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Chime Financial, Inc.（CHYM）与Hut 8 Corp.（HUT）财务数据对比。点击上方公司名可切换其他公司
Chime Financial, Inc.的季度营收约是Hut 8 Corp.的6.1倍（$543.5M vs $88.5M）。Chime Financial, Inc.净利率更高（-10.1% vs -316.0%，领先306.0%）。Hut 8 Corp.同比增速更快（179.2% vs 28.8%）
Chime Financial, Inc.是总部位于美国加利福尼亚州旧金山的金融科技企业，通过与Stride Bank、The Bancorp Bank两家全国性银行合作，为用户提供免服务费的移动银行服务，是美国消费金融科技领域的代表性企业之一。
Tropical Hut是菲律宾水星集团旗下的快餐连锁品牌，是菲律宾历史第七悠久的餐饮连锁品牌，创立时间早于1978年成立的快乐蜂及1981年进入菲律宾市场的麦当劳。
CHYM vs HUT — 直观对比
营收规模更大
CHYM
是对方的6.1倍
$88.5M
营收增速更快
HUT
高出150.4%
28.8%
净利率更高
CHYM
高出306.0%
-316.0%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $543.5M | $88.5M |
| 净利润 | $-54.7M | $-279.7M |
| 毛利率 | 87.2% | 60.4% |
| 营业利润率 | -11.9% | -491.4% |
| 净利率 | -10.1% | -316.0% |
| 营收同比 | 28.8% | 179.2% |
| 净利润同比 | -148.4% | -283.7% |
| 每股收益（稀释后） | $-0.15 | $-2.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHYMHUT
| Q4 25 | — | $88.5M | ||
| Q3 25 | $543.5M | $83.5M | ||
| Q2 25 | $528.1M | $41.3M | ||
| Q1 25 | — | $21.8M | ||
| Q4 24 | — | $31.7M | ||
| Q3 24 | $421.9M | $43.7M | ||
| Q2 24 | $384.2M | $35.2M | ||
| Q1 24 | — | $51.7M |
净利润CHYMHUT
| Q4 25 | — | $-279.7M | ||
| Q3 25 | $-54.7M | $50.1M | ||
| Q2 25 | $-923.4M | $137.3M | ||
| Q1 25 | — | $-133.9M | ||
| Q4 24 | — | $152.2M | ||
| Q3 24 | $-22.0M | $647.0K | ||
| Q2 24 | $385.0K | $-71.9M | ||
| Q1 24 | — | $250.9M |
毛利率CHYMHUT
| Q4 25 | — | 60.4% | ||
| Q3 25 | 87.2% | 61.3% | ||
| Q2 25 | 87.3% | 47.3% | ||
| Q1 25 | — | 14.5% | ||
| Q4 24 | — | 35.9% | ||
| Q3 24 | 87.3% | 59.9% | ||
| Q2 24 | 86.9% | 41.4% | ||
| Q1 24 | — | 45.6% |
营业利润率CHYMHUT
| Q4 25 | — | -491.4% | ||
| Q3 25 | -11.9% | 87.0% | ||
| Q2 25 | -176.2% | — | ||
| Q1 25 | — | -676.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | -7.3% | -3.6% | ||
| Q2 24 | -2.5% | -246.2% | ||
| Q1 24 | — | — |
净利率CHYMHUT
| Q4 25 | — | -316.0% | ||
| Q3 25 | -10.1% | 60.0% | ||
| Q2 25 | -174.8% | 332.5% | ||
| Q1 25 | — | -613.7% | ||
| Q4 24 | — | 480.3% | ||
| Q3 24 | -5.2% | 1.5% | ||
| Q2 24 | 0.1% | -204.1% | ||
| Q1 24 | — | 484.9% |
每股收益（稀释后）CHYMHUT
| Q4 25 | — | $-2.45 | ||
| Q3 25 | $-0.15 | $0.43 | ||
| Q2 25 | $-7.29 | $1.18 | ||
| Q1 25 | — | $-1.30 | ||
| Q4 24 | — | $1.41 | ||
| Q3 24 | $-0.34 | $0.01 | ||
| Q2 24 | $0.00 | $-0.78 | ||
| Q1 24 | — | $2.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $445.0M | $44.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $1.4B |
| 总资产 | $2.0B | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CHYMHUT
| Q4 25 | — | $44.9M | ||
| Q3 25 | $445.0M | $33.5M | ||
| Q2 25 | $868.3M | $216.3M | ||
| Q1 25 | — | $108.4M | ||
| Q4 24 | — | $85.0M | ||
| Q3 24 | $270.8M | — | ||
| Q2 24 | $295.4M | — | ||
| Q1 24 | — | $11.5M |
总债务CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $300.6M | ||
| Q3 24 | — | $297.3M | ||
| Q2 24 | — | $328.8M | ||
| Q1 24 | — | $177.6M |
股东权益CHYMHUT
| Q4 25 | — | $1.4B | ||
| Q3 25 | $1.4B | $1.4B | ||
| Q2 25 | $1.4B | $1.3B | ||
| Q1 25 | — | $960.0M | ||
| Q4 24 | — | $976.7M | ||
| Q3 24 | $-1.9B | $703.9M | ||
| Q2 24 | $-1.9B | $660.1M | ||
| Q1 24 | — | $732.0M |
总资产CHYMHUT
| Q4 25 | — | $2.8B | ||
| Q3 25 | $2.0B | $2.7B | ||
| Q2 25 | $1.9B | $2.0B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $999.0M |
负债/权益比CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.31× | ||
| Q3 24 | — | 0.42× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.24× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.5M | $-57.4M |
| 自由现金流经营现金流 - 资本支出 | $15.4M | — |
| 自由现金流率自由现金流/营收 | 2.8% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CHYMHUT
| Q4 25 | — | $-57.4M | ||
| Q3 25 | $17.5M | $770.0K | ||
| Q2 25 | — | $-48.8M | ||
| Q1 25 | — | $-33.8M | ||
| Q4 24 | — | $-21.6M | ||
| Q3 24 | — | $-4.2M | ||
| Q2 24 | — | $-16.4M | ||
| Q1 24 | — | $-26.3M |
自由现金流CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | $15.4M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | 0.4% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率CHYMHUT
| Q4 25 | — | — | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | -0.36× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -0.14× | ||
| Q3 24 | — | -6.49× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -0.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
HUT
| High Performance Computing Colocation And Cloud | $81.9M | 93% |
| Power | $5.0M | 6% |
| Digital Infrastructure | $1.6M | 2% |
