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WESTERN ALLIANCE BANCORPORATION（WAL）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是WINTRUST FINANCIAL CORP的1.4倍（$1.0B vs $713.2M），WINTRUST FINANCIAL CORP净利率更高（31.9% vs 18.6%，领先13.3%），WESTERN ALLIANCE BANCORPORATION同比增速更快（31.0% vs 10.9%），过去两年WESTERN ALLIANCE BANCORPORATION的营收复合增速更高（14.9% vs 9.8%）
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
WAL vs WTFC — 直观对比
营收规模更大
WAL
是对方的1.4倍
$713.2M
营收增速更快
WAL
高出20.1%
10.9%
净利率更高
WTFC
高出13.3%
18.6%
两年增速更快
WAL
近两年复合增速
9.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.0B | $713.2M |
| 净利润 | $189.2M | $227.4M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 18.6% | 31.9% |
| 营收同比 | 31.0% | 10.9% |
| 净利润同比 | -5.0% | 2.0% |
| 每股收益（稀释后） | $1.65 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收WALWTFC
| Q1 26 | $1.0B | $713.2M | ||
| Q4 25 | $980.9M | $714.3M | ||
| Q3 25 | $938.2M | $697.8M | ||
| Q2 25 | $845.9M | $670.8M | ||
| Q1 25 | $778.0M | $643.1M | ||
| Q4 24 | $838.4M | $638.6M | ||
| Q3 24 | $823.1M | $615.7M | ||
| Q2 24 | $771.8M | $591.8M |
净利润WALWTFC
| Q1 26 | $189.2M | $227.4M | ||
| Q4 25 | $286.1M | — | ||
| Q3 25 | $253.4M | $216.3M | ||
| Q2 25 | $230.4M | $195.5M | ||
| Q1 25 | $199.1M | $189.0M | ||
| Q4 24 | $216.9M | — | ||
| Q3 24 | $199.8M | $170.0M | ||
| Q2 24 | $193.6M | $152.4M |
营业利润率WALWTFC
| Q1 26 | — | — | ||
| Q4 25 | 36.3% | 42.3% | ||
| Q3 25 | 33.4% | 42.4% | ||
| Q2 25 | 34.4% | 39.8% | ||
| Q1 25 | 31.7% | 39.3% | ||
| Q4 24 | 30.9% | 39.6% | ||
| Q3 24 | 30.6% | 37.8% | ||
| Q2 24 | 32.1% | 35.7% |
净利率WALWTFC
| Q1 26 | 18.6% | 31.9% | ||
| Q4 25 | 29.2% | — | ||
| Q3 25 | 27.0% | 31.0% | ||
| Q2 25 | 27.2% | 29.1% | ||
| Q1 25 | 25.6% | 29.4% | ||
| Q4 24 | 25.9% | — | ||
| Q3 24 | 24.3% | 27.6% | ||
| Q2 24 | 25.1% | 25.8% |
每股收益（稀释后）WALWTFC
| Q1 26 | $1.65 | $3.22 | ||
| Q4 25 | $2.59 | $3.15 | ||
| Q3 25 | $2.28 | $2.78 | ||
| Q2 25 | $2.07 | $2.78 | ||
| Q1 25 | $1.79 | $2.69 | ||
| Q4 24 | $1.94 | $2.63 | ||
| Q3 24 | $1.80 | $2.47 | ||
| Q2 24 | $1.75 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $4.3B | — |
| 股东权益账面价值 | $7.9B | $7.4B |
| 总资产 | $98.9B | $72.2B |
| 负债/权益比越低杠杆越低 | 0.54× | — |
8季度趋势，按日历期对齐
总债务WALWTFC
| Q1 26 | $4.3B | — | ||
| Q4 25 | $1.4B | — | ||
| Q3 25 | $2.9B | — | ||
| Q2 25 | $2.9B | — | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $436.0M | — |
股东权益WALWTFC
| Q1 26 | $7.9B | $7.4B | ||
| Q4 25 | $7.7B | $7.3B | ||
| Q3 25 | $7.4B | $7.0B | ||
| Q2 25 | $7.1B | $7.2B | ||
| Q1 25 | $6.9B | $6.6B | ||
| Q4 24 | $6.7B | $6.3B | ||
| Q3 24 | $6.7B | $6.4B | ||
| Q2 24 | $6.3B | $5.5B |
总资产WALWTFC
| Q1 26 | $98.9B | $72.2B | ||
| Q4 25 | $92.8B | $71.1B | ||
| Q3 25 | $91.0B | $69.6B | ||
| Q2 25 | $86.7B | $69.0B | ||
| Q1 25 | $83.0B | $65.9B | ||
| Q4 24 | $80.9B | $64.9B | ||
| Q3 24 | $80.1B | $63.8B | ||
| Q2 24 | $80.6B | $59.8B |
负债/权益比WALWTFC
| Q1 26 | 0.54× | — | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.39× | — | ||
| Q2 25 | 0.41× | — | ||
| Q1 25 | 0.23× | — | ||
| Q4 24 | 0.36× | — | ||
| Q3 24 | 0.21× | — | ||
| Q2 24 | 0.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
