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PATHWARD FINANCIAL, INC.（CASH）与MACOM Technology Solutions Holdings, Inc.（MTSI）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是MACOM Technology Solutions Holdings, Inc.的1.0倍（$276.3M vs $271.6M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 18.0%，领先8.4%），过去两年MACOM Technology Solutions Holdings, Inc.的营收复合增速更高（22.4% vs 21.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
MACOM是美国知名的射频、微波及毫米波半导体器件与组件研发生产商，总部位于马萨诸塞州洛厄尔，2005年曾是当地规模最大的私营雇主。公司已通过ISO9001国际质量体系认证及ISO14001环境管理体系认证，在北美、欧洲、亚洲及澳大利亚均设有设计中心与销售办事处。
CASH vs MTSI — 直观对比
营收规模更大
CASH
是对方的1.0倍
$271.6M
净利率更高
CASH
高出8.4%
18.0%
两年增速更快
MTSI
近两年复合增速
21.0%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $271.6M |
| 净利润 | $72.9M | $48.8M |
| 毛利率 | — | 55.9% |
| 营业利润率 | — | 15.9% |
| 净利率 | 26.4% | 18.0% |
| 营收同比 | — | 24.5% |
| 净利润同比 | — | 129.1% |
| 每股收益（稀释后） | $3.35 | $0.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHMTSI
| Q1 26 | $276.3M | $271.6M | ||
| Q4 25 | $173.1M | $261.2M | ||
| Q3 25 | $186.7M | $252.1M | ||
| Q2 25 | $195.8M | $235.9M | ||
| Q1 25 | $274.8M | $218.1M | ||
| Q4 24 | $182.6M | — | ||
| Q3 24 | $179.5M | $200.7M | ||
| Q2 24 | $188.6M | $190.5M |
净利润CASHMTSI
| Q1 26 | $72.9M | $48.8M | ||
| Q4 25 | $35.2M | $45.1M | ||
| Q3 25 | $38.8M | $36.5M | ||
| Q2 25 | $42.1M | $31.7M | ||
| Q1 25 | $75.0M | $-167.5M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $29.4M | ||
| Q2 24 | $44.9M | $19.9M |
毛利率CASHMTSI
| Q1 26 | — | 55.9% | ||
| Q4 25 | — | 54.5% | ||
| Q3 25 | — | 55.3% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 53.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 54.7% | ||
| Q2 24 | — | 53.2% |
营业利润率CASHMTSI
| Q1 26 | — | 15.9% | ||
| Q4 25 | 24.6% | 15.2% | ||
| Q3 25 | 25.9% | 14.9% | ||
| Q2 25 | 24.1% | 14.8% | ||
| Q1 25 | 33.2% | 8.0% | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 20.9% | 13.7% | ||
| Q2 24 | 27.1% | 10.4% |
净利率CASHMTSI
| Q1 26 | 26.4% | 18.0% | ||
| Q4 25 | 20.3% | 17.3% | ||
| Q3 25 | 20.8% | 14.5% | ||
| Q2 25 | 21.5% | 13.4% | ||
| Q1 25 | 27.3% | -76.8% | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | 14.7% | ||
| Q2 24 | 23.8% | 10.5% |
每股收益（稀释后）CASHMTSI
| Q1 26 | $3.35 | $0.64 | ||
| Q4 25 | $1.57 | $0.67 | ||
| Q3 25 | $1.69 | $0.48 | ||
| Q2 25 | $1.81 | $0.42 | ||
| Q1 25 | $3.14 | $-2.30 | ||
| Q4 24 | $1.23 | — | ||
| Q3 24 | $1.34 | $0.40 | ||
| Q2 24 | $1.78 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $768.5M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $1.4B |
| 总资产 | $7.1B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHMTSI
| Q1 26 | $157.6M | $768.5M | ||
| Q4 25 | $331.2M | $786.0M | ||
| Q3 25 | $120.6M | $735.2M | ||
| Q2 25 | $258.3M | $681.5M | ||
| Q1 25 | $254.2M | $656.5M | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | $581.9M | ||
| Q2 24 | $298.9M | $521.5M |
总债务CASHMTSI
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHMTSI
| Q1 26 | $850.7M | $1.4B | ||
| Q4 25 | $854.5M | $1.3B | ||
| Q3 25 | $858.0M | $1.3B | ||
| Q2 25 | $819.0M | $1.2B | ||
| Q1 25 | $814.7M | $1.2B | ||
| Q4 24 | $758.3M | — | ||
| Q3 24 | $822.5M | $1.1B | ||
| Q2 24 | $748.4M | $1.1B |
总资产CASHMTSI
| Q1 26 | $7.1B | $2.1B | ||
| Q4 25 | $7.6B | $2.1B | ||
| Q3 25 | $7.2B | $2.0B | ||
| Q2 25 | $7.2B | $1.9B | ||
| Q1 25 | $7.0B | $1.8B | ||
| Q4 24 | $7.6B | — | ||
| Q3 24 | $7.5B | $1.8B | ||
| Q2 24 | $7.5B | $1.7B |
负债/权益比CASHMTSI
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $42.9M |
| 自由现金流经营现金流 - 资本支出 | — | $30.0M |
| 自由现金流率自由现金流/营收 | — | 11.0% |
| 资本支出强度资本支出/营收 | — | 4.8% |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | $161.5M |
8季度趋势，按日历期对齐
经营现金流CASHMTSI
| Q1 26 | — | $42.9M | ||
| Q4 25 | $108.3M | $69.6M | ||
| Q3 25 | $303.7M | $60.4M | ||
| Q2 25 | $30.4M | $38.7M | ||
| Q1 25 | $188.3M | $66.7M | ||
| Q4 24 | $-71.7M | — | ||
| Q3 24 | $143.1M | $62.3M | ||
| Q2 24 | $113.2M | $49.0M |
自由现金流CASHMTSI
| Q1 26 | — | $30.0M | ||
| Q4 25 | $104.1M | $49.4M | ||
| Q3 25 | $300.3M | $51.6M | ||
| Q2 25 | $27.7M | $30.5M | ||
| Q1 25 | $184.7M | $61.3M | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | $57.1M | ||
| Q2 24 | $111.0M | $41.5M |
自由现金流率CASHMTSI
| Q1 26 | — | 11.0% | ||
| Q4 25 | 60.1% | 18.9% | ||
| Q3 25 | 160.9% | 20.5% | ||
| Q2 25 | 14.1% | 12.9% | ||
| Q1 25 | 67.2% | 28.1% | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | 28.5% | ||
| Q2 24 | 58.8% | 21.8% |
资本支出强度CASHMTSI
| Q1 26 | — | 4.8% | ||
| Q4 25 | 2.4% | 7.7% | ||
| Q3 25 | 1.8% | 3.5% | ||
| Q2 25 | 1.4% | 3.5% | ||
| Q1 25 | 1.3% | 2.4% | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | 2.6% | ||
| Q2 24 | 1.2% | 3.9% |
现金转化率CASHMTSI
| Q1 26 | — | 0.88× | ||
| Q4 25 | 3.08× | 1.54× | ||
| Q3 25 | 7.83× | 1.65× | ||
| Q2 25 | 0.72× | 1.22× | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 2.12× | ||
| Q2 24 | 2.52× | 2.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
MTSI
| Industrial Defense | $117.7M | 43% |
| Data Center | $85.8M | 32% |
| Telecom | $68.1M | 25% |
