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PATHWARD FINANCIAL, INC.（CASH）与CarParts.com, Inc.（PRTS）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是CarParts.com, Inc.的2.3倍（$276.3M vs $120.4M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -9.6%，领先36.0%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -8.6%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
GPC是一家总部位于美国佐治亚州亚特兰大的汽车与工业零部件分销商，1928年由弗雷泽兄弟创立，目前拥有约六万名员工。除美国本土市场外，公司业务还覆盖澳大拉西亚、比利时、加拿大、法国、德国、墨西哥、荷兰、波兰及英国，旗下拥有知名汽车零部件零售商NAPA Auto Parts和工业零部件分销商Motion。
CASH vs PRTS — 直观对比
营收规模更大
CASH
是对方的2.3倍
$120.4M
净利率更高
CASH
高出36.0%
-9.6%
两年增速更快
CASH
近两年复合增速
-8.6%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $120.4M |
| 净利润 | $72.9M | $-11.6M |
| 毛利率 | — | 33.2% |
| 营业利润率 | — | — |
| 净利率 | 26.4% | -9.6% |
| 营收同比 | — | -9.8% |
| 净利润同比 | — | 25.0% |
| 每股收益（稀释后） | $3.35 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHPRTS
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $120.4M | ||
| Q3 25 | $186.7M | $127.8M | ||
| Q2 25 | $195.8M | $151.9M | ||
| Q1 25 | $274.8M | $147.4M | ||
| Q4 24 | $182.6M | $133.5M | ||
| Q3 24 | $179.5M | $144.8M | ||
| Q2 24 | $188.6M | $144.3M |
净利润CASHPRTS
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-11.6M | ||
| Q3 25 | $38.8M | $-10.9M | ||
| Q2 25 | $42.1M | $-12.7M | ||
| Q1 25 | $75.0M | $-15.3M | ||
| Q4 24 | $30.0M | $-15.4M | ||
| Q3 24 | $33.5M | $-10.0M | ||
| Q2 24 | $44.9M | $-8.7M |
毛利率CASHPRTS
| Q1 26 | — | — | ||
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | — | 32.8% | ||
| Q1 25 | — | 32.1% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 33.5% |
营业利润率CASHPRTS
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | -7.9% | ||
| Q2 25 | 24.1% | -8.2% | ||
| Q1 25 | 33.2% | -10.3% | ||
| Q4 24 | 19.8% | -11.6% | ||
| Q3 24 | 20.9% | -6.9% | ||
| Q2 24 | 27.1% | -6.0% |
净利率CASHPRTS
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -9.6% | ||
| Q3 25 | 20.8% | -8.5% | ||
| Q2 25 | 21.5% | -8.4% | ||
| Q1 25 | 27.3% | -10.4% | ||
| Q4 24 | 16.4% | -11.5% | ||
| Q3 24 | 18.7% | -6.9% | ||
| Q2 24 | 23.8% | -6.0% |
每股收益（稀释后）CASHPRTS
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.82 | ||
| Q3 25 | $1.69 | $-0.19 | ||
| Q2 25 | $1.81 | $-0.23 | ||
| Q1 25 | $3.14 | $-0.27 | ||
| Q4 24 | $1.23 | $-0.28 | ||
| Q3 24 | $1.34 | $-0.17 | ||
| Q2 24 | $1.78 | $-0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $25.8M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $53.5M |
| 总资产 | $7.1B | $184.9M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHPRTS
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $25.8M | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务CASHPRTS
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHPRTS
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $53.5M | ||
| Q3 25 | $858.0M | $64.2M | ||
| Q2 25 | $819.0M | $62.4M | ||
| Q1 25 | $814.7M | $72.8M | ||
| Q4 24 | $758.3M | $85.2M | ||
| Q3 24 | $822.5M | $97.2M | ||
| Q2 24 | $748.4M | $103.9M |
总资产CASHPRTS
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $184.9M | ||
| Q3 25 | $7.2B | $200.3M | ||
| Q2 25 | $7.2B | $189.6M | ||
| Q1 25 | $7.0B | $216.5M | ||
| Q4 24 | $7.6B | $210.6M | ||
| Q3 24 | $7.5B | $227.6M | ||
| Q2 24 | $7.5B | $238.0M |
负债/权益比CASHPRTS
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
PRTS
暂无分部数据
