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POPULAR, INC.（BPOP）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是Reddit, Inc.的1.3倍（$835.8M vs $663.0M），Reddit, Inc.净利率更高（30.8% vs 29.4%，领先1.4%），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs 25.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
BPOP vs RDDT — 直观对比
营收规模更大
BPOP
是对方的1.3倍
$663.0M
净利率更高
RDDT
高出1.4%
29.4%
两年增速更快
RDDT
近两年复合增速
25.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $663.0M |
| 净利润 | $245.7M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | 44.1% | 0.0% |
| 净利率 | 29.4% | 30.8% |
| 营收同比 | — | 69.0% |
| 净利润同比 | 38.4% | 680.0% |
| 每股收益（稀释后） | $3.78 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRDDT
| Q1 26 | $835.8M | $663.0M | ||
| Q4 25 | $657.6M | $725.6M | ||
| Q3 25 | $646.5M | $584.9M | ||
| Q2 25 | $631.5M | $499.6M | ||
| Q1 25 | — | $392.4M | ||
| Q4 24 | $590.8M | $427.7M | ||
| Q3 24 | $572.5M | $348.4M | ||
| Q2 24 | $568.3M | $281.2M |
净利润BPOPRDDT
| Q1 26 | $245.7M | $204.0M | ||
| Q4 25 | $233.9M | $251.6M | ||
| Q3 25 | $211.3M | $162.7M | ||
| Q2 25 | $210.4M | $89.3M | ||
| Q1 25 | — | $26.2M | ||
| Q4 24 | $177.8M | $71.0M | ||
| Q3 24 | $155.3M | $29.9M | ||
| Q2 24 | $177.8M | $-10.1M |
毛利率BPOPRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率BPOPRDDT
| Q1 26 | 44.1% | 0.0% | ||
| Q4 25 | 42.4% | 31.9% | ||
| Q3 25 | 38.2% | 23.7% | ||
| Q2 25 | 40.9% | 13.6% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | 37.5% | 12.4% | ||
| Q3 24 | 34.5% | 2.0% | ||
| Q2 24 | 38.4% | -11.0% |
净利率BPOPRDDT
| Q1 26 | 29.4% | 30.8% | ||
| Q4 25 | 35.6% | 34.7% | ||
| Q3 25 | 32.7% | 27.8% | ||
| Q2 25 | 33.3% | 17.9% | ||
| Q1 25 | — | 6.7% | ||
| Q4 24 | 30.1% | 16.6% | ||
| Q3 24 | 27.1% | 8.6% | ||
| Q2 24 | 31.3% | -3.6% |
每股收益（稀释后）BPOPRDDT
| Q1 26 | $3.78 | $1.01 | ||
| Q4 25 | $3.51 | $1.24 | ||
| Q3 25 | $3.14 | $0.80 | ||
| Q2 25 | $3.09 | $0.45 | ||
| Q1 25 | — | $0.13 | ||
| Q4 24 | $2.51 | $4.76 | ||
| Q3 24 | $2.16 | $0.16 | ||
| Q2 24 | $2.46 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $17.6M | — |
| 股东权益账面价值 | $6.3B | $3.2B |
| 总资产 | $76.1B | $3.5B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资BPOPRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | — | $911.7M | ||
| Q2 25 | — | $734.1M | ||
| Q1 25 | — | $635.7M | ||
| Q4 24 | — | $562.1M | ||
| Q3 24 | — | $515.9M | ||
| Q2 24 | — | $468.0M |
总债务BPOPRDDT
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BPOPRDDT
| Q1 26 | $6.3B | $3.2B | ||
| Q4 25 | $6.2B | $2.9B | ||
| Q3 25 | $6.1B | $2.6B | ||
| Q2 25 | $6.0B | $2.4B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | $5.6B | $2.1B | ||
| Q3 24 | $5.8B | $2.0B | ||
| Q2 24 | $5.4B | $1.9B |
总资产BPOPRDDT
| Q1 26 | $76.1B | $3.5B | ||
| Q4 25 | $75.3B | $3.2B | ||
| Q3 25 | $75.1B | $2.9B | ||
| Q2 25 | $76.1B | $2.6B | ||
| Q1 25 | — | $2.4B | ||
| Q4 24 | $73.0B | $2.3B | ||
| Q3 24 | $71.3B | $2.2B | ||
| Q2 24 | $72.8B | $2.1B |
负债/权益比BPOPRDDT
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $311.0M |
| 自由现金流率自由现金流/营收 | — | 46.9% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $868.6M |
8季度趋势，按日历期对齐
经营现金流BPOPRDDT
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $266.8M | ||
| Q3 25 | $195.0M | $185.2M | ||
| Q2 25 | $242.9M | $111.3M | ||
| Q1 25 | — | $127.6M | ||
| Q4 24 | $199.5M | $90.0M | ||
| Q3 24 | $233.2M | $71.6M | ||
| Q2 24 | $80.4M | $28.4M |
自由现金流BPOPRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | $221.1M | $263.6M | ||
| Q3 25 | $141.1M | $183.1M | ||
| Q2 25 | $198.3M | $110.8M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | $139.2M | $89.2M | ||
| Q3 24 | $175.6M | $70.3M | ||
| Q2 24 | $38.9M | $27.2M |
自由现金流率BPOPRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | 33.6% | 36.3% | ||
| Q3 25 | 21.8% | 31.3% | ||
| Q2 25 | 31.4% | 22.2% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | 23.6% | 20.8% | ||
| Q3 24 | 30.7% | 20.2% | ||
| Q2 24 | 6.8% | 9.7% |
资本支出强度BPOPRDDT
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 0.4% | ||
| Q3 25 | 8.3% | 0.4% | ||
| Q2 25 | 7.1% | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 10.2% | 0.2% | ||
| Q3 24 | 10.1% | 0.4% | ||
| Q2 24 | 7.3% | 0.4% |
现金转化率BPOPRDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 1.06× | ||
| Q3 25 | 0.92× | 1.14× | ||
| Q2 25 | 1.15× | 1.25× | ||
| Q1 25 | — | 4.88× | ||
| Q4 24 | 1.12× | 1.27× | ||
| Q3 24 | 1.50× | 2.40× | ||
| Q2 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RDDT
暂无分部数据
