vs
PATHWARD FINANCIAL, INC.（CASH）与MONARCH CASINO & RESORT INC（MCRI）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是MONARCH CASINO & RESORT INC的2.0倍（$276.3M vs $136.6M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 20.2%，领先6.2%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 3.2%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
君主赌场度假村集团是美国知名博彩度假企业，旗下运营位于内华达州里诺的亚特兰蒂斯赌场度假水疗中心。该物业设有三座酒店塔楼，共824间客房及套房，博彩区面积达64814平方英尺，是里诺当地盈利水平领先、定位高端的度假目的地，累计已投入近1.5亿美元用于设施升级。
CASH vs MCRI — 直观对比
营收规模更大
CASH
是对方的2.0倍
$136.6M
净利率更高
CASH
高出6.2%
20.2%
两年增速更快
CASH
近两年复合增速
3.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $136.6M |
| 净利润 | $72.9M | $27.6M |
| 毛利率 | — | — |
| 营业利润率 | — | 25.6% |
| 净利率 | 26.4% | 20.2% |
| 营收同比 | — | 8.9% |
| 净利润同比 | — | 38.9% |
| 每股收益（稀释后） | $3.35 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHMCRI
| Q1 26 | $276.3M | $136.6M | ||
| Q4 25 | $173.1M | $140.0M | ||
| Q3 25 | $186.7M | $142.8M | ||
| Q2 25 | $195.8M | $136.9M | ||
| Q1 25 | $274.8M | $125.4M | ||
| Q4 24 | $182.6M | $134.5M | ||
| Q3 24 | $179.5M | $137.9M | ||
| Q2 24 | $188.6M | $128.1M |
净利润CASHMCRI
| Q1 26 | $72.9M | $27.6M | ||
| Q4 25 | $35.2M | $22.9M | ||
| Q3 25 | $38.8M | $31.6M | ||
| Q2 25 | $42.1M | $27.0M | ||
| Q1 25 | $75.0M | $19.9M | ||
| Q4 24 | $30.0M | $4.2M | ||
| Q3 24 | $33.5M | $27.6M | ||
| Q2 24 | $44.9M | $22.7M |
毛利率CASHMCRI
| Q1 26 | — | — | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 26.7% | ||
| Q2 25 | — | 25.5% | ||
| Q1 25 | — | 20.2% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 23.0% |
营业利润率CASHMCRI
| Q1 26 | — | 25.6% | ||
| Q4 25 | 24.6% | 21.3% | ||
| Q3 25 | 25.9% | 27.1% | ||
| Q2 25 | 24.1% | 25.8% | ||
| Q1 25 | 33.2% | 20.4% | ||
| Q4 24 | 19.8% | 3.1% | ||
| Q3 24 | 20.9% | 25.5% | ||
| Q2 24 | 27.1% | 22.9% |
净利率CASHMCRI
| Q1 26 | 26.4% | 20.2% | ||
| Q4 25 | 20.3% | 16.4% | ||
| Q3 25 | 20.8% | 22.1% | ||
| Q2 25 | 21.5% | 19.7% | ||
| Q1 25 | 27.3% | 15.8% | ||
| Q4 24 | 16.4% | 3.1% | ||
| Q3 24 | 18.7% | 20.0% | ||
| Q2 24 | 23.8% | 17.7% |
每股收益（稀释后）CASHMCRI
| Q1 26 | $3.35 | $1.52 | ||
| Q4 25 | $1.57 | $1.25 | ||
| Q3 25 | $1.69 | $1.69 | ||
| Q2 25 | $1.81 | $1.44 | ||
| Q1 25 | $3.14 | $1.05 | ||
| Q4 24 | $1.23 | $0.25 | ||
| Q3 24 | $1.34 | $1.47 | ||
| Q2 24 | $1.78 | $1.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $120.1M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $549.8M |
| 总资产 | $7.1B | $725.2M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHMCRI
| Q1 26 | $157.6M | $120.1M | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务CASHMCRI
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHMCRI
| Q1 26 | $850.7M | $549.8M | ||
| Q4 25 | $854.5M | $537.7M | ||
| Q3 25 | $858.0M | $558.4M | ||
| Q2 25 | $819.0M | $539.2M | ||
| Q1 25 | $814.7M | $535.6M | ||
| Q4 24 | $758.3M | $517.7M | ||
| Q3 24 | $822.5M | $513.3M | ||
| Q2 24 | $748.4M | $498.4M |
总资产CASHMCRI
| Q1 26 | $7.1B | $725.2M | ||
| Q4 25 | $7.6B | $712.8M | ||
| Q3 25 | $7.2B | $725.4M | ||
| Q2 25 | $7.2B | $705.8M | ||
| Q1 25 | $7.0B | $712.1M | ||
| Q4 24 | $7.6B | $691.6M | ||
| Q3 24 | $7.5B | $671.1M | ||
| Q2 24 | $7.5B | $672.4M |
负债/权益比CASHMCRI
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
MCRI
| Casino | $79.7M | 58% |
| Food and beverage | $31.7M | 23% |
| Hotel | $19.0M | 14% |
| Other | $6.1M | 5% |
