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POPULAR, INC.（BPOP）与摩丁制造（MOD）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是摩丁制造的1.0倍（$835.8M vs $805.0M），POPULAR, INC.净利率更高（29.4% vs -5.9%，领先35.3%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 15.5%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
摩丁制造是1916年成立于美国的热管理企业。创始人亚瑟·B·摩丁获拖拉机Spirex散热器专利后创立公司，曾为福特T型车生产Turbotube散热器，1941年在威斯康星州拉辛建成全球首个车用风洞，二战期间为P-51野马战斗机供应后冷却器。
BPOP vs MOD — 直观对比
营收规模更大
BPOP
是对方的1.0倍
$805.0M
净利率更高
BPOP
高出35.3%
-5.9%
两年增速更快
BPOP
近两年复合增速
15.5%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $805.0M |
| 净利润 | $245.7M | $-47.4M |
| 毛利率 | — | 23.1% |
| 营业利润率 | — | 11.1% |
| 净利率 | 29.4% | -5.9% |
| 营收同比 | — | 30.5% |
| 净利润同比 | 38.4% | -215.6% |
| 每股收益（稀释后） | $3.78 | $-0.90 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPMOD
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $805.0M | ||
| Q3 25 | $646.5M | $738.9M | ||
| Q2 25 | $631.5M | $682.8M | ||
| Q1 25 | — | $647.2M | ||
| Q4 24 | $590.8M | $616.8M | ||
| Q3 24 | $572.5M | $658.0M | ||
| Q2 24 | $568.3M | $661.5M |
净利润BPOPMOD
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $-47.4M | ||
| Q3 25 | $211.3M | $44.4M | ||
| Q2 25 | $210.4M | $51.2M | ||
| Q1 25 | — | $49.6M | ||
| Q4 24 | $177.8M | $41.0M | ||
| Q3 24 | $155.3M | $46.1M | ||
| Q2 24 | $177.8M | $47.3M |
毛利率BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | — | 23.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | 25.6% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | — | 25.2% | ||
| Q2 24 | — | 24.6% |
营业利润率BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | 11.1% | ||
| Q3 25 | 38.2% | 9.9% | ||
| Q2 25 | 40.9% | 11.1% | ||
| Q1 25 | — | 11.5% | ||
| Q4 24 | 37.5% | 9.6% | ||
| Q3 24 | 34.5% | 11.4% | ||
| Q2 24 | 38.4% | 11.2% |
净利率BPOPMOD
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | -5.9% | ||
| Q3 25 | 32.7% | 6.0% | ||
| Q2 25 | 33.3% | 7.5% | ||
| Q1 25 | — | 7.7% | ||
| Q4 24 | 30.1% | 6.6% | ||
| Q3 24 | 27.1% | 7.0% | ||
| Q2 24 | 31.3% | 7.2% |
每股收益（稀释后）BPOPMOD
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $-0.90 | ||
| Q3 25 | $3.14 | $0.83 | ||
| Q2 25 | $3.09 | $0.95 | ||
| Q1 25 | — | $0.92 | ||
| Q4 24 | $2.51 | $0.76 | ||
| Q3 24 | $2.16 | $0.86 | ||
| Q2 24 | $2.46 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $98.7M |
| 总债务越低越好 | $17.6M | $570.7M |
| 股东权益账面价值 | $6.3B | $1.1B |
| 总资产 | $76.1B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | — | $98.7M | ||
| Q3 25 | — | $83.8M | ||
| Q2 25 | — | $124.5M | ||
| Q1 25 | — | $71.6M | ||
| Q4 24 | — | $83.8M | ||
| Q3 24 | — | $78.6M | ||
| Q2 24 | — | $72.9M |
总债务BPOPMOD
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $570.7M | ||
| Q3 25 | — | $525.8M | ||
| Q2 25 | — | $482.1M | ||
| Q1 25 | — | $296.7M | ||
| Q4 24 | — | $330.0M | ||
| Q3 24 | — | $359.1M | ||
| Q2 24 | — | $405.7M |
股东权益BPOPMOD
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $1.1B | ||
| Q3 25 | $6.1B | $1.1B | ||
| Q2 25 | $6.0B | $1.0B | ||
| Q1 25 | — | $910.2M | ||
| Q4 24 | $5.6B | $855.1M | ||
| Q3 24 | $5.8B | $858.8M | ||
| Q2 24 | $5.4B | $788.4M |
总资产BPOPMOD
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $2.5B | ||
| Q3 25 | $75.1B | $2.4B | ||
| Q2 25 | $76.1B | $2.2B | ||
| Q1 25 | — | $1.9B | ||
| Q4 24 | $73.0B | $1.8B | ||
| Q3 24 | $71.3B | $1.9B | ||
| Q2 24 | $72.8B | $1.9B |
负债/权益比BPOPMOD
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | — | 0.33× | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | 0.42× | ||
| Q2 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.7M |
| 自由现金流经营现金流 - 资本支出 | — | $-17.1M |
| 自由现金流率自由现金流/营收 | — | -2.1% |
| 资本支出强度资本支出/营收 | — | 5.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-20.3M |
8季度趋势，按日历期对齐
经营现金流BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $24.7M | ||
| Q3 25 | $195.0M | $1.4M | ||
| Q2 25 | $242.9M | $27.7M | ||
| Q1 25 | — | $54.8M | ||
| Q4 24 | $199.5M | $60.7M | ||
| Q3 24 | $233.2M | $57.3M | ||
| Q2 24 | $80.4M | $40.5M |
自由现金流BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $-17.1M | ||
| Q3 25 | $141.1M | $-30.5M | ||
| Q2 25 | $198.3M | $200.0K | ||
| Q1 25 | — | $27.1M | ||
| Q4 24 | $139.2M | $44.7M | ||
| Q3 24 | $175.6M | $43.8M | ||
| Q2 24 | $38.9M | $13.7M |
自由现金流率BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | -2.1% | ||
| Q3 25 | 21.8% | -4.1% | ||
| Q2 25 | 31.4% | 0.0% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | 23.6% | 7.2% | ||
| Q3 24 | 30.7% | 6.7% | ||
| Q2 24 | 6.8% | 2.1% |
资本支出强度BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 5.2% | ||
| Q3 25 | 8.3% | 4.3% | ||
| Q2 25 | 7.1% | 4.0% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | 10.2% | 2.6% | ||
| Q3 24 | 10.1% | 2.1% | ||
| Q2 24 | 7.3% | 4.1% |
现金转化率BPOPMOD
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | — | ||
| Q3 25 | 0.92× | 0.03× | ||
| Q2 25 | 1.15× | 0.54× | ||
| Q1 25 | — | 1.10× | ||
| Q4 24 | 1.12× | 1.48× | ||
| Q3 24 | 1.50× | 1.24× | ||
| Q2 24 | 0.45× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
MOD
| Data Centers | $296.9M | 37% |
| Performance Technologies | $266.0M | 33% |
| Hvac Technologies | $107.1M | 13% |
| Air Cooled | $92.4M | 11% |
| Lb White | $25.6M | 3% |
| Climate By Design | $10.2M | 1% |
| Absolutaire | $7.0M | 1% |
