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POPULAR, INC.（BPOP）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
POPULAR, INC.的季度营收约是Rackspace Technology, Inc.的1.2倍（$835.8M vs $682.8M），POPULAR, INC.净利率更高（29.4% vs -4.8%，领先34.2%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs -0.6%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
BPOP vs RXT — 直观对比
营收规模更大
BPOP
是对方的1.2倍
$682.8M
净利率更高
BPOP
高出34.2%
-4.8%
两年增速更快
BPOP
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $682.8M |
| 净利润 | $245.7M | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | 44.1% | -0.5% |
| 净利率 | 29.4% | -4.8% |
| 营收同比 | — | -0.4% |
| 净利润同比 | 38.4% | 41.6% |
| 每股收益（稀释后） | $3.78 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPRXT
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $682.8M | ||
| Q3 25 | $646.5M | $671.2M | ||
| Q2 25 | $631.5M | $666.3M | ||
| Q1 25 | — | $665.4M | ||
| Q4 24 | $590.8M | $685.6M | ||
| Q3 24 | $572.5M | $675.8M | ||
| Q2 24 | $568.3M | $684.9M |
净利润BPOPRXT
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $-32.7M | ||
| Q3 25 | $211.3M | $-67.1M | ||
| Q2 25 | $210.4M | $-54.5M | ||
| Q1 25 | — | $-71.5M | ||
| Q4 24 | $177.8M | $-56.0M | ||
| Q3 24 | $155.3M | $-186.6M | ||
| Q2 24 | $177.8M | $25.0M |
毛利率BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 19.2% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 19.2% |
营业利润率BPOPRXT
| Q1 26 | 44.1% | — | ||
| Q4 25 | 42.4% | -0.5% | ||
| Q3 25 | 38.2% | -5.1% | ||
| Q2 25 | 40.9% | -3.8% | ||
| Q1 25 | — | -5.8% | ||
| Q4 24 | 37.5% | -4.2% | ||
| Q3 24 | 34.5% | -25.7% | ||
| Q2 24 | 38.4% | -7.9% |
净利率BPOPRXT
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | -4.8% | ||
| Q3 25 | 32.7% | -10.0% | ||
| Q2 25 | 33.3% | -8.2% | ||
| Q1 25 | — | -10.7% | ||
| Q4 24 | 30.1% | -8.2% | ||
| Q3 24 | 27.1% | -27.6% | ||
| Q2 24 | 31.3% | 3.7% |
每股收益（稀释后）BPOPRXT
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $-0.13 | ||
| Q3 25 | $3.14 | $-0.28 | ||
| Q2 25 | $3.09 | $-0.23 | ||
| Q1 25 | — | $-0.31 | ||
| Q4 24 | $2.51 | $-0.20 | ||
| Q3 24 | $2.16 | $-0.82 | ||
| Q2 24 | $2.46 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $105.8M |
| 总债务越低越好 | $17.6M | $2.7B |
| 股东权益账面价值 | $6.3B | $-1.2B |
| 总资产 | $76.1B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | — | $105.8M | ||
| Q3 25 | — | $99.5M | ||
| Q2 25 | — | $103.9M | ||
| Q1 25 | — | $128.0M | ||
| Q4 24 | — | $144.0M | ||
| Q3 24 | — | $157.1M | ||
| Q2 24 | — | $190.2M |
总债务BPOPRXT
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | $2.7B | ||
| Q3 25 | — | $2.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.9B |
股东权益BPOPRXT
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $-1.2B | ||
| Q3 25 | $6.1B | $-1.2B | ||
| Q2 25 | $6.0B | $-1.1B | ||
| Q1 25 | — | $-1.1B | ||
| Q4 24 | $5.6B | $-1.0B | ||
| Q3 24 | $5.8B | $-949.7M | ||
| Q2 24 | $5.4B | $-756.2M |
总资产BPOPRXT
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $2.8B | ||
| Q3 25 | $75.1B | $2.8B | ||
| Q2 25 | $76.1B | $2.9B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | $73.0B | $3.1B | ||
| Q3 24 | $71.3B | $3.1B | ||
| Q2 24 | $72.8B | $3.4B |
负债/权益比BPOPRXT
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $59.7M |
| 自由现金流经营现金流 - 资本支出 | — | $56.0M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $90.6M |
8季度趋势，按日历期对齐
经营现金流BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | $268.5M | $59.7M | ||
| Q3 25 | $195.0M | $70.7M | ||
| Q2 25 | $242.9M | $8.4M | ||
| Q1 25 | — | $12.6M | ||
| Q4 24 | $199.5M | $54.3M | ||
| Q3 24 | $233.2M | $51.8M | ||
| Q2 24 | $80.4M | $24.1M |
自由现金流BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | $221.1M | $56.0M | ||
| Q3 25 | $141.1M | $42.7M | ||
| Q2 25 | $198.3M | $-12.4M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | $139.2M | $34.4M | ||
| Q3 24 | $175.6M | $27.3M | ||
| Q2 24 | $38.9M | $-14.5M |
自由现金流率BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | 33.6% | 8.2% | ||
| Q3 25 | 21.8% | 6.4% | ||
| Q2 25 | 31.4% | -1.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 23.6% | 5.0% | ||
| Q3 24 | 30.7% | 4.0% | ||
| Q2 24 | 6.8% | -2.1% |
资本支出强度BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | 7.2% | 0.5% | ||
| Q3 25 | 8.3% | 4.2% | ||
| Q2 25 | 7.1% | 3.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | 10.2% | 2.9% | ||
| Q3 24 | 10.1% | 3.6% | ||
| Q2 24 | 7.3% | 5.6% |
现金转化率BPOPRXT
| Q1 26 | — | — | ||
| Q4 25 | 1.15× | — | ||
| Q3 25 | 0.92× | — | ||
| Q2 25 | 1.15× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.12× | — | ||
| Q3 24 | 1.50× | — | ||
| Q2 24 | 0.45× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
