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Cars.com Inc.（CARS）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Cars.com Inc.的季度营收约是REPUBLIC BANCORP INC的2.0倍（$183.9M vs $94.3M），REPUBLIC BANCORP INC同比增速更快（5.3% vs 1.9%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $36.7M），过去两年Cars.com Inc.的营收复合增速更高（1.0% vs -11.5%）
Cars.com是1998年6月推出的美国汽车分类信息网站，目前是美国第二大汽车分类站点，该域名曾在2014年以8.72亿美元售出，是有史以来成交价最高的域名之一。公司总部位于伊利诺伊州芝加哥，旗下专业编辑团队还会为用户提供权威的汽车评测、行业资讯及购车研究内容。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CARS vs RBCAA — 直观对比
营收规模更大
CARS
是对方的2.0倍
$94.3M
营收增速更快
RBCAA
高出3.4%
1.9%
自由现金流更多
RBCAA
多$124.4M
$36.7M
两年增速更快
CARS
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $183.9M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | 11.8% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | 1.9% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $0.12 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CARSRBCAA
| Q4 25 | $183.9M | $94.3M | ||
| Q3 25 | $181.6M | $93.5M | ||
| Q2 25 | $178.7M | $93.8M | ||
| Q1 25 | $179.0M | $135.8M | ||
| Q4 24 | $180.4M | $89.5M | ||
| Q3 24 | $179.7M | $88.1M | ||
| Q2 24 | $178.9M | $86.9M | ||
| Q1 24 | $180.2M | $120.3M |
净利润CARSRBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $7.7M | $29.7M | ||
| Q2 25 | $7.0M | $31.5M | ||
| Q1 25 | $-2.0M | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $18.7M | $26.5M | ||
| Q2 24 | $11.4M | $25.2M | ||
| Q1 24 | $784.0K | $30.6M |
营业利润率CARSRBCAA
| Q4 25 | 11.8% | 29.3% | ||
| Q3 25 | 9.3% | 40.4% | ||
| Q2 25 | 8.5% | 43.0% | ||
| Q1 25 | 3.6% | 44.1% | ||
| Q4 24 | 11.0% | 25.8% | ||
| Q3 24 | 6.4% | 38.4% | ||
| Q2 24 | 5.3% | 37.0% | ||
| Q1 24 | 7.1% | 32.2% |
净利率CARSRBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | 4.2% | 31.8% | ||
| Q2 25 | 3.9% | 33.5% | ||
| Q1 25 | -1.1% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | 10.4% | 30.1% | ||
| Q2 24 | 6.4% | 29.0% | ||
| Q1 24 | 0.4% | 25.4% |
每股收益（稀释后）CARSRBCAA
| Q4 25 | $0.12 | — | ||
| Q3 25 | $0.12 | — | ||
| Q2 25 | $0.11 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.26 | — | ||
| Q3 24 | $0.28 | — | ||
| Q2 24 | $0.17 | — | ||
| Q1 24 | $0.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $56.2M | $220.0M |
| 总债务越低越好 | $455.0M | — |
| 股东权益账面价值 | $472.5M | $1.1B |
| 总资产 | $1.1B | $7.0B |
| 负债/权益比越低杠杆越低 | 0.96× | — |
8季度趋势，按日历期对齐
现金及短期投资CARSRBCAA
| Q4 25 | $56.2M | $220.0M | ||
| Q3 25 | $55.1M | $484.2M | ||
| Q2 25 | $27.7M | $484.8M | ||
| Q1 25 | $31.4M | $793.0M | ||
| Q4 24 | $50.7M | $432.2M | ||
| Q3 24 | $49.6M | $530.9M | ||
| Q2 24 | $29.1M | $400.1M | ||
| Q1 24 | $31.4M | $546.4M |
总债务CARSRBCAA
| Q4 25 | $455.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $460.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CARSRBCAA
| Q4 25 | $472.5M | $1.1B | ||
| Q3 25 | $477.6M | $1.1B | ||
| Q2 25 | $483.2M | $1.1B | ||
| Q1 25 | $489.9M | $1.0B | ||
| Q4 24 | $511.5M | $992.0M | ||
| Q3 24 | $502.4M | $979.7M | ||
| Q2 24 | $496.9M | $955.4M | ||
| Q1 24 | $481.4M | $935.6M |
总资产CARSRBCAA
| Q4 25 | $1.1B | $7.0B | ||
| Q3 25 | $1.1B | $7.0B | ||
| Q2 25 | $1.1B | $7.0B | ||
| Q1 25 | $1.1B | $7.1B | ||
| Q4 24 | $1.1B | $6.8B | ||
| Q3 24 | $1.1B | $6.7B | ||
| Q2 24 | $1.1B | $6.6B | ||
| Q1 24 | $1.1B | $6.9B |
负债/权益比CARSRBCAA
| Q4 25 | 0.96× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.90× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.1M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $36.7M | $161.1M |
| 自由现金流率自由现金流/营收 | 20.0% | 170.9% |
| 资本支出强度资本支出/营收 | 0.2% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $147.4M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CARSRBCAA
| Q4 25 | $37.1M | $168.2M | ||
| Q3 25 | $58.8M | $33.3M | ||
| Q2 25 | $26.2M | $8.4M | ||
| Q1 25 | $29.5M | $93.2M | ||
| Q4 24 | $30.0M | $149.0M | ||
| Q3 24 | $53.8M | $51.3M | ||
| Q2 24 | $35.3M | $4.0M | ||
| Q1 24 | $33.5M | $71.2M |
自由现金流CARSRBCAA
| Q4 25 | $36.7M | $161.1M | ||
| Q3 25 | $58.3M | $30.8M | ||
| Q2 25 | $23.7M | $5.2M | ||
| Q1 25 | $28.6M | $91.6M | ||
| Q4 24 | $29.1M | $143.2M | ||
| Q3 24 | $52.8M | $49.8M | ||
| Q2 24 | $34.9M | $2.7M | ||
| Q1 24 | $32.8M | $69.1M |
自由现金流率CARSRBCAA
| Q4 25 | 20.0% | 170.9% | ||
| Q3 25 | 32.1% | 32.9% | ||
| Q2 25 | 13.3% | 5.5% | ||
| Q1 25 | 16.0% | 67.4% | ||
| Q4 24 | 16.1% | 160.0% | ||
| Q3 24 | 29.4% | 56.5% | ||
| Q2 24 | 19.5% | 3.1% | ||
| Q1 24 | 18.2% | 57.5% |
资本支出强度CARSRBCAA
| Q4 25 | 0.2% | 7.5% | ||
| Q3 25 | 0.3% | 2.6% | ||
| Q2 25 | 1.4% | 3.5% | ||
| Q1 25 | 0.5% | 1.2% | ||
| Q4 24 | 0.5% | 6.5% | ||
| Q3 24 | 0.5% | 1.7% | ||
| Q2 24 | 0.2% | 1.5% | ||
| Q1 24 | 0.4% | 1.7% |
现金转化率CARSRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 7.68× | 1.12× | ||
| Q2 25 | 3.74× | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | 2.87× | 1.93× | ||
| Q2 24 | 3.10× | 0.16× | ||
| Q1 24 | 42.69× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CARS
| Dealer | $164.4M | 89% |
| Sales Channel Through Oem And National | $16.2M | 9% |
| Sales Channel Through Other | $3.3M | 2% |
RBCAA
暂无分部数据
