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PATHWARD FINANCIAL, INC.（CASH）与Riley Exploration Permian, Inc.（REPX）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Riley Exploration Permian, Inc.的2.8倍（$276.3M vs $97.3M），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -1.2%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Riley Exploration Permian, Inc.是一家独立能源企业，专注于美国得克萨斯州与新墨西哥州境内的二叠纪盆地，开展原油、天然气及天然气凝析液的勘探、开发与生产业务，主打低成本陆上储备开发，为北美市场供应稳定能源产品。
CASH vs REPX — 直观对比
营收规模更大
CASH
是对方的2.8倍
$97.3M
两年增速更快
CASH
近两年复合增速
-1.2%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $97.3M |
| 净利润 | $72.9M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 26.9% |
| 净利率 | 26.4% | — |
| 营收同比 | — | -5.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.35 | $4.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHREPX
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $97.3M | ||
| Q3 25 | $186.7M | $106.9M | ||
| Q2 25 | $195.8M | $85.4M | ||
| Q1 25 | $274.8M | $102.5M | ||
| Q4 24 | $182.6M | $102.7M | ||
| Q3 24 | $179.5M | $102.3M | ||
| Q2 24 | $188.6M | $105.4M |
净利润CASHREPX
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $16.3M | ||
| Q2 25 | $42.1M | $30.5M | ||
| Q1 25 | $75.0M | $28.6M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $25.7M | ||
| Q2 24 | $44.9M | $33.5M |
营业利润率CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 26.9% | ||
| Q3 25 | 25.9% | 27.0% | ||
| Q2 25 | 24.1% | 33.7% | ||
| Q1 25 | 33.2% | 48.3% | ||
| Q4 24 | 19.8% | 31.2% | ||
| Q3 24 | 20.9% | 17.1% | ||
| Q2 24 | 27.1% | 50.9% |
净利率CASHREPX
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | 15.3% | ||
| Q2 25 | 21.5% | 35.7% | ||
| Q1 25 | 27.3% | 27.9% | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | 25.1% | ||
| Q2 24 | 23.8% | 31.8% |
每股收益（稀释后）CASHREPX
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $4.02 | ||
| Q3 25 | $1.69 | $0.77 | ||
| Q2 25 | $1.81 | $1.44 | ||
| Q1 25 | $3.14 | $1.36 | ||
| Q4 24 | $1.23 | $0.52 | ||
| Q3 24 | $1.34 | $1.21 | ||
| Q2 24 | $1.78 | $1.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | — |
| 总债务越低越好 | $59.5M | $247.9M |
| 股东权益账面价值 | $850.7M | $634.2M |
| 总资产 | $7.1B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.07× | 0.39× |
8季度趋势，按日历期对齐
现金及短期投资CASHREPX
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | — | ||
| Q2 24 | $298.9M | — |
总债务CASHREPX
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $247.9M | ||
| Q3 25 | $33.5M | $367.0M | ||
| Q2 25 | $33.4M | $275.2M | ||
| Q1 25 | $33.4M | $249.3M | ||
| Q4 24 | $33.4M | $269.5M | ||
| Q3 24 | $33.4M | $288.6M | ||
| Q2 24 | $33.3M | $322.7M |
股东权益CASHREPX
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $634.2M | ||
| Q3 25 | $858.0M | $566.5M | ||
| Q2 25 | $819.0M | $556.9M | ||
| Q1 25 | $814.7M | $532.4M | ||
| Q4 24 | $758.3M | $510.6M | ||
| Q3 24 | $822.5M | $507.4M | ||
| Q2 24 | $748.4M | $489.0M |
总资产CASHREPX
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.2B | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | $1.0B | ||
| Q1 25 | $7.0B | $994.9M | ||
| Q4 24 | $7.6B | $993.5M | ||
| Q3 24 | $7.5B | $997.9M | ||
| Q2 24 | $7.5B | $1.0B |
负债/权益比CASHREPX
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.39× | ||
| Q3 25 | 0.04× | 0.65× | ||
| Q2 25 | 0.04× | 0.49× | ||
| Q1 25 | 0.04× | 0.47× | ||
| Q4 24 | 0.04× | 0.53× | ||
| Q3 24 | 0.04× | 0.57× | ||
| Q2 24 | 0.04× | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $64.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $64.9M | ||
| Q3 25 | $303.7M | $63.6M | ||
| Q2 25 | $30.4M | $33.6M | ||
| Q1 25 | $188.3M | $50.4M | ||
| Q4 24 | $-71.7M | $66.4M | ||
| Q3 24 | $143.1M | $72.1M | ||
| Q2 24 | $113.2M | $51.6M |
自由现金流CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — |
自由现金流率CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — |
资本支出强度CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — |
现金转化率CASHREPX
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 3.90× | ||
| Q2 25 | 0.72× | 1.10× | ||
| Q1 25 | 2.51× | 1.76× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | 2.81× | ||
| Q2 24 | 2.52× | 1.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
REPX
暂无分部数据
