vs
Maplebear Inc.（CART）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
Maplebear Inc.的季度营收约是WINTRUST FINANCIAL CORP的1.4倍（$992.0M vs $713.2M），WINTRUST FINANCIAL CORP净利率更高（31.9% vs 8.2%，领先23.7%），Maplebear Inc.同比增速更快（12.3% vs 10.9%），过去两年Maplebear Inc.的营收复合增速更高（10.0% vs 9.8%）
Maplebear Inc. 以Instacart为品牌开展业务，是总部位于美国旧金山的零售媒体及配送企业，在美国和加拿大运营生鲜杂货配送与自提服务。用户可通过官网及移动应用从合作商户订购食品杂货，在法律允许的地区还可选购酒类商品，所有订单由专属采购专员负责拣选、打包并配送上门。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
CART vs WTFC — 直观对比
营收规模更大
CART
是对方的1.4倍
$713.2M
营收增速更快
CART
高出1.5%
10.9%
净利率更高
WTFC
高出23.7%
8.2%
两年增速更快
CART
近两年复合增速
9.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $992.0M | $713.2M |
| 净利润 | $81.0M | $227.4M |
| 毛利率 | 72.3% | — |
| 营业利润率 | 9.9% | — |
| 净利率 | 8.2% | 31.9% |
| 营收同比 | 12.3% | 10.9% |
| 净利润同比 | -45.3% | — |
| 每股收益（稀释后） | $0.31 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CARTWTFC
| Q1 26 | — | $713.2M | ||
| Q4 25 | $992.0M | $714.3M | ||
| Q3 25 | $939.0M | $697.8M | ||
| Q2 25 | $914.0M | $670.8M | ||
| Q1 25 | $897.0M | $643.1M | ||
| Q4 24 | $883.0M | $638.6M | ||
| Q3 24 | $852.0M | $615.7M | ||
| Q2 24 | $823.0M | $591.8M |
净利润CARTWTFC
| Q1 26 | — | $227.4M | ||
| Q4 25 | $81.0M | — | ||
| Q3 25 | $144.0M | $216.3M | ||
| Q2 25 | $116.0M | $195.5M | ||
| Q1 25 | $106.0M | $189.0M | ||
| Q4 24 | $148.0M | — | ||
| Q3 24 | $118.0M | $170.0M | ||
| Q2 24 | $61.0M | $152.4M |
毛利率CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | 72.3% | — | ||
| Q3 25 | 73.7% | — | ||
| Q2 25 | 74.2% | — | ||
| Q1 25 | 74.8% | — | ||
| Q4 24 | 75.2% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 75.7% | — |
营业利润率CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | 9.9% | 42.3% | ||
| Q3 25 | 17.7% | 42.4% | ||
| Q2 25 | 13.6% | 39.8% | ||
| Q1 25 | 12.3% | 39.3% | ||
| Q4 24 | 17.6% | 39.6% | ||
| Q3 24 | 16.2% | 37.8% | ||
| Q2 24 | 6.3% | 35.7% |
净利率CARTWTFC
| Q1 26 | — | 31.9% | ||
| Q4 25 | 8.2% | — | ||
| Q3 25 | 15.3% | 31.0% | ||
| Q2 25 | 12.7% | 29.1% | ||
| Q1 25 | 11.8% | 29.4% | ||
| Q4 24 | 16.8% | — | ||
| Q3 24 | 13.8% | 27.6% | ||
| Q2 24 | 7.4% | 25.8% |
每股收益（稀释后）CARTWTFC
| Q1 26 | — | $3.22 | ||
| Q4 25 | $0.31 | $3.15 | ||
| Q3 25 | $0.51 | $2.78 | ||
| Q2 25 | $0.41 | $2.78 | ||
| Q1 25 | $0.37 | $2.69 | ||
| Q4 24 | $0.53 | $2.63 | ||
| Q3 24 | $0.42 | $2.47 | ||
| Q2 24 | $0.20 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $687.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.5B | $7.4B |
| 总资产 | $3.7B | $72.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | $687.0M | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.4B | — |
股东权益CARTWTFC
| Q1 26 | — | $7.4B | ||
| Q4 25 | $2.5B | $7.3B | ||
| Q3 25 | $3.5B | $7.0B | ||
| Q2 25 | $3.3B | $7.2B | ||
| Q1 25 | $3.2B | $6.6B | ||
| Q4 24 | $3.1B | $6.3B | ||
| Q3 24 | $2.9B | $6.4B | ||
| Q2 24 | $3.0B | $5.5B |
总资产CARTWTFC
| Q1 26 | — | $72.2B | ||
| Q4 25 | $3.7B | $71.1B | ||
| Q3 25 | $4.5B | $69.6B | ||
| Q2 25 | $4.4B | $69.0B | ||
| Q1 25 | $4.3B | $65.9B | ||
| Q4 24 | $4.1B | $64.9B | ||
| Q3 24 | $3.9B | $63.8B | ||
| Q2 24 | $4.0B | $59.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $183.0M | — |
| 自由现金流经营现金流 - 资本支出 | $171.0M | — |
| 自由现金流率自由现金流/营收 | 17.2% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 2.26× | — |
| 过去12个月自由现金流最近4个季度 | $910.0M | — |
8季度趋势，按日历期对齐
经营现金流CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | $183.0M | $910.3M | ||
| Q3 25 | $287.0M | $209.8M | ||
| Q2 25 | $203.0M | $329.2M | ||
| Q1 25 | $298.0M | $119.8M | ||
| Q4 24 | $153.0M | $721.6M | ||
| Q3 24 | $185.0M | $-61.6M | ||
| Q2 24 | $244.0M | $221.2M |
自由现金流CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | $171.0M | $860.4M | ||
| Q3 25 | $272.0M | — | ||
| Q2 25 | $187.0M | — | ||
| Q1 25 | $280.0M | — | ||
| Q4 24 | $141.0M | $635.5M | ||
| Q3 24 | $171.0M | $-78.3M | ||
| Q2 24 | $220.0M | $182.1M |
自由现金流率CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | 17.2% | 120.5% | ||
| Q3 25 | 29.0% | — | ||
| Q2 25 | 20.5% | — | ||
| Q1 25 | 31.2% | — | ||
| Q4 24 | 16.0% | 99.5% | ||
| Q3 24 | 20.1% | -12.7% | ||
| Q2 24 | 26.7% | 30.8% |
资本支出强度CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 7.0% | ||
| Q3 25 | 1.6% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 1.4% | 13.5% | ||
| Q3 24 | 1.6% | 2.7% | ||
| Q2 24 | 2.9% | 6.6% |
现金转化率CARTWTFC
| Q1 26 | — | — | ||
| Q4 25 | 2.26× | — | ||
| Q3 25 | 1.99× | 0.97× | ||
| Q2 25 | 1.75× | 1.68× | ||
| Q1 25 | 2.81× | 0.63× | ||
| Q4 24 | 1.03× | — | ||
| Q3 24 | 1.57× | -0.36× | ||
| Q2 24 | 4.00× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CART
| Transaction | $698.0M | 70% |
| Advertising And Other | $294.0M | 30% |
WTFC
暂无分部数据
