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PATHWARD FINANCIAL, INC.（CASH）与迈心诺（MASI）财务数据对比。点击上方公司名可切换其他公司
迈心诺的季度营收约是PATHWARD FINANCIAL, INC.的1.3倍（$371.5M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -27.0%，领先53.4%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -17.7%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
迈心诺（Masimo Corporation）是总部位于美国加利福尼亚州尔湾的健康科技及消费电子企业，核心产品包括面向医院及家用场景的患者监护设备、无创传感器及配套软件平台，同时也布局了消费级音频和可穿戴设备赛道。
CASH vs MASI — 直观对比
营收规模更大
MASI
是对方的1.3倍
$276.3M
净利率更高
CASH
高出53.4%
-27.0%
两年增速更快
CASH
近两年复合增速
-17.7%
损益表 — Q2 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $371.5M |
| 净利润 | $72.9M | $-100.4M |
| 毛利率 | — | 62.1% |
| 营业利润率 | — | 22.5% |
| 净利率 | 26.4% | -27.0% |
| 营收同比 | — | -26.4% |
| 净利润同比 | — | -1124.5% |
| 每股收益（稀释后） | $3.35 | $-1.84 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHMASI
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | — | ||
| Q3 25 | $186.7M | $371.5M | ||
| Q2 25 | $195.8M | $370.9M | ||
| Q1 25 | $274.8M | $372.0M | ||
| Q4 24 | $182.6M | $600.7M | ||
| Q3 24 | $179.5M | $504.6M | ||
| Q2 24 | $188.6M | $496.3M |
净利润CASHMASI
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $-100.4M | ||
| Q2 25 | $42.1M | $51.3M | ||
| Q1 25 | $75.0M | $-170.7M | ||
| Q4 24 | $30.0M | $-349.6M | ||
| Q3 24 | $33.5M | $9.8M | ||
| Q2 24 | $44.9M | $16.0M |
毛利率CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 62.1% | ||
| Q2 25 | — | 62.9% | ||
| Q1 25 | — | 62.9% | ||
| Q4 24 | — | 40.7% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 51.3% |
营业利润率CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | 22.5% | ||
| Q2 25 | 24.1% | 17.4% | ||
| Q1 25 | 33.2% | 21.0% | ||
| Q4 24 | 19.8% | -59.8% | ||
| Q3 24 | 20.9% | 6.0% | ||
| Q2 24 | 27.1% | 5.7% |
净利率CASHMASI
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | -27.0% | ||
| Q2 25 | 21.5% | 13.8% | ||
| Q1 25 | 27.3% | -45.9% | ||
| Q4 24 | 16.4% | -58.2% | ||
| Q3 24 | 18.7% | 1.9% | ||
| Q2 24 | 23.8% | 3.2% |
每股收益（稀释后）CASHMASI
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | $-1.84 | ||
| Q2 25 | $1.81 | $0.94 | ||
| Q1 25 | $3.14 | $-3.12 | ||
| Q4 24 | $1.23 | $-6.54 | ||
| Q3 24 | $1.34 | $0.18 | ||
| Q2 24 | $1.78 | $0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $312.3M |
| 总债务越低越好 | $59.5M | $559.1M |
| 股东权益账面价值 | $850.7M | $810.0M |
| 总资产 | $7.1B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.07× | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资CASHMASI
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | $312.3M | ||
| Q2 25 | $258.3M | $149.6M | ||
| Q1 25 | $254.2M | $130.8M | ||
| Q4 24 | $597.4M | $177.6M | ||
| Q3 24 | $158.3M | $158.5M | ||
| Q2 24 | $298.9M | $129.6M |
总债务CASHMASI
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $559.1M | ||
| Q2 25 | $33.4M | $613.7M | ||
| Q1 25 | $33.4M | $651.0M | ||
| Q4 24 | $33.4M | $765.2M | ||
| Q3 24 | $33.4M | $772.6M | ||
| Q2 24 | $33.3M | $781.6M |
股东权益CASHMASI
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | $810.0M | ||
| Q2 25 | $819.0M | $1.0B | ||
| Q1 25 | $814.7M | $946.4M | ||
| Q4 24 | $758.3M | $1.1B | ||
| Q3 24 | $822.5M | $1.5B | ||
| Q2 24 | $748.4M | $1.4B |
总资产CASHMASI
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.2B | $1.8B | ||
| Q2 25 | $7.2B | $2.4B | ||
| Q1 25 | $7.0B | $2.3B | ||
| Q4 24 | $7.6B | $2.6B | ||
| Q3 24 | $7.5B | $3.1B | ||
| Q2 24 | $7.5B | $2.9B |
负债/权益比CASHMASI
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 0.69× | ||
| Q2 25 | 0.04× | 0.59× | ||
| Q1 25 | 0.04× | 0.69× | ||
| Q4 24 | 0.04× | 0.73× | ||
| Q3 24 | 0.04× | 0.53× | ||
| Q2 24 | 0.04× | 0.57× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $56.8M |
| 自由现金流经营现金流 - 资本支出 | — | $50.9M |
| 自由现金流率自由现金流/营收 | — | 13.7% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $191.0M |
8季度趋势，按日历期对齐
经营现金流CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | — | ||
| Q3 25 | $303.7M | $56.8M | ||
| Q2 25 | $30.4M | $69.4M | ||
| Q1 25 | $188.3M | $31.1M | ||
| Q4 24 | $-71.7M | $50.5M | ||
| Q3 24 | $143.1M | $25.6M | ||
| Q2 24 | $113.2M | $74.5M |
自由现金流CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | $50.9M | ||
| Q2 25 | $27.7M | $65.6M | ||
| Q1 25 | $184.7M | $28.5M | ||
| Q4 24 | $-73.8M | $46.0M | ||
| Q3 24 | $138.8M | $16.9M | ||
| Q2 24 | $111.0M | $66.9M |
自由现金流率CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | 13.7% | ||
| Q2 25 | 14.1% | 17.7% | ||
| Q1 25 | 67.2% | 7.7% | ||
| Q4 24 | -40.4% | 7.7% | ||
| Q3 24 | 77.3% | 3.3% | ||
| Q2 24 | 58.8% | 13.5% |
资本支出强度CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | 1.6% | ||
| Q2 25 | 1.4% | 1.0% | ||
| Q1 25 | 1.3% | 0.7% | ||
| Q4 24 | 1.1% | 0.7% | ||
| Q3 24 | 2.4% | 1.7% | ||
| Q2 24 | 1.2% | 1.5% |
现金转化率CASHMASI
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | 1.35× | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 2.61× | ||
| Q2 24 | 2.52× | 4.66× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
MASI
暂无分部数据
