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POPULAR, INC.（BPOP）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是RBC Bearings INC的1.8倍（$835.8M vs $461.6M），POPULAR, INC.净利率更高（29.4% vs 14.6%，领先14.8%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 5.6%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
BPOP vs RBC — 直观对比
营收规模更大
BPOP
是对方的1.8倍
$461.6M
净利率更高
BPOP
高出14.8%
14.6%
两年增速更快
BPOP
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $461.6M |
| 净利润 | $245.7M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 44.1% | 22.3% |
| 净利率 | 29.4% | 14.6% |
| 营收同比 | — | 17.0% |
| 净利润同比 | 38.4% | 16.4% |
| 每股收益（稀释后） | $3.78 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRBC
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $461.6M | ||
| Q3 25 | $646.5M | $455.3M | ||
| Q2 25 | $631.5M | $436.0M | ||
| Q1 25 | — | $437.7M | ||
| Q4 24 | $590.8M | $394.4M | ||
| Q3 24 | $572.5M | $397.9M | ||
| Q2 24 | $568.3M | $406.3M |
净利润BPOPRBC
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $67.4M | ||
| Q3 25 | $211.3M | $60.0M | ||
| Q2 25 | $210.4M | $68.5M | ||
| Q1 25 | — | $72.7M | ||
| Q4 24 | $177.8M | $57.9M | ||
| Q3 24 | $155.3M | $54.2M | ||
| Q2 24 | $177.8M | $61.4M |
毛利率BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率BPOPRBC
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | 22.3% | ||
| Q3 25 | 38.2% | 21.5% | ||
| Q2 25 | 40.9% | 23.2% | ||
| Q1 25 | — | 23.0% | ||
| Q4 24 | 37.5% | 21.7% | ||
| Q3 24 | 34.5% | 21.6% | ||
| Q2 24 | 38.4% | 24.0% |
净利率BPOPRBC
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 14.6% | ||
| Q3 25 | 32.7% | 13.2% | ||
| Q2 25 | 33.3% | 15.7% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | 30.1% | 14.7% | ||
| Q3 24 | 27.1% | 13.6% | ||
| Q2 24 | 31.3% | 15.1% |
每股收益（稀释后）BPOPRBC
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $2.13 | ||
| Q3 25 | $3.14 | $1.90 | ||
| Q2 25 | $3.09 | $2.17 | ||
| Q1 25 | — | $2.33 | ||
| Q4 24 | $2.51 | $1.82 | ||
| Q3 24 | $2.16 | $1.65 | ||
| Q2 24 | $2.46 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | $17.6M | $990.2M |
| 股东权益账面价值 | $6.3B | $3.3B |
| 总资产 | $76.1B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M |
总债务BPOPRBC
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BPOPRBC
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $3.3B | ||
| Q3 25 | $6.1B | $3.2B | ||
| Q2 25 | $6.0B | $3.1B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | $5.6B | $2.9B | ||
| Q3 24 | $5.8B | $2.9B | ||
| Q2 24 | $5.4B | $2.8B |
总资产BPOPRBC
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $5.1B | ||
| Q3 25 | $75.1B | $5.1B | ||
| Q2 25 | $76.1B | $4.8B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | $73.0B | $4.7B | ||
| Q3 24 | $71.3B | $4.7B | ||
| Q2 24 | $72.8B | $4.7B |
负债/权益比BPOPRBC
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $122.1M | ||
| Q3 25 | $195.0M | $88.4M | ||
| Q2 25 | $242.9M | $120.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | $199.5M | $84.0M | ||
| Q3 24 | $233.2M | — | ||
| Q2 24 | $80.4M | $97.4M |
自由现金流BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $99.1M | ||
| Q3 25 | $141.1M | $71.7M | ||
| Q2 25 | $198.3M | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | $139.2M | $73.6M | ||
| Q3 24 | $175.6M | — | ||
| Q2 24 | $38.9M | $88.4M |
自由现金流率BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 21.5% | ||
| Q3 25 | 21.8% | 15.7% | ||
| Q2 25 | 31.4% | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | 23.6% | 18.7% | ||
| Q3 24 | 30.7% | — | ||
| Q2 24 | 6.8% | 21.8% |
资本支出强度BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 5.0% | ||
| Q3 25 | 8.3% | 3.7% | ||
| Q2 25 | 7.1% | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | 10.2% | 2.6% | ||
| Q3 24 | 10.1% | 4.1% | ||
| Q2 24 | 7.3% | 2.2% |
现金转化率BPOPRBC
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 1.81× | ||
| Q3 25 | 0.92× | 1.47× | ||
| Q2 25 | 1.15× | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | 1.45× | ||
| Q3 24 | 1.50× | — | ||
| Q2 24 | 0.45× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
