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PATHWARD FINANCIAL, INC.（CASH）与ESCO TECHNOLOGIES INC（ESE）财务数据对比。点击上方公司名可切换其他公司
ESCO TECHNOLOGIES INC的季度营收约是PATHWARD FINANCIAL, INC.的1.0倍（$289.7M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 9.9%，领先16.5%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 7.8%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
ESCO是来自新加坡的品牌，专注于实验室领域相关产品及服务的研发、生产与销售，可为各类科研、检测及工业实验室提供适配的产品解决方案与配套支持，产品广泛应用于生命科学、医疗健康、工业检测等多个领域。
CASH vs ESE — 直观对比
营收规模更大
ESE
是对方的1.0倍
$276.3M
净利率更高
CASH
高出16.5%
9.9%
两年增速更快
CASH
近两年复合增速
7.8%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $289.7M |
| 净利润 | $72.9M | $28.7M |
| 毛利率 | — | 41.4% |
| 营业利润率 | — | 13.2% |
| 净利率 | 26.4% | 9.9% |
| 营收同比 | — | 17.3% |
| 净利润同比 | — | 22.2% |
| 每股收益（稀释后） | $3.35 | $1.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHESE
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $289.7M | ||
| Q3 25 | $186.7M | $286.5M | ||
| Q2 25 | $195.8M | $296.3M | ||
| Q1 25 | $274.8M | $265.5M | ||
| Q4 24 | $182.6M | $247.0M | ||
| Q3 24 | $179.5M | $298.5M | ||
| Q2 24 | $188.6M | $260.8M |
净利润CASHESE
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $28.7M | ||
| Q3 25 | $38.8M | $218.7M | ||
| Q2 25 | $42.1M | $26.1M | ||
| Q1 25 | $75.0M | $31.0M | ||
| Q4 24 | $30.0M | $23.5M | ||
| Q3 24 | $33.5M | $34.3M | ||
| Q2 24 | $44.9M | $29.2M |
毛利率CASHESE
| Q1 26 | — | — | ||
| Q4 25 | — | 41.4% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 41.2% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 39.8% | ||
| Q3 24 | — | 40.1% | ||
| Q2 24 | — | 39.6% |
营业利润率CASHESE
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 13.2% | ||
| Q3 25 | 25.9% | 17.2% | ||
| Q2 25 | 24.1% | 11.2% | ||
| Q1 25 | 33.2% | 15.3% | ||
| Q4 24 | 19.8% | 11.4% | ||
| Q3 24 | 20.9% | 14.8% | ||
| Q2 24 | 27.1% | 14.3% |
净利率CASHESE
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 9.9% | ||
| Q3 25 | 20.8% | 76.3% | ||
| Q2 25 | 21.5% | 8.8% | ||
| Q1 25 | 27.3% | 11.7% | ||
| Q4 24 | 16.4% | 9.5% | ||
| Q3 24 | 18.7% | 11.5% | ||
| Q2 24 | 23.8% | 11.2% |
每股收益（稀释后）CASHESE
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $1.11 | ||
| Q3 25 | $1.69 | $8.43 | ||
| Q2 25 | $1.81 | $1.01 | ||
| Q1 25 | $3.14 | $1.20 | ||
| Q4 24 | $1.23 | $0.91 | ||
| Q3 24 | $1.34 | $1.32 | ||
| Q2 24 | $1.78 | $1.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $103.8M |
| 总债务越低越好 | $59.5M | $145.5M |
| 股东权益账面价值 | $850.7M | $1.6B |
| 总资产 | $7.1B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.07× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资CASHESE
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $103.8M | ||
| Q3 25 | $120.6M | $101.3M | ||
| Q2 25 | $258.3M | $78.7M | ||
| Q1 25 | $254.2M | $57.4M | ||
| Q4 24 | $597.4M | $71.3M | ||
