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POPULAR, INC.（BPOP）与QUAKER CHEMICAL CORP（KWR）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是QUAKER CHEMICAL CORP的1.8倍（$835.8M vs $468.5M），POPULAR, INC.净利率更高（29.4% vs 4.4%，领先25.0%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs -0.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
奎克化学（现业务名称为奎克好富顿）是1918年成立的美国化工企业，总部位于宾夕法尼亚州康舍霍肯。公司在全球21个国家设有35个运营点，超半数净销售额来自美国境外，主营面向钢铁、铝加工、金属加工、汽车、采矿、航空航天、管材制造、制罐等领域的工业工艺流体产品。
BPOP vs KWR — 直观对比
营收规模更大
BPOP
是对方的1.8倍
$468.5M
净利率更高
BPOP
高出25.0%
4.4%
两年增速更快
BPOP
近两年复合增速
-0.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $468.5M |
| 净利润 | $245.7M | $20.7M |
| 毛利率 | — | 35.3% |
| 营业利润率 | — | 6.7% |
| 净利率 | 29.4% | 4.4% |
| 营收同比 | — | 5.5% |
| 净利润同比 | 38.4% | 45.9% |
| 每股收益（稀释后） | $3.78 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPKWR
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $468.5M | ||
| Q3 25 | $646.5M | $493.8M | ||
| Q2 25 | $631.5M | $483.4M | ||
| Q1 25 | — | $442.9M | ||
| Q4 24 | $590.8M | $444.1M | ||
| Q3 24 | $572.5M | $462.3M | ||
| Q2 24 | $568.3M | $463.6M |
净利润BPOPKWR
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $20.7M | ||
| Q3 25 | $211.3M | $30.5M | ||
| Q2 25 | $210.4M | $-66.6M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | $177.8M | $14.2M | ||
| Q3 24 | $155.3M | $32.3M | ||
| Q2 24 | $177.8M | $34.9M |
毛利率BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | — | 35.3% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 36.4% | ||
| Q4 24 | — | 35.2% | ||
| Q3 24 | — | 37.3% | ||
| Q2 24 | — | 37.9% |
营业利润率BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | 6.7% | ||
| Q3 25 | 38.2% | 9.4% | ||
| Q2 25 | 40.9% | -10.9% | ||
| Q1 25 | — | 6.2% | ||
| Q4 24 | 37.5% | 6.5% | ||
| Q3 24 | 34.5% | 11.2% | ||
| Q2 24 | 38.4% | 12.6% |
净利率BPOPKWR
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 4.4% | ||
| Q3 25 | 32.7% | 6.2% | ||
| Q2 25 | 33.3% | -13.8% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | 30.1% | 3.2% | ||
| Q3 24 | 27.1% | 7.0% | ||
| Q2 24 | 31.3% | 7.5% |
每股收益（稀释后）BPOPKWR
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $1.16 | ||
| Q3 25 | $3.14 | $1.75 | ||
| Q2 25 | $3.09 | $-3.78 | ||
| Q1 25 | — | $0.73 | ||
| Q4 24 | $2.51 | $0.81 | ||
| Q3 24 | $2.16 | $1.81 | ||
| Q2 24 | $2.46 | $1.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $179.8M |
| 总债务越低越好 | $17.6M | $834.9M |
| 股东权益账面价值 | $6.3B | $1.4B |
| 总资产 | $76.1B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.61× |
8季度趋势，按日历期对齐
现金及短期投资BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | — | $179.8M | ||
| Q3 25 | — | $172.0M | ||
| Q2 25 | — | $201.9M | ||
| Q1 25 | — | $186.2M | ||
| Q4 24 | — | $188.9M | ||
| Q3 24 | — | $212.1M | ||
| Q2 24 | — | $188.6M |
总债务BPOPKWR
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $834.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $669.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BPOPKWR
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $1.4B | ||
| Q3 25 | $6.1B | $1.4B | ||
| Q2 25 | $6.0B | $1.3B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $5.6B | $1.4B | ||
| Q3 24 | $5.8B | $1.4B | ||
| Q2 24 | $5.4B | $1.4B |
总资产BPOPKWR
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $2.8B | ||
| Q3 25 | $75.1B | $2.8B | ||
| Q2 25 | $76.1B | $2.8B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | $73.0B | $2.6B | ||
| Q3 24 | $71.3B | $2.7B | ||
| Q2 24 | $72.8B | $2.7B |
负债/权益比BPOPKWR
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.49× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $46.5M |
| 自由现金流经营现金流 - 资本支出 | — | $24.3M |
| 自由现金流率自由现金流/营收 | — | 5.2% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.25× |
| 过去12个月自由现金流最近4个季度 | — | $80.6M |
8季度趋势，按日历期对齐
经营现金流BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $46.5M | ||
| Q3 25 | $195.0M | $51.4M | ||
| Q2 25 | $242.9M | $41.6M | ||
| Q1 25 | — | $-3.0M | ||
| Q4 24 | $199.5M | $63.1M | ||
| Q3 24 | $233.2M | $68.0M | ||
| Q2 24 | $80.4M | $46.3M |
自由现金流BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $24.3M | ||
| Q3 25 | $141.1M | $38.0M | ||
| Q2 25 | $198.3M | $33.6M | ||
| Q1 25 | — | $-15.4M | ||
| Q4 24 | $139.2M | $40.6M | ||
| Q3 24 | $175.6M | $59.8M | ||
| Q2 24 | $38.9M | $39.6M |
自由现金流率BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 5.2% | ||
| Q3 25 | 21.8% | 7.7% | ||
| Q2 25 | 31.4% | 7.0% | ||
| Q1 25 | — | -3.5% | ||
| Q4 24 | 23.6% | 9.1% | ||
| Q3 24 | 30.7% | 12.9% | ||
| Q2 24 | 6.8% | 8.6% |
资本支出强度BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 4.7% | ||
| Q3 25 | 8.3% | 2.7% | ||
| Q2 25 | 7.1% | 1.6% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | 10.2% | 5.1% | ||
| Q3 24 | 10.1% | 1.8% | ||
| Q2 24 | 7.3% | 1.4% |
现金转化率BPOPKWR
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 2.25× | ||
| Q3 25 | 0.92× | 1.69× | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | -0.24× | ||
| Q4 24 | 1.12× | 4.45× | ||
| Q3 24 | 1.50× | 2.10× | ||
| Q2 24 | 0.45× | 1.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
KWR
| Other | $260.7M | 56% |
| Metalworking And Other | $146.4M | 31% |
| Metals | $61.4M | 13% |
