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POPULAR, INC.（BPOP）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
RXO, Inc.的季度营收约是POPULAR, INC.的1.8倍（$1.5B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs -3.1%，领先32.5%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs 25.1%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
BPOP vs RXO — 直观对比
营收规模更大
RXO
是对方的1.8倍
$835.8M
净利率更高
BPOP
高出32.5%
-3.1%
两年增速更快
RXO
近两年复合增速
25.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.5B |
| 净利润 | $245.7M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | 44.1% | -2.9% |
| 净利率 | 29.4% | -3.1% |
| 营收同比 | — | -11.9% |
| 净利润同比 | 38.4% | -84.0% |
| 每股收益（稀释后） | $3.78 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRXO
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $1.5B | ||
| Q3 25 | $646.5M | $1.4B | ||
| Q2 25 | $631.5M | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $590.8M | $1.7B | ||
| Q3 24 | $572.5M | $1.0B | ||
| Q2 24 | $568.3M | $930.0M |
净利润BPOPRXO
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $-46.0M | ||
| Q3 25 | $211.3M | $-14.0M | ||
| Q2 25 | $210.4M | $-9.0M | ||
| Q1 25 | — | $-31.0M | ||
| Q4 24 | $177.8M | $-25.0M | ||
| Q3 24 | $155.3M | $-243.0M | ||
| Q2 24 | $177.8M | $-7.0M |
营业利润率BPOPRXO
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | -2.9% | ||
| Q3 25 | 38.2% | -0.5% | ||
| Q2 25 | 40.9% | — | ||
| Q1 25 | — | -2.1% | ||
| Q4 24 | 37.5% | -1.4% | ||
| Q3 24 | 34.5% | -1.9% | ||
| Q2 24 | 38.4% | — |
净利率BPOPRXO
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | -3.1% | ||
| Q3 25 | 32.7% | -1.0% | ||
| Q2 25 | 33.3% | -0.6% | ||
| Q1 25 | — | -2.2% | ||
| Q4 24 | 30.1% | -1.5% | ||
| Q3 24 | 27.1% | -23.4% | ||
| Q2 24 | 31.3% | -0.8% |
每股收益（稀释后）BPOPRXO
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $-0.28 | ||
| Q3 25 | $3.14 | $-0.08 | ||
| Q2 25 | $3.09 | $-0.05 | ||
| Q1 25 | — | $-0.18 | ||
| Q4 24 | $2.51 | $-0.17 | ||
| Q3 24 | $2.16 | $-1.81 | ||
| Q2 24 | $2.46 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $17.0M |
| 总债务越低越好 | $17.6M | $387.0M |
| 股东权益账面价值 | $6.3B | $1.5B |
| 总资产 | $76.1B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.00× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $55.0M | ||
| Q2 24 | — | $7.0M |
总债务BPOPRXO
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $387.0M | ||
| Q3 25 | — | $387.0M | ||
| Q2 25 | — | $387.0M | ||
| Q1 25 | — | $387.0M | ||
| Q4 24 | — | $351.0M | ||
| Q3 24 | — | $352.0M | ||
| Q2 24 | — | $370.0M |
股东权益BPOPRXO
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $1.5B | ||
| Q3 25 | $6.1B | $1.6B | ||
| Q2 25 | $6.0B | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | $5.6B | $1.6B | ||
| Q3 24 | $5.8B | $1.7B | ||
| Q2 24 | $5.4B | $579.0M |
总资产BPOPRXO
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $3.3B | ||
| Q3 25 | $75.1B | $3.2B | ||
| Q2 25 | $76.1B | $3.2B | ||
| Q1 25 | — | $3.3B | ||
| Q4 24 | $73.0B | $3.4B | ||
| Q3 24 | $71.3B | $3.4B | ||
| Q2 24 | $72.8B | $1.8B |
负债/权益比BPOPRXO
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $7.0M | ||
| Q3 25 | $195.0M | $23.0M | ||
| Q2 25 | $242.9M | $23.0M | ||
| Q1 25 | — | $-2.0M | ||
| Q4 24 | $199.5M | $-7.0M | ||
| Q3 24 | $233.2M | $-7.0M | ||
| Q2 24 | $80.4M | $-5.0M |
自由现金流BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $-9.0M | ||
| Q3 25 | $141.1M | $9.0M | ||
| Q2 25 | $198.3M | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | $139.2M | $-19.0M | ||
| Q3 24 | $175.6M | $-18.0M | ||
| Q2 24 | $38.9M | $-16.0M |
自由现金流率BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | -0.6% | ||
| Q3 25 | 21.8% | 0.6% | ||
| Q2 25 | 31.4% | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | 23.6% | -1.1% | ||
| Q3 24 | 30.7% | -1.7% | ||
| Q2 24 | 6.8% | -1.7% |
资本支出强度BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 1.1% | ||
| Q3 25 | 8.3% | 1.0% | ||
| Q2 25 | 7.1% | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | 10.2% | 0.7% | ||
| Q3 24 | 10.1% | 1.1% | ||
| Q2 24 | 7.3% | 1.2% |
现金转化率BPOPRXO
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | — | ||
| Q3 25 | 0.92× | — | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | — | ||
| Q3 24 | 1.50× | — | ||
| Q2 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
