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PATHWARD FINANCIAL, INC.（CASH）与JFrog Ltd（FROG）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是JFrog Ltd的1.9倍（$276.3M vs $145.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -10.5%，领先36.9%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 20.4%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
JFrog Ltd是全球知名的DevOps技术服务商，面向科技、金融、零售、制造等多个行业客户，提供全链路软件发布、制品管理与安全解决方案，助力企业简化云、本地及混合部署环境下的应用开发与交付流程。
CASH vs FROG — 直观对比
营收规模更大
CASH
是对方的1.9倍
$145.3M
净利率更高
CASH
高出36.9%
-10.5%
两年增速更快
CASH
近两年复合增速
20.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $145.3M |
| 净利润 | $72.9M | $-15.2M |
| 毛利率 | — | 77.9% |
| 营业利润率 | — | -14.7% |
| 净利率 | 26.4% | -10.5% |
| 营收同比 | — | 25.2% |
| 净利润同比 | — | 34.4% |
| 每股收益（稀释后） | $3.35 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHFROG
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $145.3M | ||
| Q3 25 | $186.7M | $136.9M | ||
| Q2 25 | $195.8M | $127.2M | ||
| Q1 25 | $274.8M | $122.4M | ||
| Q4 24 | $182.6M | $116.1M | ||
| Q3 24 | $179.5M | $109.1M | ||
| Q2 24 | $188.6M | $103.0M |
净利润CASHFROG
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-15.2M | ||
| Q3 25 | $38.8M | $-16.4M | ||
| Q2 25 | $42.1M | $-21.7M | ||
| Q1 25 | $75.0M | $-18.5M | ||
| Q4 24 | $30.0M | $-23.2M | ||
| Q3 24 | $33.5M | $-22.9M | ||
| Q2 24 | $44.9M | $-14.3M |
毛利率CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | — | 77.9% | ||
| Q3 25 | — | 77.4% | ||
| Q2 25 | — | 76.3% | ||
| Q1 25 | — | 75.3% | ||
| Q4 24 | — | 75.4% | ||
| Q3 24 | — | 75.0% | ||
| Q2 24 | — | 78.8% |
营业利润率CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -14.7% | ||
| Q3 25 | 25.9% | -15.8% | ||
| Q2 25 | 24.1% | -20.4% | ||
| Q1 25 | 33.2% | -18.8% | ||
| Q4 24 | 19.8% | -21.9% | ||
| Q3 24 | 20.9% | -27.4% | ||
| Q2 24 | 27.1% | -18.6% |
净利率CASHFROG
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -10.5% | ||
| Q3 25 | 20.8% | -12.0% | ||
| Q2 25 | 21.5% | -17.0% | ||
| Q1 25 | 27.3% | -15.1% | ||
| Q4 24 | 16.4% | -20.0% | ||
| Q3 24 | 18.7% | -21.0% | ||
| Q2 24 | 23.8% | -13.9% |
每股收益（稀释后）CASHFROG
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.13 | ||
| Q3 25 | $1.69 | $-0.14 | ||
| Q2 25 | $1.81 | $-0.19 | ||
| Q1 25 | $3.14 | $-0.16 | ||
| Q4 24 | $1.23 | $-0.21 | ||
| Q3 24 | $1.34 | $-0.21 | ||
| Q2 24 | $1.78 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $704.4M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $887.4M |
| 总资产 | $7.1B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHFROG
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $704.4M | ||
| Q3 25 | $120.6M | $651.1M | ||
| Q2 25 | $258.3M | $611.7M | ||
| Q1 25 | $254.2M | $563.5M | ||
| Q4 24 | $597.4M | $522.0M | ||
| Q3 24 | $158.3M | $467.8M | ||
| Q2 24 | $298.9M | $591.3M |
总债务CASHFROG
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHFROG
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $887.4M | ||
| Q3 25 | $858.0M | $859.4M | ||
| Q2 25 | $819.0M | $826.5M | ||
| Q1 25 | $814.7M | $800.0M | ||
| Q4 24 | $758.3M | $773.5M | ||
| Q3 24 | $822.5M | $756.2M | ||
| Q2 24 | $748.4M | $721.4M |
总资产CASHFROG
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.3B | ||
| Q3 25 | $7.2B | $1.3B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.0B | $1.2B | ||
| Q4 24 | $7.6B | $1.1B | ||
| Q3 24 | $7.5B | $1.1B | ||
| Q2 24 | $7.5B | $1.0B |
负债/权益比CASHFROG
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $50.7M |
| 自由现金流经营现金流 - 资本支出 | — | $49.9M |
| 自由现金流率自由现金流/营收 | — | 34.3% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $142.3M |
8季度趋势，按日历期对齐
经营现金流CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $50.7M | ||
| Q3 25 | $303.7M | $30.2M | ||
| Q2 25 | $30.4M | $36.1M | ||
| Q1 25 | $188.3M | $28.8M | ||
| Q4 24 | $-71.7M | $49.1M | ||
| Q3 24 | $143.1M | $27.6M | ||
| Q2 24 | $113.2M | $16.7M |
自由现金流CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $49.9M | ||
| Q3 25 | $300.3M | $28.8M | ||
| Q2 25 | $27.7M | $35.5M | ||
| Q1 25 | $184.7M | $28.1M | ||
| Q4 24 | $-73.8M | $48.5M | ||
| Q3 24 | $138.8M | $26.7M | ||
| Q2 24 | $111.0M | $16.0M |
自由现金流率CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 34.3% | ||
| Q3 25 | 160.9% | 21.0% | ||
| Q2 25 | 14.1% | 27.9% | ||
| Q1 25 | 67.2% | 23.0% | ||
| Q4 24 | -40.4% | 41.8% | ||
| Q3 24 | 77.3% | 24.5% | ||
| Q2 24 | 58.8% | 15.5% |
资本支出强度CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.6% | ||
| Q3 25 | 1.8% | 1.0% | ||
| Q2 25 | 1.4% | 0.5% | ||
| Q1 25 | 1.3% | 0.5% | ||
| Q4 24 | 1.1% | 0.5% | ||
| Q3 24 | 2.4% | 0.9% | ||
| Q2 24 | 1.2% | 0.7% |
现金转化率CASHFROG
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
FROG
暂无分部数据
