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PATHWARD FINANCIAL, INC.（CASH）与HELEN OF TROY LTD（HELE）财务数据对比。点击上方公司名可切换其他公司
HELEN OF TROY LTD的季度营收约是PATHWARD FINANCIAL, INC.的1.9倍（$512.8M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -16.4%，领先42.8%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 2.4%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
海伦特洛伊是美国上市企业，主营自有及授权品牌家居用品、健康家居用品与美容产品的设计研发和全球营销，旗下拥有OXO International、Kaz等多家子公司。公司注册总部设于百慕大汉密尔顿，美国运营总部位于得克萨斯州埃尔帕索，公司名称源自古希腊神话人物特洛伊海伦。
CASH vs HELE — 直观对比
营收规模更大
HELE
是对方的1.9倍
$276.3M
净利率更高
CASH
高出42.8%
-16.4%
两年增速更快
CASH
近两年复合增速
2.4%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $512.8M |
| 净利润 | $72.9M | $-84.1M |
| 毛利率 | — | 46.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 26.4% | -16.4% |
| 营收同比 | — | -3.4% |
| 净利润同比 | — | -269.4% |
| 每股收益（稀释后） | $3.35 | $-3.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHHELE
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $512.8M | ||
| Q3 25 | $186.7M | $431.8M | ||
| Q2 25 | $195.8M | $371.7M | ||
| Q1 25 | $274.8M | $485.9M | ||
| Q4 24 | $182.6M | $530.7M | ||
| Q3 24 | $179.5M | $474.2M | ||
| Q2 24 | $188.6M | $416.8M |
净利润CASHHELE
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-84.1M | ||
| Q3 25 | $38.8M | $-308.6M | ||
| Q2 25 | $42.1M | $-450.7M | ||
| Q1 25 | $75.0M | $50.9M | ||
| Q4 24 | $30.0M | $49.6M | ||
| Q3 24 | $33.5M | $17.0M | ||
| Q2 24 | $44.9M | $6.2M |
毛利率CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | — | 46.9% | ||
| Q3 25 | — | 44.2% | ||
| Q2 25 | — | 47.1% | ||
| Q1 25 | — | 48.6% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 48.7% |
营业利润率CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -1.6% | ||
| Q3 25 | 25.9% | -73.1% | ||
| Q2 25 | 24.1% | -109.5% | ||
| Q1 25 | 33.2% | 0.4% | ||
| Q4 24 | 19.8% | 14.2% | ||
| Q3 24 | 20.9% | 7.3% | ||
| Q2 24 | 27.1% | 7.4% |
净利率CASHHELE
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -16.4% | ||
| Q3 25 | 20.8% | -71.5% | ||
| Q2 25 | 21.5% | -121.3% | ||
| Q1 25 | 27.3% | 10.5% | ||
| Q4 24 | 16.4% | 9.3% | ||
| Q3 24 | 18.7% | 3.6% | ||
| Q2 24 | 23.8% | 1.5% |
每股收益（稀释后）CASHHELE
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-3.65 | ||
| Q3 25 | $1.69 | $-13.44 | ||
| Q2 25 | $1.81 | $-19.65 | ||
| Q1 25 | $3.14 | $2.20 | ||
| Q4 24 | $1.23 | $2.17 | ||
| Q3 24 | $1.34 | $0.74 | ||
| Q2 24 | $1.78 | $0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $27.1M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $852.3M |
| 总资产 | $7.1B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHHELE
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $27.1M | ||
| Q3 25 | $120.6M | $22.4M | ||
| Q2 25 | $258.3M | $22.7M | ||
| Q1 25 | $254.2M | $18.9M | ||
| Q4 24 | $597.4M | $40.8M | ||
| Q3 24 | $158.3M | $20.1M | ||
| Q2 24 | $298.9M | $16.1M |
总债务CASHHELE
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | $921.9M | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHHELE
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $852.3M | ||
| Q3 25 | $858.0M | $926.3M | ||
| Q2 25 | $819.0M | $1.2B | ||
| Q1 25 | $814.7M | $1.7B | ||
| Q4 24 | $758.3M | $1.6B | ||
| Q3 24 | $822.5M | $1.6B | ||
| Q2 24 | $748.4M | $1.5B |
总资产CASHHELE
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $2.3B | ||
| Q3 25 | $7.2B | $2.4B | ||
| Q2 25 | $7.2B | $2.7B | ||
| Q1 25 | $7.0B | $3.1B | ||
| Q4 24 | $7.6B | $3.0B | ||
| Q3 24 | $7.5B | $2.9B | ||
| Q2 24 | $7.5B | $2.8B |
负债/权益比CASHHELE
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | 0.55× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $11.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.8M |
| 自由现金流率自由现金流/营收 | — | 1.1% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $55.9M |
8季度趋势，按日历期对齐
经营现金流CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $11.9M | ||
| Q3 25 | $303.7M | $-10.5M | ||
| Q2 25 | $30.4M | $58.3M | ||
| Q1 25 | $188.3M | $35.0M | ||
| Q4 24 | $-71.7M | $8.3M | ||
| Q3 24 | $143.1M | $44.6M | ||
| Q2 24 | $113.2M | $25.3M |
自由现金流CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $5.8M | ||
| Q3 25 | $300.3M | $-21.9M | ||
| Q2 25 | $27.7M | $45.0M | ||
| Q1 25 | $184.7M | $27.1M | ||
| Q4 24 | $-73.8M | $191.0K | ||
| Q3 24 | $138.8M | $39.7M | ||
| Q2 24 | $111.0M | $16.2M |
自由现金流率CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 1.1% | ||
| Q3 25 | 160.9% | -5.1% | ||
| Q2 25 | 14.1% | 12.1% | ||
| Q1 25 | 67.2% | 5.6% | ||
| Q4 24 | -40.4% | 0.0% | ||
| Q3 24 | 77.3% | 8.4% | ||
| Q2 24 | 58.8% | 3.9% |
资本支出强度CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 1.2% | ||
| Q3 25 | 1.8% | 2.7% | ||
| Q2 25 | 1.4% | 3.6% | ||
| Q1 25 | 1.3% | 1.6% | ||
| Q4 24 | 1.1% | 1.5% | ||
| Q3 24 | 2.4% | 1.0% | ||
| Q2 24 | 1.2% | 2.2% |
现金转化率CASHHELE
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | 0.69× | ||
| Q4 24 | -2.39× | 0.17× | ||
| Q3 24 | 4.27× | 2.62× | ||
| Q2 24 | 2.52× | 4.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
HELE
| Beauty Wellness | $283.2M | 55% |
| Home Outdoor | $229.6M | 45% |
