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PATHWARD FINANCIAL, INC.(CASH)与PREFORMED LINE PRODUCTS CO(PLPC)财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是PREFORMED LINE PRODUCTS CO的1.6倍($276.3M vs $173.1M),PATHWARD FINANCIAL, INC.净利率更高(26.4% vs 4.9%,领先21.5%),过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高(21.0% vs 10.8%)
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业,其前身为Meta金融集团旗下相关业务主体,2022年母公司将“Meta”商标出售给Meta Platforms后,正式启用现有名称。
预成型线路产品公司(PLPC)研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件,服务全球多地的公用事业、网络运营商及工业客户,提供可提升网络可靠性与运营效率的解决方案。
CASH vs PLPC — 直观对比
营收规模更大
CASH
是对方的1.6倍
$173.1M
净利率更高
CASH
高出21.5%
4.9%
两年增速更快
CASH
近两年复合增速
10.8%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $276.3M | $173.1M |
| 净利润 | $72.9M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 6.8% |
| 净利率 | 26.4% | 4.9% |
| 营收同比 | — | 3.6% |
| 净利润同比 | — | -19.3% |
| 每股收益(稀释后) | $3.35 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
CASH
PLPC
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $173.1M | ||
| Q3 25 | $186.7M | $178.1M | ||
| Q2 25 | $195.8M | $169.6M | ||
| Q1 25 | $274.8M | $148.5M | ||
| Q4 24 | $182.6M | $167.1M | ||
| Q3 24 | $179.5M | $147.0M | ||
| Q2 24 | $188.6M | $138.7M |
净利润
CASH
PLPC
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $8.4M | ||
| Q3 25 | $38.8M | $2.6M | ||
| Q2 25 | $42.1M | $12.7M | ||
| Q1 25 | $75.0M | $11.5M | ||
| Q4 24 | $30.0M | $10.5M | ||
| Q3 24 | $33.5M | $7.7M | ||
| Q2 24 | $44.9M | $9.4M |
毛利率
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% |
营业利润率
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 6.8% | ||
| Q3 25 | 25.9% | 7.4% | ||
| Q2 25 | 24.1% | 10.1% | ||
| Q1 25 | 33.2% | 8.8% | ||
| Q4 24 | 19.8% | 10.5% | ||
| Q3 24 | 20.9% | 7.1% | ||
| Q2 24 | 27.1% | 8.1% |
净利率
CASH
PLPC
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 4.9% | ||
| Q3 25 | 20.8% | 1.5% | ||
| Q2 25 | 21.5% | 7.5% | ||
| Q1 25 | 27.3% | 7.8% | ||
| Q4 24 | 16.4% | 6.3% | ||
| Q3 24 | 18.7% | 5.2% | ||
| Q2 24 | 23.8% | 6.8% |
每股收益(稀释后)
CASH
PLPC
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $1.72 | ||
| Q3 25 | $1.69 | $0.53 | ||
| Q2 25 | $1.81 | $2.56 | ||
| Q1 25 | $3.14 | $2.33 | ||
| Q4 24 | $1.23 | $2.13 | ||
| Q3 24 | $1.34 | $1.54 | ||
| Q2 24 | $1.78 | $1.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | — |
| 总债务越低越好 | $59.5M | $38.3M |
| 股东权益账面价值 | $850.7M | $475.5M |
| 总资产 | $7.1B | $653.6M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.08× |
8季度趋势,按日历期对齐
现金及短期投资
CASH
PLPC
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务
CASH
PLPC
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $38.3M | ||
| Q3 25 | $33.5M | $36.0M | ||
| Q2 25 | $33.4M | $31.8M | ||
| Q1 25 | $33.4M | $29.1M | ||
| Q4 24 | $33.4M | $20.8M | ||
| Q3 24 | $33.4M | $27.2M | ||
| Q2 24 | $33.3M | $31.6M |
股东权益
CASH
PLPC
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $475.5M | ||
| Q3 25 | $858.0M | $466.3M | ||
| Q2 25 | $819.0M | $460.7M | ||
| Q1 25 | $814.7M | $435.8M | ||
| Q4 24 | $758.3M | $422.3M | ||
| Q3 24 | $822.5M | $429.0M | ||
| Q2 24 | $748.4M | $416.2M |
总资产
CASH
PLPC
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $653.6M | ||
| Q3 25 | $7.2B | $644.6M | ||
| Q2 25 | $7.2B | $631.5M | ||
| Q1 25 | $7.0B | $592.5M | ||
| Q4 24 | $7.6B | $573.9M | ||
| Q3 24 | $7.5B | $592.0M | ||
| Q2 24 | $7.5B | $572.6M |
负债/权益比
CASH
PLPC
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.08× | ||
| Q3 25 | 0.04× | 0.08× | ||
| Q2 25 | 0.04× | 0.07× | ||
| Q1 25 | 0.04× | 0.07× | ||
| Q4 24 | 0.04× | 0.05× | ||
| Q3 24 | 0.04× | 0.06× | ||
| Q2 24 | 0.04× | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $21.9M |
| 自由现金流经营现金流 - 资本支出 | — | $11.8M |
| 自由现金流率自由现金流/营收 | — | 6.8% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.60× |
| 过去12个月自由现金流最近4个季度 | — | $33.3M |
8季度趋势,按日历期对齐
经营现金流
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $21.9M | ||
| Q3 25 | $303.7M | $18.9M | ||
| Q2 25 | $30.4M | $26.9M | ||
| Q1 25 | $188.3M | $5.7M | ||
| Q4 24 | $-71.7M | $24.1M | ||
| Q3 24 | $143.1M | $9.4M | ||
| Q2 24 | $113.2M | $28.3M |
自由现金流
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $11.8M | ||
| Q3 25 | $300.3M | $8.3M | ||
| Q2 25 | $27.7M | $18.6M | ||
| Q1 25 | $184.7M | $-5.3M | ||
| Q4 24 | $-73.8M | $20.6M | ||
| Q3 24 | $138.8M | $5.8M | ||
| Q2 24 | $111.0M | $24.6M |
自由现金流率
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 6.8% | ||
| Q3 25 | 160.9% | 4.7% | ||
| Q2 25 | 14.1% | 10.9% | ||
| Q1 25 | 67.2% | -3.6% | ||
| Q4 24 | -40.4% | 12.3% | ||
| Q3 24 | 77.3% | 3.9% | ||
| Q2 24 | 58.8% | 17.7% |
资本支出强度
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 5.9% | ||
| Q3 25 | 1.8% | 6.0% | ||
| Q2 25 | 1.4% | 4.9% | ||
| Q1 25 | 1.3% | 7.4% | ||
| Q4 24 | 1.1% | 2.1% | ||
| Q3 24 | 2.4% | 2.4% | ||
| Q2 24 | 1.2% | 2.7% |
现金转化率
CASH
PLPC
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 2.60× | ||
| Q3 25 | 7.83× | 7.21× | ||
| Q2 25 | 0.72× | 2.12× | ||
| Q1 25 | 2.51× | 0.49× | ||
| Q4 24 | -2.39× | 2.30× | ||
| Q3 24 | 4.27× | 1.22× | ||
| Q2 24 | 2.52× | 3.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
PLPC
暂无分部数据