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迪吉多（BTBT）与Chime Financial, Inc.（CHYM）财务数据对比。点击上方公司名可切换其他公司
Chime Financial, Inc.的季度营收约是迪吉多的16.8倍（$543.5M vs $32.3M），Chime Financial, Inc.净利率更高（-10.1% vs -582.6%，领先572.5%），Chime Financial, Inc.自由现金流更多（$15.4M vs $-574.9M）
迪吉多是1957年由肯·奥尔森与哈兰·安德森联合创立的美国计算机企业，在1960年代至1990年代间是全球计算机行业的重量级参与者。肯·奥尔森一直担任公司总裁，直至1992年公司业绩大幅下滑后被迫辞职。
Chime Financial, Inc.是总部位于美国加利福尼亚州旧金山的金融科技企业，通过与Stride Bank、The Bancorp Bank两家全国性银行合作，为用户提供免服务费的移动银行服务，是美国消费金融科技领域的代表性企业之一。
BTBT vs CHYM — 直观对比
营收规模更大
CHYM
是对方的16.8倍
$32.3M
净利率更高
CHYM
高出572.5%
-582.6%
自由现金流更多
CHYM
多$590.3M
$-574.9M
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $32.3M | $543.5M |
| 净利润 | $-188.4M | $-54.7M |
| 毛利率 | — | 87.2% |
| 营业利润率 | -597.0% | -11.9% |
| 净利率 | -582.6% | -10.1% |
| 营收同比 | — | 28.8% |
| 净利润同比 | — | -148.4% |
| 每股收益（稀释后） | $-0.53 | $-0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BTBTCHYM
| Q4 25 | $32.3M | — | ||
| Q3 25 | $30.5M | $543.5M | ||
| Q2 25 | $25.7M | $528.1M | ||
| Q1 25 | $25.1M | — | ||
| Q3 24 | — | $421.9M | ||
| Q2 24 | — | $384.2M |
净利润BTBTCHYM
| Q4 25 | $-188.4M | — | ||
| Q3 25 | $150.9M | $-54.7M | ||
| Q2 25 | $14.9M | $-923.4M | ||
| Q1 25 | $-57.7M | — | ||
| Q3 24 | — | $-22.0M | ||
| Q2 24 | — | $385.0K |
毛利率BTBTCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | 87.2% | ||
| Q2 25 | — | 87.3% | ||
| Q1 25 | — | — | ||
| Q3 24 | — | 87.3% | ||
| Q2 24 | — | 86.9% |
营业利润率BTBTCHYM
| Q4 25 | -597.0% | — | ||
| Q3 25 | — | -11.9% | ||
| Q2 25 | 45.7% | -176.2% | ||
| Q1 25 | -208.6% | — | ||
| Q3 24 | — | -7.3% | ||
| Q2 24 | — | -2.5% |
净利率BTBTCHYM
| Q4 25 | -582.6% | — | ||
| Q3 25 | 495.3% | -10.1% | ||
| Q2 25 | 58.0% | -174.8% | ||
| Q1 25 | -229.9% | — | ||
| Q3 24 | — | -5.2% | ||
| Q2 24 | — | 0.1% |
每股收益（稀释后）BTBTCHYM
| Q4 25 | $-0.53 | — | ||
| Q3 25 | $0.47 | $-0.15 | ||
| Q2 25 | $0.07 | $-7.29 | ||
| Q1 25 | $-0.32 | — | ||
| Q3 24 | — | $-0.34 | ||
| Q2 24 | — | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $118.4M | $445.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $724.0M | $1.4B |
| 总资产 | $1.2B | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BTBTCHYM
| Q4 25 | $118.4M | — | ||
| Q3 25 | $179.1M | $445.0M | ||
| Q2 25 | $181.2M | $868.3M | ||
| Q1 25 | $57.6M | — | ||
| Q3 24 | — | $270.8M | ||
| Q2 24 | — | $295.4M |
股东权益BTBTCHYM
| Q4 25 | $724.0M | — | ||
| Q3 25 | $906.2M | $1.4B | ||
| Q2 25 | $633.2M | $1.4B | ||
| Q1 25 | $417.4M | — | ||
| Q3 24 | — | $-1.9B | ||
| Q2 24 | — | $-1.9B |
总资产BTBTCHYM
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.1B | $2.0B | ||
| Q2 25 | $723.4M | $1.9B | ||
| Q1 25 | $485.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-288.9M | $17.5M |
| 自由现金流经营现金流 - 资本支出 | $-574.9M | $15.4M |
| 自由现金流率自由现金流/营收 | -1778.0% | 2.8% |
| 资本支出强度资本支出/营收 | 884.4% | 0.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-943.7M | — |
8季度趋势，按日历期对齐
经营现金流BTBTCHYM
| Q4 25 | $-288.9M | — | ||
| Q3 25 | $-240.0M | $17.5M | ||
| Q2 25 | $17.7M | $2.7M | ||
| Q1 25 | $17.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流BTBTCHYM
| Q4 25 | $-574.9M | — | ||
| Q3 25 | $-256.8M | $15.4M | ||
| Q2 25 | $-64.5M | $-888.0K | ||
| Q1 25 | $-47.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率BTBTCHYM
| Q4 25 | -1778.0% | — | ||
| Q3 25 | -843.1% | 2.8% | ||
| Q2 25 | -251.3% | -0.2% | ||
| Q1 25 | -189.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度BTBTCHYM
| Q4 25 | 884.4% | — | ||
| Q3 25 | 55.4% | 0.4% | ||
| Q2 25 | 320.3% | 0.7% | ||
| Q1 25 | 258.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率BTBTCHYM
| Q4 25 | — | — | ||
| Q3 25 | -1.59× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BTBT
| Cloud Services | $19.3M | 60% |
| Digital Asset Mining | $5.5M | 17% |
| Colocation Services | $3.8M | 12% |
| Other | $3.7M | 11% |
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
