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POPULAR, INC.（BPOP）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
瑞思迈的季度营收约是POPULAR, INC.的1.7倍（$1.4B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs 27.6%，领先1.8%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 9.0%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
BPOP vs RMD — 直观对比
营收规模更大
RMD
是对方的1.7倍
$835.8M
净利率更高
BPOP
高出1.8%
27.6%
两年增速更快
BPOP
近两年复合增速
9.0%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.4B |
| 净利润 | $245.7M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 44.1% | 34.6% |
| 净利率 | 29.4% | 27.6% |
| 营收同比 | — | 11.0% |
| 净利润同比 | 38.4% | 13.9% |
| 每股收益（稀释后） | $3.78 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRMD
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $1.4B | ||
| Q3 25 | $646.5M | $1.3B | ||
| Q2 25 | $631.5M | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | $590.8M | $1.3B | ||
| Q3 24 | $572.5M | $1.2B | ||
| Q2 24 | $568.3M | $1.2B |
净利润BPOPRMD
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $392.6M | ||
| Q3 25 | $211.3M | $348.5M | ||
| Q2 25 | $210.4M | $379.7M | ||
| Q1 25 | — | $365.0M | ||
| Q4 24 | $177.8M | $344.6M | ||
| Q3 24 | $155.3M | $311.4M | ||
| Q2 24 | $177.8M | $292.2M |
毛利率BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% | ||
| Q2 24 | — | 58.5% |
营业利润率BPOPRMD
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | 34.6% | ||
| Q3 25 | 38.2% | 33.4% | ||
| Q2 25 | 40.9% | 33.7% | ||
| Q1 25 | — | 33.0% | ||
| Q4 24 | 37.5% | 32.5% | ||
| Q3 24 | 34.5% | 31.6% | ||
| Q2 24 | 38.4% | 31.2% |
净利率BPOPRMD
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 27.6% | ||
| Q3 25 | 32.7% | 26.1% | ||
| Q2 25 | 33.3% | 28.2% | ||
| Q1 25 | — | 28.3% | ||
| Q4 24 | 30.1% | 26.9% | ||
| Q3 24 | 27.1% | 25.4% | ||
| Q2 24 | 31.3% | 23.9% |
每股收益（稀释后）BPOPRMD
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $2.68 | ||
| Q3 25 | $3.14 | $2.37 | ||
| Q2 25 | $3.09 | $2.58 | ||
| Q1 25 | — | $2.48 | ||
| Q4 24 | $2.51 | $2.34 | ||
| Q3 24 | $2.16 | $2.11 | ||
| Q2 24 | $2.46 | $1.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $17.6M | $403.9M |
| 股东权益账面价值 | $6.3B | $6.3B |
| 总资产 | $76.1B | $8.5B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $932.7M | ||
| Q4 24 | — | $521.9M | ||
| Q3 24 | — | $426.4M | ||
| Q2 24 | — | $238.4M |
总债务BPOPRMD
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $403.9M | ||
| Q3 25 | — | $408.7M | ||
| Q2 25 | — | $658.4M | ||
| Q1 25 | — | $663.1M | ||
| Q4 24 | — | $662.9M | ||
| Q3 24 | — | $667.6M | ||
| Q2 24 | — | $697.3M |
股东权益BPOPRMD
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $6.3B | ||
| Q3 25 | $6.1B | $6.1B | ||
| Q2 25 | $6.0B | $6.0B | ||
| Q1 25 | — | $5.5B | ||
| Q4 24 | $5.6B | $5.3B | ||
| Q3 24 | $5.8B | $5.2B | ||
| Q2 24 | $5.4B | $4.9B |
总资产BPOPRMD
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $8.5B | ||
| Q3 25 | $75.1B | $8.3B | ||
| Q2 25 | $76.1B | $8.2B | ||
| Q1 25 | — | $7.6B | ||
| Q4 24 | $73.0B | $7.1B | ||
| Q3 24 | $71.3B | $7.2B | ||
| Q2 24 | $72.8B | $6.9B |
负债/权益比BPOPRMD
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.06× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $339.7M |
| 自由现金流经营现金流 - 资本支出 | — | $311.2M |
| 自由现金流率自由现金流/营收 | — | 21.9% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | 0.87× |
| 过去12个月自由现金流最近4个季度 | — | $1.8B |
8季度趋势，按日历期对齐
经营现金流BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $339.7M | ||
| Q3 25 | $195.0M | $457.3M | ||
| Q2 25 | $242.9M | $538.8M | ||
| Q1 25 | — | $578.7M | ||
| Q4 24 | $199.5M | $308.6M | ||
| Q3 24 | $233.2M | $325.5M | ||
| Q2 24 | $80.4M | $440.1M |
自由现金流BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $311.2M | ||
| Q3 25 | $141.1M | $414.4M | ||
| Q2 25 | $198.3M | $508.2M | ||
| Q1 25 | — | $557.9M | ||
| Q4 24 | $139.2M | $288.0M | ||
| Q3 24 | $175.6M | $307.7M | ||
| Q2 24 | $38.9M | $415.2M |
自由现金流率BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 21.9% | ||
| Q3 25 | 21.8% | 31.0% | ||
| Q2 25 | 31.4% | 37.7% | ||
| Q1 25 | — | 43.2% | ||
| Q4 24 | 23.6% | 22.5% | ||
| Q3 24 | 30.7% | 25.1% | ||
| Q2 24 | 6.8% | 33.9% |
资本支出强度BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 2.0% | ||
| Q3 25 | 8.3% | 3.2% | ||
| Q2 25 | 7.1% | 2.3% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | 10.2% | 1.6% | ||
| Q3 24 | 10.1% | 1.5% | ||
| Q2 24 | 7.3% | 2.0% |
现金转化率BPOPRMD
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | 0.87× | ||
| Q3 25 | 0.92× | 1.31× | ||
| Q2 25 | 1.15× | 1.42× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | 1.12× | 0.90× | ||
| Q3 24 | 1.50× | 1.05× | ||
| Q2 24 | 0.45× | 1.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RMD
| Sleep And Breathing Health | $1.3B | 88% |
| Residential Care Software | $166.9M | 12% |
