金流经营现金流 - 资本支出 | — | $101.3M |
| 自由现金流率自由现金流/营收 | — | 11.3% |
| 资本支出强度资本支出/营收 | — | 6.8% |
| 现金转化率经营现金流/净利润 | — | 3.49× |
| 过去12个月自由现金流最近4个季度 | — | $123.0M |
8季度趋势，按日历期对齐
经营现金流BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $162.1M | ||
| Q3 25 | $195.0M | $68.2M | ||
| Q2 25 | $242.9M | $146.5M | ||
| Q1 25 | — | $53.2M | ||
| Q4 24 | $199.5M | $94.6M | ||
| Q3 24 | $233.2M | $100.3M | ||
| Q2 24 | $80.4M | $58.1M |
自由现金流BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $101.3M | ||
| Q3 25 | $141.1M | $-5.5M | ||
| Q2 25 | $198.3M | $27.7M | ||
| Q1 25 | — | $-500.0K | ||
| Q4 24 | $139.2M | $25.2M | ||
| Q3 24 | $175.6M | $40.2M | ||
| Q2 24 | $38.9M | $-14.7M |
自由现金流率BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 11.3% | ||
| Q3 25 | 21.8% | -0.7% | ||
| Q2 25 | 31.4% | 3.5% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | 23.6% | 3.6% | ||
| Q3 24 | 30.7% | 5.8% | ||
| Q2 24 | 6.8% | -2.2% |
资本支出强度BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 6.8% | ||
| Q3 25 | 8.3% | 8.8% | ||
| Q2 25 | 7.1% | 15.2% | ||
| Q1 25 | — | 7.3% | ||
| Q4 24 | 10.2% | 9.8% | ||
| Q3 24 | 10.1% | 8.7% | ||
| Q2 24 | 7.3% | 10.7% |
现金转化率BPOPCSGP
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 3.49× | ||
| Q3 25 | 0.92× | — | ||
| Q2 25 | 1.15× | 23.63× | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | 1.58× | ||
| Q3 24 | 1.50× | 1.89× | ||
| Q2 24 | 0.45× | 3.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
CSGP
| Co Star | $503.8M | 56% |
| Other | $283.0M | 31% |
| Loop Net | $94.7M | 11% |
