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PATHWARD FINANCIAL, INC.（CASH）与ORMAT TECHNOLOGIES, INC.（ORA）财务数据对比。点击上方公司名可切换其他公司
ORMAT TECHNOLOGIES, INC.的季度营收约是PATHWARD FINANCIAL, INC.的1.5倍（$403.9M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 10.9%，领先15.5%），过去两年ORMAT TECHNOLOGIES, INC.的营收复合增速更高（37.7% vs 21.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Ormat Technologies是总部位于美国内华达州里诺的跨国企业，主打可再生地热能源技术，累计建成超190座电站，总装机容量超3200兆瓦；截至2021年1月自主运营933兆瓦地热及余热回收电站，还向全球多国供应超千台涡轮增压器。
CASH vs ORA — 直观对比
营收规模更大
ORA
是对方的1.5倍
$276.3M
净利率更高
CASH
高出15.5%
10.9%
两年增速更快
ORA
近两年复合增速
21.0%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $403.9M |
| 净利润 | $72.9M | $44.1M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 19.9% |
| 净利率 | 26.4% | 10.9% |
| 营收同比 | — | 75.8% |
| 净利润同比 | — | 9.2% |
| 每股收益（稀释后） | $3.35 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHORA
| Q1 26 | $276.3M | $403.9M | ||
| Q4 25 | $173.1M | $276.0M | ||
| Q3 25 | $186.7M | $249.7M | ||
| Q2 25 | $195.8M | $234.0M | ||
| Q1 25 | $274.8M | $229.8M | ||
| Q4 24 | $182.6M | $230.7M | ||
| Q3 24 | $179.5M | $211.8M | ||
| Q2 24 | $188.6M | $213.0M |
净利润CASHORA
| Q1 26 | $72.9M | $44.1M | ||
| Q4 25 | $35.2M | $31.4M | ||
| Q3 25 | $38.8M | $24.1M | ||
| Q2 25 | $42.1M | $28.0M | ||
| Q1 25 | $75.0M | $40.4M | ||
| Q4 24 | $30.0M | $40.8M | ||
| Q3 24 | $33.5M | $22.1M | ||
| Q2 24 | $44.9M | $22.2M |
毛利率CASHORA
| Q1 26 | — | 29.8% | ||
| Q4 25 | — | 28.6% | ||
| Q3 25 | — | 25.6% | ||
| Q2 25 | — | 24.3% | ||
| Q1 25 | — | 31.7% | ||
| Q4 24 | — | 31.9% | ||
| Q3 24 | — | 27.8% | ||
| Q2 24 | — | 28.8% |
营业利润率CASHORA
| Q1 26 | — | 19.9% | ||
| Q4 25 | 24.6% | 15.4% | ||
| Q3 25 | 25.9% | 16.2% | ||
| Q2 25 | 24.1% | 15.1% | ||
| Q1 25 | 33.2% | 22.2% | ||
| Q4 24 | 19.8% | 21.3% | ||
| Q3 24 | 20.9% | 16.8% | ||
| Q2 24 | 27.1% | 16.5% |
净利率CASHORA
| Q1 26 | 26.4% | 10.9% | ||
| Q4 25 | 20.3% | 11.4% | ||
| Q3 25 | 20.8% | 9.7% | ||
| Q2 25 | 21.5% | 12.0% | ||
| Q1 25 | 27.3% | 17.6% | ||
| Q4 24 | 16.4% | 17.7% | ||
| Q3 24 | 18.7% | 10.4% | ||
| Q2 24 | 23.8% | 10.4% |
每股收益（稀释后）CASHORA
| Q1 26 | $3.35 | $0.71 | ||
| Q4 25 | $1.57 | $0.51 | ||
| Q3 25 | $1.69 | $0.39 | ||
| Q2 25 | $1.81 | $0.46 | ||
| Q1 25 | $3.14 | $0.66 | ||
| Q4 24 | $1.23 | $0.67 | ||
| Q3 24 | $1.34 | $0.36 | ||
| Q2 24 | $1.78 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $654.6M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $2.7B |
| 总资产 | $7.1B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHORA
| Q1 26 | $157.6M | $654.6M | ||
| Q4 25 | $331.2M | $147.4M | ||
| Q3 25 | $120.6M | $79.6M | ||
| Q2 25 | $258.3M | $88.5M | ||
| Q1 25 | $254.2M | $112.7M | ||
| Q4 24 | $597.4M | $94.4M | ||
| Q3 24 | $158.3M | $88.1M | ||
| Q2 24 | $298.9M | $66.3M |
总债务CASHORA
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $2.7B | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | $2.3B | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHORA
| Q1 26 | $850.7M | $2.7B | ||
| Q4 25 | $854.5M | $2.5B | ||
| Q3 25 | $858.0M | $2.5B | ||
| Q2 25 | $819.0M | $2.5B | ||
| Q1 25 | $814.7M | $2.5B | ||
| Q4 24 | $758.3M | $2.4B | ||
| Q3 24 | $822.5M | $2.4B | ||
| Q2 24 | $748.4M | $2.4B |
总资产CASHORA
| Q1 26 | $7.1B | $6.8B | ||
| Q4 25 | $7.6B | $6.2B | ||
| Q3 25 | $7.2B | $6.1B | ||
| Q2 25 | $7.2B | $6.0B | ||
| Q1 25 | $7.0B | $5.8B | ||
| Q4 24 | $7.6B | $5.7B | ||
| Q3 24 | $7.5B | $5.6B | ||
| Q2 24 | $7.5B | $5.5B |
负债/权益比CASHORA
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 1.05× | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | 0.97× | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
ORA
| Electricity | $181.6M | 45% |
| Product | $177.4M | 44% |
| Energy storage | $44.9M | 11% |