| Q3 24 | $158.3M | $66.0M | ||
| Q2 24 | $298.9M | $63.0M |
总债务CASHESE
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $145.5M | ||
| Q3 25 | $33.5M | $186.0M | ||
| Q2 25 | $33.4M | $525.0M | ||
| Q1 25 | $33.4M | $88.0M | ||
| Q4 24 | $33.4M | $112.0M | ||
| Q3 24 | $33.4M | $122.0M | ||
| Q2 24 | $33.3M | $173.0M |
股东权益CASHESE
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $1.6B | ||
| Q3 25 | $858.0M | $1.5B | ||
| Q2 25 | $819.0M | $1.3B | ||
| Q1 25 | $814.7M | $1.3B | ||
| Q4 24 | $758.3M | $1.2B | ||
| Q3 24 | $822.5M | $1.2B | ||
| Q2 24 | $748.4M | $1.2B |
总资产CASHESE
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $2.4B | ||
| Q3 25 | $7.2B | $2.4B | ||
| Q2 25 | $7.2B | $2.5B | ||
| Q1 25 | $7.0B | $1.8B | ||
| Q4 24 | $7.6B | $1.8B | ||
| Q3 24 | $7.5B | $1.8B | ||
| Q2 24 | $7.5B | $1.8B |
负债/权益比CASHESE
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.09× | ||
| Q3 25 | 0.04× | 0.12× | ||
| Q2 25 | 0.04× | 0.40× | ||
| Q1 25 | 0.04× | 0.07× | ||
| Q4 24 | 0.04× | 0.09× | ||
| Q3 24 | 0.04× | 0.10× | ||
| Q2 24 | 0.04× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $68.9M |
| 自由现金流经营现金流 - 资本支出 | — | $63.0M |
| 自由现金流率自由现金流/营收 | — | 21.7% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | 2.40× |
| 过去12个月自由现金流最近4个季度 | — | $239.6M |
8季度趋势，按日历期对齐
经营现金流CASHESE
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $68.9M | ||
| Q3 25 | $303.7M | $109.9M | ||
| Q2 25 | $30.4M | $73.7M | ||
| Q1 25 | $188.3M | $24.1M | ||
| Q4 24 | $-71.7M | $34.2M | ||
| Q3 24 | $143.1M | $72.1M | ||
| Q2 24 | $113.2M | $36.2M |
自由现金流CASHESE
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $63.0M | ||
| Q3 25 | $300.3M | $97.8M | ||
| Q2 25 | $27.7M | $64.9M | ||
| Q1 25 | $184.7M | $14.0M | ||
| Q4 24 | $-73.8M | $29.0M | ||
| Q3 24 | $138.8M | $60.9M | ||
| Q2 24 | $111.0M | $27.6M |
自由现金流率CASHESE
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 21.7% | ||
| Q3 25 | 160.9% | 34.1% | ||
| Q2 25 | 14.1% | 21.9% | ||
| Q1 25 | 67.2% | 5.3% | ||
| Q4 24 | -40.4% | 11.7% | ||
| Q3 24 | 77.3% | 20.4% | ||
| Q2 24 | 58.8% | 10.6% |
资本支出强度CASHESE
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 2.0% | ||
| Q3 25 | 1.8% | 4.2% | ||
| Q2 25 | 1.4% | 3.0% | ||
| Q1 25 | 1.3% | 3.8% | ||
| Q4 24 | 1.1% | 2.1% | ||
| Q3 24 | 2.4% | 3.8% | ||
| Q2 24 | 1.2% | 3.3% |
现金转化率CASHESE
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 2.40× | ||
| Q3 25 | 7.83× | 0.50× | ||
| Q2 25 | 0.72× | 2.83× | ||
| Q1 25 | 2.51× | 0.78× | ||
| Q4 24 | -2.39× | 1.46× | ||
| Q3 24 | 4.27× | 2.10× | ||
| Q2 24 | 2.52× | 1.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
ESE
| US Government | $98.0M | 34% |
| Utility Solutions Group | $87.5M | 30% |
| RF Shielding And Test | $58.3M | 20% |
| Commercial | $45.8M | 16% |
| Related Party | $1.3M | 0% |
