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BYLINE BANCORP, INC.（BY）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Purple Innovation, Inc.的季度营收约是BYLINE BANCORP, INC.的1.3倍（$140.7M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs -2.3%，领先35.7%），Purple Innovation, Inc.同比增速更快（9.1% vs 9.0%），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
BY vs PRPL — 直观对比
营收规模更大
PRPL
是对方的1.3倍
$112.4M
营收增速更快
PRPL
高出0.0%
9.0%
净利率更高
BY
高出35.7%
-2.3%
两年增速更快
PRPL
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $140.7M |
| 净利润 | $37.6M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 33.4% | -2.3% |
| 营收同比 | 9.0% | 9.1% |
| 净利润同比 | 33.0% | 62.1% |
| 每股收益（稀释后） | $0.83 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYPRPL
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $140.7M | ||
| Q3 25 | $115.7M | $118.8M | ||
| Q2 25 | $110.5M | $105.1M | ||
| Q1 25 | $103.1M | $104.2M | ||
| Q4 24 | $104.7M | $129.0M | ||
| Q3 24 | $101.8M | $118.6M | ||
| Q2 24 | $99.4M | $120.3M |
净利润BYPRPL
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-3.2M | ||
| Q3 25 | $37.2M | $-11.7M | ||
| Q2 25 | $30.1M | $-17.3M | ||
| Q1 25 | $28.2M | $-19.1M | ||
| Q4 24 | $30.3M | $-8.5M | ||
| Q3 24 | $30.3M | $-39.2M | ||
| Q2 24 | $29.7M | $27.0K |
毛利率BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% |
营业利润率BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -1.6% | ||
| Q3 25 | 43.1% | -10.2% | ||
| Q2 25 | 35.2% | -13.5% | ||
| Q1 25 | 36.4% | -13.9% | ||
| Q4 24 | 38.6% | -6.0% | ||
| Q3 24 | 39.3% | -39.5% | ||
| Q2 24 | 40.4% | -12.1% |
净利率BYPRPL
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -2.3% | ||
| Q3 25 | 32.1% | -9.9% | ||
| Q2 25 | 27.2% | -16.5% | ||
| Q1 25 | 27.4% | -18.4% | ||
| Q4 24 | 34.3% | -6.6% | ||
| Q3 24 | 29.8% | -33.1% | ||
| Q2 24 | 29.9% | 0.0% |
每股收益（稀释后）BYPRPL
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.03 | ||
| Q3 25 | $0.82 | $0.11 | ||
| Q2 25 | $0.66 | $0.16 | ||
| Q1 25 | $0.64 | $0.18 | ||
| Q4 24 | $0.68 | $0.08 | ||
| Q3 24 | $0.69 | $0.36 | ||
| Q2 24 | $0.68 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $1.3B | $-29.7M |
| 总资产 | $9.9B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYPRPL
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $24.3M | ||
| Q3 25 | $259.0M | $32.4M | ||
| Q2 25 | $218.3M | $34.2M | ||
| Q1 25 | $421.3M | $21.6M | ||
| Q4 24 | $563.1M | $29.0M | ||
| Q3 24 | $452.6M | $23.4M | ||
| Q2 24 | $730.5M | $23.4M |
总债务BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — |
股东权益BYPRPL
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $-29.7M | ||
| Q3 25 | $1.2B | $-26.9M | ||
| Q2 25 | $1.2B | $-15.6M | ||
| Q1 25 | $1.1B | $1.3M | ||
| Q4 24 | $1.1B | $20.2M | ||
| Q3 24 | $1.1B | $28.0M | ||
| Q2 24 | $1.0B | $66.4M |
总资产BYPRPL
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $296.3M | ||
| Q3 25 | $9.8B | $302.1M | ||
| Q2 25 | $9.7B | $303.8M | ||
| Q1 25 | $9.6B | $293.8M | ||
| Q4 24 | $9.5B | $307.8M | ||
| Q3 24 | $9.4B | $309.3M | ||
| Q2 24 | $9.6B | $362.1M |
负债/权益比BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.8M |
| 自由现金流率自由现金流/营收 | — | -5.5% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-41.9M |
8季度趋势，按日历期对齐
经营现金流BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-5.8M | ||
| Q3 25 | $38.3M | $-968.0K | ||
| Q2 25 | $16.3M | $-4.0M | ||
| Q1 25 | $27.1M | $-23.1M | ||
| Q4 24 | $175.2M | $6.8M | ||
| Q3 24 | $19.8M | $1.1M | ||
| Q2 24 | $40.1M | $-8.9M |
自由现金流BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-7.8M | ||
| Q3 25 | $38.0M | $-1.8M | ||
| Q2 25 | $15.2M | $-7.0M | ||
| Q1 25 | $25.0M | $-25.3M | ||
| Q4 24 | $171.2M | $5.7M | ||
| Q3 24 | $19.1M | $101.0K | ||
| Q2 24 | $39.4M | $-11.0M |
自由现金流率BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -5.5% | ||
| Q3 25 | 32.8% | -1.5% | ||
| Q2 25 | 13.7% | -6.6% | ||
| Q1 25 | 24.3% | -24.3% | ||
| Q4 24 | 163.5% | 4.4% | ||
| Q3 24 | 18.8% | 0.1% | ||
| Q2 24 | 39.7% | -9.2% |
资本支出强度BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.4% | ||
| Q3 25 | 0.3% | 0.7% | ||
| Q2 25 | 1.0% | 2.8% | ||
| Q1 25 | 2.0% | 2.2% | ||
| Q4 24 | 3.8% | 0.8% | ||
| Q3 24 | 0.6% | 0.9% | ||
| Q2 24 | 0.7% | 1.7% |
现金转化率BYPRPL
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | -330.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
