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POPULAR, INC.（BPOP）与利氏兄弟拍卖行（RBA）财务数据对比。点击上方公司名可切换其他公司
利氏兄弟拍卖行的季度营收约是POPULAR, INC.的1.4倍（$1.2B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs 9.1%，领先20.3%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 6.3%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
利氏兄弟拍卖行（股票代码RBA）是全球知名的工业资产拍卖服务商，注册地位于加拿大，属公开上市企业，总部设在美国伊利诺伊州韦斯特切斯特，普通股同时在多伦多证券交易所与纽约证券交易所挂牌交易。
BPOP vs RBA — 直观对比
营收规模更大
RBA
是对方的1.4倍
$835.8M
净利率更高
BPOP
高出20.3%
9.1%
两年增速更快
BPOP
近两年复合增速
6.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.2B |
| 净利润 | $245.7M | $109.7M |
| 毛利率 | — | — |
| 营业利润率 | 44.1% | 14.7% |
| 净利率 | 29.4% | 9.1% |
| 营收同比 | — | 5.4% |
| 净利润同比 | 38.4% | -7.4% |
| 每股收益（稀释后） | $3.78 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRBA
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $1.2B | ||
| Q3 25 | $646.5M | $1.1B | ||
| Q2 25 | $631.5M | $1.2B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | $590.8M | $1.1B | ||
| Q3 24 | $572.5M | $981.8M | ||
| Q2 24 | $568.3M | $1.1B |
净利润BPOPRBA
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $109.7M | ||
| Q3 25 | $211.3M | $95.5M | ||
| Q2 25 | $210.4M | $109.8M | ||
| Q1 25 | — | $113.4M | ||
| Q4 24 | $177.8M | $118.5M | ||
| Q3 24 | $155.3M | $76.1M | ||
| Q2 24 | $177.8M | $111.1M |
营业利润率BPOPRBA
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | 14.7% | ||
| Q3 25 | 38.2% | 14.5% | ||
| Q2 25 | 40.9% | 15.9% | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | 37.5% | 18.1% | ||
| Q3 24 | 34.5% | 15.6% | ||
| Q2 24 | 38.4% | 18.4% |
净利率BPOPRBA
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 9.1% | ||
| Q3 25 | 32.7% | 8.7% | ||
| Q2 25 | 33.3% | 9.3% | ||
| Q1 25 | — | 10.2% | ||
| Q4 24 | 30.1% | 10.4% | ||
| Q3 24 | 27.1% | 7.8% | ||
| Q2 24 | 31.3% | 10.1% |
每股收益（稀释后）BPOPRBA
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $0.53 | ||
| Q3 25 | $3.14 | $0.43 | ||
| Q2 25 | $3.09 | $0.53 | ||
| Q1 25 | — | $0.55 | ||
| Q4 24 | $2.51 | $0.58 | ||
| Q3 24 | $2.16 | $0.36 | ||
| Q2 24 | $2.46 | $0.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $531.5M |
| 总债务越低越好 | $17.6M | $2.3B |
| 股东权益账面价值 | $6.3B | $5.6B |
| 总资产 | $76.1B | $12.1B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.42× |
8季度趋势，按日历期对齐
现金及短期投资BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | — | $531.5M | ||
| Q3 25 | — | $674.7M | ||
| Q2 25 | — | $710.2M | ||
| Q1 25 | — | $578.1M | ||
| Q4 24 | — | $533.9M | ||
| Q3 24 | — | $650.7M | ||
| Q2 24 | — | $599.5M |
总债务BPOPRBA
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | — | $2.7B | ||
| Q2 24 | — | $2.8B |
股东权益BPOPRBA
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $5.6B | ||
| Q3 25 | $6.1B | $5.5B | ||
| Q2 25 | $6.0B | $5.5B | ||
| Q1 25 | — | $5.3B | ||
| Q4 24 | $5.6B | $5.2B | ||
| Q3 24 | $5.8B | $5.2B | ||
| Q2 24 | $5.4B | $5.2B |
总资产BPOPRBA
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $12.1B | ||
| Q3 25 | $75.1B | $12.2B | ||
| Q2 25 | $76.1B | $12.2B | ||
| Q1 25 | — | $11.9B | ||
| Q4 24 | $73.0B | $11.8B | ||
| Q3 24 | $71.3B | $11.9B | ||
| Q2 24 | $72.8B | $12.1B |
负债/权益比BPOPRBA
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.47× | ||
| Q2 25 | — | 0.47× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.52× | ||
| Q2 24 | — | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $255.2M |
| 自由现金流经营现金流 - 资本支出 | — | $186.5M |
| 自由现金流率自由现金流/营收 | — | 15.5% |
| 资本支出强度资本支出/营收 | — | 5.7% |
| 现金转化率经营现金流/净利润 | — | 2.33× |
| 过去12个月自由现金流最近4个季度 | — | $719.2M |
8季度趋势，按日历期对齐
经营现金流BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $255.2M | ||
| Q3 25 | $195.0M | $239.7M | ||
| Q2 25 | $242.9M | $326.5M | ||
| Q1 25 | — | $156.8M | ||
| Q4 24 | $199.5M | $184.5M | ||
| Q3 24 | $233.2M | $285.4M | ||
| Q2 24 | $80.4M | $337.3M |
自由现金流BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $186.5M | ||
| Q3 25 | $141.1M | $188.5M | ||
| Q2 25 | $198.3M | $241.7M | ||
| Q1 25 | — | $102.5M | ||
| Q4 24 | $139.2M | $127.9M | ||
| Q3 24 | $175.6M | $248.5M | ||
| Q2 24 | $38.9M | $308.6M |
自由现金流率BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 15.5% | ||
| Q3 25 | 21.8% | 17.3% | ||
| Q2 25 | 31.4% | 20.4% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | 23.6% | 11.2% | ||
| Q3 24 | 30.7% | 25.3% | ||
| Q2 24 | 6.8% | 28.2% |
资本支出强度BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 5.7% | ||
| Q3 25 | 8.3% | 4.7% | ||
| Q2 25 | 7.1% | 7.2% | ||
| Q1 25 | — | 4.9% | ||
| Q4 24 | 10.2% | 5.0% | ||
| Q3 24 | 10.1% | 3.8% | ||
| Q2 24 | 7.3% | 2.6% |
现金转化率BPOPRBA
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 2.33× | ||
| Q3 25 | 0.92× | 2.51× | ||
| Q2 25 | 1.15× | 2.97× | ||
| Q1 25 | — | 1.38× | ||
| Q4 24 | 1.12× | 1.56× | ||
| Q3 24 | 1.50× | 3.75× | ||
| Q2 24 | 0.45× | 3.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RBA
| Buyer Revenue | $577.2M | 48% |
| Seller Revenue | $255.2M | 21% |
| CA | $199.0M | 17% |
| Other | $124.7M | 10% |
| AU | $47.3M | 4% |
