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PATHWARD FINANCIAL, INC.（CASH）与Getty图片控股（GETY）财务数据对比。点击上方公司名可切换其他公司
Getty图片控股的季度营收约是PATHWARD FINANCIAL, INC.的1.0倍（$282.3M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -32.2%，领先58.6%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 12.7%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
盖蒂图片控股是全球知名的视觉素材服务商，面向创意从业者、媒体机构与企业客户，提供正版商用图库、编辑类摄影、视频及音乐素材，旗下素材库规模超过4.77亿件，是全球视觉内容行业的龙头供应商之一。
CASH vs GETY — 直观对比
营收规模更大
GETY
是对方的1.0倍
$276.3M
净利率更高
CASH
高出58.6%
-32.2%
两年增速更快
CASH
近两年复合增速
12.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $282.3M |
| 净利润 | $72.9M | $-90.9M |
| 毛利率 | — | 74.8% |
| 营业利润率 | — | -8.5% |
| 净利率 | 26.4% | -32.2% |
| 营收同比 | — | 14.1% |
| 净利润同比 | — | -467.6% |
| 每股收益（稀释后） | $3.35 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHGETY
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $282.3M | ||
| Q3 25 | $186.7M | $240.0M | ||
| Q2 25 | $195.8M | $234.9M | ||
| Q1 25 | $274.8M | $224.1M | ||
| Q4 24 | $182.6M | $247.3M | ||
| Q3 24 | $179.5M | $240.5M | ||
| Q2 24 | $188.6M | $229.1M |
净利润CASHGETY
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-90.9M | ||
| Q3 25 | $38.8M | $21.6M | ||
| Q2 25 | $42.1M | $-34.4M | ||
| Q1 25 | $75.0M | $-102.6M | ||
| Q4 24 | $30.0M | $24.7M | ||
| Q3 24 | $33.5M | $-2.5M | ||
| Q2 24 | $44.9M | $3.7M |
毛利率CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | — | 74.8% | ||
| Q3 25 | — | 73.2% | ||
| Q2 25 | — | 72.1% | ||
| Q1 25 | — | 73.1% | ||
| Q4 24 | — | 73.5% | ||
| Q3 24 | — | 73.4% | ||
| Q2 24 | — | 72.5% |
营业利润率CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -8.5% | ||
| Q3 25 | 25.9% | 18.8% | ||
| Q2 25 | 24.1% | 15.1% | ||
| Q1 25 | 33.2% | 12.2% | ||
| Q4 24 | 19.8% | 14.5% | ||
| Q3 24 | 20.9% | 23.9% | ||
| Q2 24 | 27.1% | 20.3% |
净利率CASHGETY
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -32.2% | ||
| Q3 25 | 20.8% | 9.0% | ||
| Q2 25 | 21.5% | -14.6% | ||
| Q1 25 | 27.3% | -45.8% | ||
| Q4 24 | 16.4% | 10.0% | ||
| Q3 24 | 18.7% | -1.1% | ||
| Q2 24 | 23.8% | 1.6% |
每股收益（稀释后）CASHGETY
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.22 | ||
| Q3 25 | $1.69 | $0.05 | ||
| Q2 25 | $1.81 | $-0.08 | ||
| Q1 25 | $3.14 | $-0.25 | ||
| Q4 24 | $1.23 | $0.07 | ||
| Q3 24 | $1.34 | $-0.01 | ||
| Q2 24 | $1.78 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $90.2M |
| 总债务越低越好 | $59.5M | $1.3B |
| 股东权益账面价值 | $850.7M | $552.5M |
| 总资产 | $7.1B | $3.2B |
| 负债/权益比越低杠杆越低 | 0.07× | 2.30× |
8季度趋势，按日历期对齐
现金及短期投资CASHGETY
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $90.2M | ||
| Q3 25 | $120.6M | $109.5M | ||
| Q2 25 | $258.3M | $110.3M | ||
| Q1 25 | $254.2M | $114.6M | ||
| Q4 24 | $597.4M | $121.2M | ||
| Q3 24 | $158.3M | $109.9M | ||
| Q2 24 | $298.9M | $121.7M |
总债务CASHGETY
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $1.3B | ||
| Q3 25 | $33.5M | $1.3B | ||
| Q2 25 | $33.4M | $1.3B | ||
| Q1 25 | $33.4M | $1.3B | ||
| Q4 24 | $33.4M | $1.3B | ||
| Q3 24 | $33.4M | $1.3B | ||
| Q2 24 | $33.3M | $1.3B |
股东权益CASHGETY
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $552.5M | ||
| Q3 25 | $858.0M | $634.6M | ||
| Q2 25 | $819.0M | $611.2M | ||
| Q1 25 | $814.7M | $593.0M | ||
| Q4 24 | $758.3M | $670.2M | ||
| Q3 24 | $822.5M | $683.4M | ||
| Q2 24 | $748.4M | $654.0M |
总资产CASHGETY
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $3.2B | ||
| Q3 25 | $7.2B | $2.6B | ||
| Q2 25 | $7.2B | $2.6B | ||
| Q1 25 | $7.0B | $2.6B | ||
| Q4 24 | $7.6B | $2.6B | ||
| Q3 24 | $7.5B | $2.6B | ||
| Q2 24 | $7.5B | $2.6B |
负债/权益比CASHGETY
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 2.30× | ||
| Q3 25 | 0.04× | 2.11× | ||
| Q2 25 | 0.04× | 2.19× | ||
| Q1 25 | 0.04× | 2.21× | ||
| Q4 24 | 0.04× | 1.96× | ||
| Q3 24 | 0.04× | 1.97× | ||
| Q2 24 | 0.04× | 2.06× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $20.6M |
| 自由现金流经营现金流 - 资本支出 | — | $7.7M |
| 自由现金流率自由现金流/营收 | — | 2.7% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $5.7M |
8季度趋势，按日历期对齐
经营现金流CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $20.6M | ||
| Q3 25 | $303.7M | $22.6M | ||
| Q2 25 | $30.4M | $6.5M | ||
| Q1 25 | $188.3M | $15.4M | ||
| Q4 24 | $-71.7M | $39.7M | ||
| Q3 24 | $143.1M | $10.7M | ||
| Q2 24 | $113.2M | $46.4M |
自由现金流CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $7.7M | ||
| Q3 25 | $300.3M | $7.9M | ||
| Q2 25 | $27.7M | $-9.6M | ||
| Q1 25 | $184.7M | $-322.0K | ||
| Q4 24 | $-73.8M | $24.6M | ||
| Q3 24 | $138.8M | $-1.8M | ||
| Q2 24 | $111.0M | $31.1M |
自由现金流率CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 2.7% | ||
| Q3 25 | 160.9% | 3.3% | ||
| Q2 25 | 14.1% | -4.1% | ||
| Q1 25 | 67.2% | -0.1% | ||
| Q4 24 | -40.4% | 9.9% | ||
| Q3 24 | 77.3% | -0.8% | ||
| Q2 24 | 58.8% | 13.6% |
资本支出强度CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 4.6% | ||
| Q3 25 | 1.8% | 6.1% | ||
| Q2 25 | 1.4% | 6.9% | ||
| Q1 25 | 1.3% | 7.0% | ||
| Q4 24 | 1.1% | 6.1% | ||
| Q3 24 | 2.4% | 5.2% | ||
| Q2 24 | 1.2% | 6.7% |
现金转化率CASHGETY
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 1.05× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | 1.61× | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | 12.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
GETY
| Creative | $149.0M | 53% |
| Editorial | $109.4M | 39% |
| Other | $23.9M | 8% |
