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PATHWARD FINANCIAL, INC.（CASH）与WARRIOR MET COAL, INC.（HCC）财务数据对比。点击上方公司名可切换其他公司
WARRIOR MET COAL, INC.的季度营收约是PATHWARD FINANCIAL, INC.的1.7倍（$458.6M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 15.8%，领先10.6%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 7.5%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Warrior Met Coal（股票代码HCC）是总部位于美国的矿业企业，主营高品质冶金煤的开采与供应，其产品是钢铁制造的核心原材料，主要服务北美、欧洲、亚洲地区的钢铁生产商及工业客户。
CASH vs HCC — 直观对比
营收规模更大
HCC
是对方的1.7倍
$276.3M
净利率更高
CASH
高出10.6%
15.8%
两年增速更快
CASH
近两年复合增速
7.5%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $458.6M |
| 净利润 | $72.9M | $72.3M |
| 毛利率 | — | 36.7% |
| 营业利润率 | — | 17.3% |
| 净利率 | 26.4% | 15.8% |
| 营收同比 | — | 52.1% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.35 | $1.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHHCC
| Q1 26 | $276.3M | $458.6M | ||
| Q4 25 | $173.1M | $384.0M | ||
| Q3 25 | $186.7M | $328.6M | ||
| Q2 25 | $195.8M | $297.5M | ||
| Q1 25 | $274.8M | $299.9M | ||
| Q4 24 | $182.6M | $297.5M | ||
| Q3 24 | $179.5M | $327.7M | ||
| Q2 24 | $188.6M | $396.5M |
净利润CASHHCC
| Q1 26 | $72.9M | $72.3M | ||
| Q4 25 | $35.2M | $23.0M | ||
| Q3 25 | $38.8M | $36.6M | ||
| Q2 25 | $42.1M | $5.6M | ||
| Q1 25 | $75.0M | $-8.2M | ||
| Q4 24 | $30.0M | $1.1M | ||
| Q3 24 | $33.5M | $41.8M | ||
| Q2 24 | $44.9M | $70.7M |
毛利率CASHHCC
| Q1 26 | — | 36.7% | ||
| Q4 25 | — | 29.5% | ||
| Q3 25 | — | 27.1% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | 18.1% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 29.3% | ||
| Q2 24 | — | 34.1% |
营业利润率CASHHCC
| Q1 26 | — | 17.3% | ||
| Q4 25 | 24.6% | 9.0% | ||
| Q3 25 | 25.9% | 6.3% | ||
| Q2 25 | 24.1% | 2.6% | ||
| Q1 25 | 33.2% | -5.8% | ||
| Q4 24 | 19.8% | -1.4% | ||
| Q3 24 | 20.9% | 11.9% | ||
| Q2 24 | 27.1% | 17.9% |
净利率CASHHCC
| Q1 26 | 26.4% | 15.8% | ||
| Q4 25 | 20.3% | 6.0% | ||
| Q3 25 | 20.8% | 11.1% | ||
| Q2 25 | 21.5% | 1.9% | ||
| Q1 25 | 27.3% | -2.7% | ||
| Q4 24 | 16.4% | 0.4% | ||
| Q3 24 | 18.7% | 12.7% | ||
| Q2 24 | 23.8% | 17.8% |
每股收益（稀释后）CASHHCC
| Q1 26 | $3.35 | $1.37 | ||
| Q4 25 | $1.57 | $0.43 | ||
| Q3 25 | $1.69 | $0.70 | ||
| Q2 25 | $1.81 | $0.11 | ||
| Q1 25 | $3.14 | $-0.16 | ||
| Q4 24 | $1.23 | $0.02 | ||
| Q3 24 | $1.34 | $0.80 | ||
| Q2 24 | $1.78 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $233.2M |
| 总债务越低越好 | $59.5M | $154.4M |
| 股东权益账面价值 | $850.7M | — |
| 总资产 | $7.1B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHHCC
| Q1 26 | $157.6M | $233.2M | ||
| Q4 25 | $331.2M | $300.0M | ||
| Q3 25 | $120.6M | $336.3M | ||
| Q2 25 | $258.3M | $383.3M | ||
| Q1 25 | $254.2M | $454.9M | ||
| Q4 24 | $597.4M | $491.5M | ||
| Q3 24 | $158.3M | $583.2M | ||
| Q2 24 | $298.9M | $709.0M |
总债务CASHHCC
| Q1 26 | $59.5M | $154.4M | ||
| Q4 25 | $33.5M | $154.3M | ||
| Q3 25 | $33.5M | $154.1M | ||
| Q2 25 | $33.4M | $153.9M | ||
| Q1 25 | $33.4M | $153.8M | ||
| Q4 24 | $33.4M | $153.6M | ||
| Q3 24 | $33.4M | $153.5M | ||
| Q2 24 | $33.3M | $153.3M |
股东权益CASHHCC
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $2.1B | ||
| Q3 25 | $858.0M | $2.1B | ||
| Q2 25 | $819.0M | $2.1B | ||
| Q1 25 | $814.7M | $2.1B | ||
| Q4 24 | $758.3M | $2.1B | ||
| Q3 24 | $822.5M | $2.1B | ||
| Q2 24 | $748.4M | $2.0B |
总资产CASHHCC
| Q1 26 | $7.1B | $2.8B | ||
| Q4 25 | $7.6B | $2.8B | ||
| Q3 25 | $7.2B | $2.7B | ||
| Q2 25 | $7.2B | $2.6B | ||
| Q1 25 | $7.0B | $2.6B | ||
| Q4 24 | $7.6B | $2.6B | ||
| Q3 24 | $7.5B | $2.6B | ||
| Q2 24 | $7.5B | $2.6B |
负债/权益比CASHHCC
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.07× | ||
| Q3 25 | 0.04× | 0.07× | ||
| Q2 25 | 0.04× | 0.07× | ||
| Q1 25 | 0.04× | 0.07× | ||
| Q4 24 | 0.04× | 0.07× | ||
| Q3 24 | 0.04× | 0.07× | ||
| Q2 24 | 0.04× | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
HCC
| Sales | $448.5M | 98% |
| Other revenues | $10.1M | 2% |
