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华美银行集团（EWBC）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是WINTRUST FINANCIAL CORP的1.1倍（$775.0M vs $713.2M），华美银行集团净利率更高（46.2% vs 31.9%，领先14.3%），WINTRUST FINANCIAL CORP同比增速更快（10.9% vs 2.1%），过去两年华美银行集团的营收复合增速更高（18.4% vs 9.8%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
EWBC vs WTFC — 直观对比
营收规模更大
EWBC
是对方的1.1倍
$713.2M
营收增速更快
WTFC
高出8.8%
2.1%
净利率更高
EWBC
高出14.3%
31.9%
两年增速更快
EWBC
近两年复合增速
9.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $713.2M |
| 净利润 | $358.0M | $227.4M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 46.2% | 31.9% |
| 营收同比 | 2.1% | 10.9% |
| 净利润同比 | 0.4% | 2.0% |
| 每股收益（稀释后） | $2.57 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCWTFC
| Q1 26 | $775.0M | $713.2M | ||
| Q4 25 | $657.8M | $714.3M | ||
| Q3 25 | $677.5M | $697.8M | ||
| Q2 25 | $617.1M | $670.8M | ||
| Q1 25 | $600.2M | $643.1M | ||
| Q4 24 | $587.6M | $638.6M | ||
| Q3 24 | $572.7M | $615.7M | ||
| Q2 24 | $553.2M | $591.8M |
净利润EWBCWTFC
| Q1 26 | $358.0M | $227.4M | ||
| Q4 25 | $356.3M | — | ||
| Q3 25 | $368.4M | $216.3M | ||
| Q2 25 | $310.3M | $195.5M | ||
| Q1 25 | $290.3M | $189.0M | ||
| Q4 24 | $293.1M | — | ||
| Q3 24 | $299.2M | $170.0M | ||
| Q2 24 | $288.2M | $152.4M |
营业利润率EWBCWTFC
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 42.3% | ||
| Q3 25 | 68.6% | 42.4% | ||
| Q2 25 | 65.2% | 39.8% | ||
| Q1 25 | 65.2% | 39.3% | ||
| Q4 24 | 60.6% | 39.6% | ||
| Q3 24 | 68.0% | 37.8% | ||
| Q2 24 | 65.9% | 35.7% |
净利率EWBCWTFC
| Q1 26 | 46.2% | 31.9% | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.4% | 31.0% | ||
| Q2 25 | 50.3% | 29.1% | ||
| Q1 25 | 48.4% | 29.4% | ||
| Q4 24 | 49.9% | — | ||
| Q3 24 | 52.2% | 27.6% | ||
| Q2 24 | 52.1% | 25.8% |
每股收益（稀释后）EWBCWTFC
| Q1 26 | $2.57 | $3.22 | ||
| Q4 25 | $2.55 | $3.15 | ||
| Q3 25 | $2.65 | $2.78 | ||
| Q2 25 | $2.24 | $2.78 | ||
| Q1 25 | $2.08 | $2.69 | ||
| Q4 24 | $2.10 | $2.63 | ||
| Q3 24 | $2.14 | $2.47 | ||
| Q2 24 | $2.06 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $7.4B |
| 总资产 | $82.9B | $72.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCWTFC
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.4B | — |
总债务EWBCWTFC
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCWTFC
| Q1 26 | $9.0B | $7.4B | ||
| Q4 25 | $8.9B | $7.3B | ||
| Q3 25 | $8.6B | $7.0B | ||
| Q2 25 | $8.2B | $7.2B | ||
| Q1 25 | $7.9B | $6.6B | ||
| Q4 24 | $7.7B | $6.3B | ||
| Q3 24 | $7.7B | $6.4B | ||
| Q2 24 | $7.2B | $5.5B |
总资产EWBCWTFC
| Q1 26 | $82.9B | $72.2B | ||
| Q4 25 | $80.4B | $71.1B | ||
| Q3 25 | $79.7B | $69.6B | ||
| Q2 25 | $78.2B | $69.0B | ||
| Q1 25 | $76.2B | $65.9B | ||
| Q4 24 | $76.0B | $64.9B | ||
| Q3 24 | $74.5B | $63.8B | ||
| Q2 24 | $72.5B | $59.8B |
负债/权益比EWBCWTFC
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
