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POPULAR, INC.（BPOP）与Texas Roadhouse, Inc.（TXRH）财务数据对比。点击上方公司名可切换其他公司
Texas Roadhouse, Inc.的季度营收约是POPULAR, INC.的1.8倍（$1.5B vs $835.8M），POPULAR, INC.净利率更高（29.4% vs 5.8%，领先23.5%），过去两年POPULAR, INC.的营收复合增速更高（25.1% vs 12.8%）
Popular Inc.是波多黎各最大的金融服务集团，创立于1893年，总部位于首府圣胡安哈托雷伊商务区的黄金英里金融区。集团提供全方位金融服务，在波多黎各、美属及英属维尔京群岛以Banco Popular品牌运营，美国本土则使用Popular Bank品牌。
Texas Roadhouse是美国知名牛排连锁餐厅，主打德克萨斯及美国西南部风味餐食，核心产品为各类牛排。品牌总部位于肯塔基州路易斯维尔，旗下还运营另外两个餐饮品牌。截至2025年8月，品牌在美国49个州拥有约800家门店，同时在11个国家开设了70家海外门店。
BPOP vs TXRH — 直观对比
营收规模更大
TXRH
是对方的1.8倍
$835.8M
净利率更高
BPOP
高出23.5%
5.8%
两年增速更快
BPOP
近两年复合增速
12.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $835.8M | $1.5B |
| 净利润 | $245.7M | $86.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 6.5% |
| 净利率 | 29.4% | 5.8% |
| 营收同比 | — | 3.1% |
| 净利润同比 | 38.4% | -26.9% |
| 每股收益（稀释后） | $3.78 | $1.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPOPTXRH
| Q1 26 | $835.8M | — | ||
| Q4 25 | $657.6M | $1.5B | ||
| Q3 25 | $646.5M | $1.4B | ||
| Q2 25 | $631.5M | $1.4B | ||
| Q4 24 | $590.8M | $1.4B | ||
| Q3 24 | $572.5M | $1.3B | ||
| Q2 24 | $568.3M | $1.3B | ||
| Q1 24 | — | $1.3B |
净利润BPOPTXRH
| Q1 26 | $245.7M | — | ||
| Q4 25 | $233.9M | $86.7M | ||
| Q3 25 | $211.3M | $84.9M | ||
| Q2 25 | $210.4M | $116.1M | ||
| Q4 24 | $177.8M | $118.5M | ||
| Q3 24 | $155.3M | $86.8M | ||
| Q2 24 | $177.8M | $123.1M | ||
| Q1 24 | — | $116.0M |
营业利润率BPOPTXRH
| Q1 26 | — | — | ||
| Q4 25 | 42.4% | 6.5% | ||
| Q3 25 | 38.2% | 6.7% | ||
| Q2 25 | 40.9% | 9.3% | ||
| Q4 24 | 37.5% | 9.6% | ||
| Q3 24 | 34.5% | 8.0% | ||
| Q2 24 | 38.4% | 10.6% | ||
| Q1 24 | — | 10.1% |
净利率BPOPTXRH
| Q1 26 | 29.4% | — | ||
| Q4 25 | 35.6% | 5.8% | ||
| Q3 25 | 32.7% | 5.9% | ||
| Q2 25 | 33.3% | 8.0% | ||
| Q4 24 | 30.1% | 8.2% | ||
| Q3 24 | 27.1% | 6.8% | ||
| Q2 24 | 31.3% | 9.2% | ||
| Q1 24 | — | 8.8% |
每股收益（稀释后）BPOPTXRH
| Q1 26 | $3.78 | — | ||
| Q4 25 | $3.51 | $1.29 | ||
| Q3 25 | $3.14 | $1.25 | ||
| Q2 25 | $3.09 | $1.70 | ||
| Q4 24 | $2.51 | $1.73 | ||
| Q3 24 | $2.16 | $1.26 | ||
| Q2 24 | $2.46 | $1.79 | ||
| Q1 24 | — | $1.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $134.7M |
| 总债务越低越好 | $17.6M | — |
| 股东权益账面价值 | $6.3B | $1.5B |
| 总资产 | $76.1B | $3.5B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资BPOPTXRH
| Q1 26 | — | — | ||
| Q4 25 | — | $134.7M | ||
| Q3 25 | — | $108.2M | ||
| Q2 25 | — | $221.1M | ||
| Q4 24 | — | $245.2M | ||
| Q3 24 | — | $189.2M | ||
| Q2 24 | — | $197.5M | ||
| Q1 24 | — | $213.4M |
总债务BPOPTXRH
| Q1 26 | $17.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益BPOPTXRH
| Q1 26 | $6.3B | — | ||
| Q4 25 | $6.2B | $1.5B | ||
| Q3 25 | $6.1B | $1.5B | ||
| Q2 25 | $6.0B | $1.4B | ||
| Q4 24 | $5.6B | $1.4B | ||
| Q3 24 | $5.8B | $1.3B | ||
| Q2 24 | $5.4B | $1.3B | ||
| Q1 24 | — | $1.2B |
总资产BPOPTXRH
| Q1 26 | $76.1B | — | ||
| Q4 25 | $75.3B | $3.5B | ||
| Q3 25 | $75.1B | $3.3B | ||
| Q2 25 | $76.1B | $3.2B | ||
| Q4 24 | $73.0B | $3.2B | ||
| Q3 24 | $71.3B | $2.9B | ||
| Q2 24 | $72.8B | $2.9B | ||
| Q1 24 | — | $2.8B |
负债/权益比BPOPTXRH
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BPOP
| Net Interest Income | $670.2M | 80% |
| Noninterest Income | $165.6M | 20% |
TXRH
| Food And Beverage | $1.5B | 99% |
| Texas Roadhouse Segment | $21.2M | 1% |
| Franchise | $8.2M | 1% |
| Franchise Royalty | $7.4M | 0% |
| Bubba S33Segment | $2.3M | 0% |
