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PATHWARD FINANCIAL, INC.（CASH）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Priority Technology Holdings, Inc.的1.1倍（$276.3M vs $247.1M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 3.6%，领先22.8%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 9.6%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
CASH vs PRTH — 直观对比
营收规模更大
CASH
是对方的1.1倍
$247.1M
净利率更高
CASH
高出22.8%
3.6%
两年增速更快
CASH
近两年复合增速
9.6%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $247.1M |
| 净利润 | $72.9M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.6% |
| 净利率 | 26.4% | 3.6% |
| 营收同比 | — | 8.8% |
| 净利润同比 | — | 23.9% |
| 每股收益（稀释后） | $3.35 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHPRTH
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $247.1M | ||
| Q3 25 | $186.7M | $241.4M | ||
| Q2 25 | $195.8M | $239.8M | ||
| Q1 25 | $274.8M | $224.6M | ||
| Q4 24 | $182.6M | $227.1M | ||
| Q3 24 | $179.5M | $227.0M | ||
| Q2 24 | $188.6M | $219.9M |
净利润CASHPRTH
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $8.9M | ||
| Q3 25 | $38.8M | $27.6M | ||
| Q2 25 | $42.1M | $10.9M | ||
| Q1 25 | $75.0M | $8.3M | ||
| Q4 24 | $30.0M | $7.2M | ||
| Q3 24 | $33.5M | $10.6M | ||
| Q2 24 | $44.9M | $994.0K |
营业利润率CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 13.6% | ||
| Q3 25 | 25.9% | 15.6% | ||
| Q2 25 | 24.1% | 15.6% | ||
| Q1 25 | 33.2% | 14.5% | ||
| Q4 24 | 19.8% | 15.0% | ||
| Q3 24 | 20.9% | 16.8% | ||
| Q2 24 | 27.1% | 15.1% |
净利率CASHPRTH
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 3.6% | ||
| Q3 25 | 20.8% | 11.4% | ||
| Q2 25 | 21.5% | 4.5% | ||
| Q1 25 | 27.3% | 3.7% | ||
| Q4 24 | 16.4% | 3.2% | ||
| Q3 24 | 18.7% | 4.7% | ||
| Q2 24 | 23.8% | 0.5% |
每股收益（稀释后）CASHPRTH
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.10 | ||
| Q3 25 | $1.69 | $0.34 | ||
| Q2 25 | $1.81 | $0.14 | ||
| Q1 25 | $3.14 | $0.10 | ||
| Q4 24 | $1.23 | $-0.05 | ||
| Q3 24 | $1.34 | $0.07 | ||
| Q2 24 | $1.78 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $77.2M |
| 总债务越低越好 | $59.5M | $1.0B |
| 股东权益账面价值 | $850.7M | $-100.4M |
| 总资产 | $7.1B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHPRTH
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $77.2M | ||
| Q3 25 | $120.6M | $57.0M | ||
| Q2 25 | $258.3M | $50.6M | ||
| Q1 25 | $254.2M | $47.6M | ||
| Q4 24 | $597.4M | $58.6M | ||
| Q3 24 | $158.3M | $41.1M | ||
| Q2 24 | $298.9M | $34.6M |
总债务CASHPRTH
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $1.0B | ||
| Q3 25 | $33.5M | $997.5M | ||
| Q2 25 | $33.4M | $917.0M | ||
| Q1 25 | $33.4M | $918.9M | ||
| Q4 24 | $33.4M | $920.9M | ||
| Q3 24 | $33.4M | $808.1M | ||
| Q2 24 | $33.3M | $809.0M |
股东权益CASHPRTH
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $-100.4M | ||
| Q3 25 | $858.0M | $-110.3M | ||
| Q2 25 | $819.0M | $-146.1M | ||
| Q1 25 | $814.7M | $-158.3M | ||
| Q4 24 | $758.3M | $-166.8M | ||
| Q3 24 | $822.5M | $-165.8M | ||
| Q2 24 | $748.4M | $-172.1M |
总资产CASHPRTH
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $2.4B | ||
| Q3 25 | $7.2B | $2.2B | ||
| Q2 25 | $7.2B | $2.0B | ||
| Q1 25 | $7.0B | $1.9B | ||
| Q4 24 | $7.6B | $1.8B | ||
| Q3 24 | $7.5B | $1.8B | ||
| Q2 24 | $7.5B | $1.7B |
负债/权益比CASHPRTH
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势，按日历期对齐
经营现金流CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $36.8M | ||
| Q3 25 | $303.7M | $36.1M | ||
| Q2 25 | $30.4M | $17.1M | ||
| Q1 25 | $188.3M | $10.0M | ||
| Q4 24 | $-71.7M | $23.8M | ||
| Q3 24 | $143.1M | $19.8M | ||
| Q2 24 | $113.2M | $28.7M |
自由现金流CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $30.9M | ||
| Q3 25 | $300.3M | $30.1M | ||
| Q2 25 | $27.7M | $9.2M | ||
| Q1 25 | $184.7M | $4.9M | ||
| Q4 24 | $-73.8M | $19.1M | ||
| Q3 24 | $138.8M | $14.5M | ||
| Q2 24 | $111.0M | $23.6M |
自由现金流率CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 12.5% | ||
| Q3 25 | 160.9% | 12.5% | ||
| Q2 25 | 14.1% | 3.8% | ||
| Q1 25 | 67.2% | 2.2% | ||
| Q4 24 | -40.4% | 8.4% | ||
| Q3 24 | 77.3% | 6.4% | ||
| Q2 24 | 58.8% | 10.7% |
资本支出强度CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 2.4% | ||
| Q3 25 | 1.8% | 2.5% | ||
| Q2 25 | 1.4% | 3.3% | ||
| Q1 25 | 1.3% | 2.3% | ||
| Q4 24 | 1.1% | 2.0% | ||
| Q3 24 | 2.4% | 2.3% | ||
| Q2 24 | 1.2% | 2.3% |
现金转化率CASHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 4.12× | ||
| Q3 25 | 7.83× | 1.31× | ||
| Q2 25 | 0.72× | 1.57× | ||
| Q1 25 | 2.51× | 1.20× | ||
| Q4 24 | -2.39× | 3.29× | ||
| Q3 24 | 4.27× | 1.87× | ||
| Q2 24 | 2.52× | 28.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
PRTH
暂无分部数据
