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PATHWARD FINANCIAL, INC.（CASH）与Doximity, Inc.（DOCS）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Doximity, Inc.的1.5倍（$276.3M vs $185.1M），Doximity, Inc.净利率更高（33.3% vs 26.4%，领先6.9%），过去两年Doximity, Inc.的营收复合增速更高（25.2% vs 21.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Doximity Inc成立于2010年，是面向医疗专业人士的线上社交服务平台，为平台会员提供精选医疗资讯、远程医疗工具，以及病例协作相关功能，助力医疗从业者高效交流信息、开展诊疗相关工作。
CASH vs DOCS — 直观对比
营收规模更大
CASH
是对方的1.5倍
$185.1M
净利率更高
DOCS
高出6.9%
26.4%
两年增速更快
DOCS
近两年复合增速
21.0%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $185.1M |
| 净利润 | $72.9M | $61.6M |
| 毛利率 | — | 89.9% |
| 营业利润率 | — | 38.9% |
| 净利率 | 26.4% | 33.3% |
| 营收同比 | — | 9.8% |
| 净利润同比 | — | -18.1% |
| 每股收益（稀释后） | $3.35 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHDOCS
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $185.1M | ||
| Q3 25 | $186.7M | $168.5M | ||
| Q2 25 | $195.8M | $145.9M | ||
| Q1 25 | $274.8M | $138.3M | ||
| Q4 24 | $182.6M | $168.6M | ||
| Q3 24 | $179.5M | $136.8M | ||
| Q2 24 | $188.6M | $126.7M |
净利润CASHDOCS
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $61.6M | ||
| Q3 25 | $38.8M | $62.1M | ||
| Q2 25 | $42.1M | $53.3M | ||
| Q1 25 | $75.0M | $62.5M | ||
| Q4 24 | $30.0M | $75.2M | ||
| Q3 24 | $33.5M | $44.2M | ||
| Q2 24 | $44.9M | $41.4M |
毛利率CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | — | 89.9% | ||
| Q3 25 | — | 90.3% | ||
| Q2 25 | — | 89.2% | ||
| Q1 25 | — | 89.5% | ||
| Q4 24 | — | 91.6% | ||
| Q3 24 | — | 90.0% | ||
| Q2 24 | — | 89.3% |
营业利润率CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 38.9% | ||
| Q3 25 | 25.9% | 37.8% | ||
| Q2 25 | 24.1% | 37.4% | ||
| Q1 25 | 33.2% | 35.2% | ||
| Q4 24 | 19.8% | 47.4% | ||
| Q3 24 | 20.9% | 38.8% | ||
| Q2 24 | 27.1% | 36.4% |
净利率CASHDOCS
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 33.3% | ||
| Q3 25 | 20.8% | 36.8% | ||
| Q2 25 | 21.5% | 36.5% | ||
| Q1 25 | 27.3% | 45.2% | ||
| Q4 24 | 16.4% | 44.6% | ||
| Q3 24 | 18.7% | 32.3% | ||
| Q2 24 | 23.8% | 32.7% |
每股收益（稀释后）CASHDOCS
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.31 | ||
| Q3 25 | $1.69 | $0.31 | ||
| Q2 25 | $1.81 | $0.27 | ||
| Q1 25 | $3.14 | $0.31 | ||
| Q4 24 | $1.23 | $0.37 | ||
| Q3 24 | $1.34 | $0.22 | ||
| Q2 24 | $1.78 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $64.8M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $979.3M |
| 总资产 | $7.1B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHDOCS
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $64.8M | ||
| Q3 25 | $120.6M | $169.2M | ||
| Q2 25 | $258.3M | $137.3M | ||
| Q1 25 | $254.2M | $209.6M | ||
| Q4 24 | $597.4M | $165.3M | ||
| Q3 24 | $158.3M | $184.2M | ||
| Q2 24 | $298.9M | $111.4M |
总债务CASHDOCS
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHDOCS
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $979.3M | ||
| Q3 25 | $858.0M | $1.1B | ||
| Q2 25 | $819.0M | $1.0B | ||
| Q1 25 | $814.7M | $1.1B | ||
| Q4 24 | $758.3M | $1.0B | ||
| Q3 24 | $822.5M | $961.2M | ||
| Q2 24 | $748.4M | $913.6M |
总资产CASHDOCS
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.2B | ||
| Q3 25 | $7.2B | $1.3B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.0B | $1.3B | ||
| Q4 24 | $7.6B | $1.2B | ||
| Q3 24 | $7.5B | $1.1B | ||
| Q2 24 | $7.5B | $1.1B |
负债/权益比CASHDOCS
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $60.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.99× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $60.9M | ||
| Q3 25 | $303.7M | $93.9M | ||
| Q2 25 | $30.4M | $62.1M | ||
| Q1 25 | $188.3M | $98.5M | ||
| Q4 24 | $-71.7M | $65.2M | ||
| Q3 24 | $143.1M | $68.3M | ||
| Q2 24 | $113.2M | $41.2M |
自由现金流CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — |
自由现金流率CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — |
资本支出强度CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | 0.0% | ||
| Q4 24 | 1.1% | 0.0% | ||
| Q3 24 | 2.4% | 0.0% | ||
| Q2 24 | 1.2% | 0.0% |
现金转化率CASHDOCS
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 0.99× | ||
| Q3 25 | 7.83× | 1.51× | ||
| Q2 25 | 0.72× | 1.16× | ||
| Q1 25 | 2.51× | 1.58× | ||
| Q4 24 | -2.39× | 0.87× | ||
| Q3 24 | 4.27× | 1.55× | ||
| Q2 24 | 2.52× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
DOCS
| Subscription | $175.4M | 95% |
| Service Other | $9.7M | 5% |
