vs
PATHWARD FINANCIAL, INC.（CASH）与Essex Property Trust（ESS）财务数据对比。点击上方公司名可切换其他公司
Essex Property Trust的季度营收约是PATHWARD FINANCIAL, INC.的1.7倍（$479.6M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 17.9%，领先8.5%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 6.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Essex Property Trust是一家公开上市的房地产投资信托企业，重点布局美国西海岸优质不动产市场，核心投资标的为加利福尼亚州及西雅图大都会区的公寓类物业，在长租公寓的投资、运营及管理领域拥有深厚的行业积累与资源优势。
CASH vs ESS — 直观对比
营收规模更大
ESS
是对方的1.7倍
$276.3M
净利率更高
CASH
高出8.5%
17.9%
两年增速更快
CASH
近两年复合增速
6.0%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $479.6M |
| 净利润 | $72.9M | $85.7M |
| 毛利率 | — | 70.0% |
| 营业利润率 | — | 31.7% |
| 净利率 | 26.4% | 17.9% |
| 营收同比 | — | 5.5% |
| 净利润同比 | — | -71.6% |
| 每股收益（稀释后） | $3.35 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHESS
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $479.6M | ||
| Q3 25 | $186.7M | $473.3M | ||
| Q2 25 | $195.8M | $469.8M | ||
| Q1 25 | $274.8M | $464.6M | ||
| Q4 24 | $182.6M | $454.5M | ||
| Q3 24 | $179.5M | $450.7M | ||
| Q2 24 | $188.6M | $442.4M |
净利润CASHESS
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $85.7M | ||
| Q3 25 | $38.8M | $172.7M | ||
| Q2 25 | $42.1M | $231.5M | ||
| Q1 25 | $75.0M | $212.8M | ||
| Q4 24 | $30.0M | $301.7M | ||
| Q3 24 | $33.5M | $125.5M | ||
| Q2 24 | $44.9M | $99.0M |
毛利率CASHESS
| Q1 26 | — | — | ||
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% |
营业利润率CASHESS
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 31.7% | ||
| Q3 25 | 25.9% | 44.5% | ||
| Q2 25 | 24.1% | 59.5% | ||
| Q1 25 | 33.2% | 55.3% | ||
| Q4 24 | 19.8% | 67.0% | ||
| Q3 24 | 20.9% | 28.6% | ||
| Q2 24 | 27.1% | 31.1% |
净利率CASHESS
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 17.9% | ||
| Q3 25 | 20.8% | 36.5% | ||
| Q2 25 | 21.5% | 49.3% | ||
| Q1 25 | 27.3% | 45.8% | ||
| Q4 24 | 16.4% | 66.4% | ||
| Q3 24 | 18.7% | 27.8% | ||
| Q2 24 | 23.8% | 22.4% |
每股收益（稀释后）CASHESS
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $1.24 | ||
| Q3 25 | $1.69 | $2.56 | ||
| Q2 25 | $1.81 | $3.44 | ||
| Q1 25 | $3.14 | $3.16 | ||
| Q4 24 | $1.23 | $4.00 | ||
| Q3 24 | $1.34 | $1.84 | ||
| Q2 24 | $1.78 | $1.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $76.2M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $5.5B |
| 总资产 | $7.1B | $13.2B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHESS
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $76.2M | ||
| Q3 25 | $120.6M | $66.0M | ||
| Q2 25 | $258.3M | $58.7M | ||
| Q1 25 | $254.2M | $98.7M | ||
| Q4 24 | $597.4M | $66.8M | ||
| Q3 24 | $158.3M | $71.3M | ||
| Q2 24 | $298.9M | $55.2M |
总债务CASHESS
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $6.4B | ||
| Q2 25 | $33.4M | $6.4B | ||
| Q1 25 | $33.4M | $6.8B | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | $6.4B | ||
| Q2 24 | $33.3M | $6.2B |
股东权益CASHESS
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $5.5B | ||
| Q3 25 | $858.0M | $5.6B | ||
| Q2 25 | $819.0M | $5.6B | ||
| Q1 25 | $814.7M | $5.6B | ||
| Q4 24 | $758.3M | $5.5B | ||
| Q3 24 | $822.5M | $5.4B | ||
| Q2 24 | $748.4M | $5.5B |
总资产CASHESS
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $13.2B | ||
| Q3 25 | $7.2B | $13.2B | ||
| Q2 25 | $7.2B | $13.2B | ||
| Q1 25 | $7.0B | $13.2B | ||
| Q4 24 | $7.6B | $12.9B | ||
| Q3 24 | $7.5B | $12.6B | ||
| Q2 24 | $7.5B | $12.5B |
负债/权益比CASHESS
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 1.15× | ||
| Q2 25 | 0.04× | 1.14× | ||
| Q1 25 | 0.04× | 1.22× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | 1.18× | ||
| Q2 24 | 0.04× | 1.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 12.53× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CASHESS
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $1.1B | ||
| Q3 25 | $303.7M | $342.6M | ||
| Q2 25 | $30.4M | $216.1M | ||
| Q1 25 | $188.3M | $281.5M | ||
| Q4 24 | $-71.7M | $1.1B | ||
| Q3 24 | $143.1M | $316.2M | ||
| Q2 24 | $113.2M | $218.9M |
自由现金流CASHESS
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — |
自由现金流率CASHESS
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — |
资本支出强度CASHESS
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — |
现金转化率CASHESS
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 12.53× | ||
| Q3 25 | 7.83× | 1.98× | ||
| Q2 25 | 0.72× | 0.93× | ||
| Q1 25 | 2.51× | 1.32× | ||
| Q4 24 | -2.39× | 3.54× | ||
| Q3 24 | 4.27× | 2.52× | ||
| Q2 24 | 2.52× | 2.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
ESS
暂无分部数据
