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PATHWARD FINANCIAL, INC.（CASH）与COMSCORE, INC.（SCOR）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是COMSCORE, INC.的3.0倍（$276.3M vs $93.5M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 3.2%，领先23.1%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 3.8%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Comscore是总部设于美国的全球媒体测量与分析企业，为企业、广告代理商、品牌营销方及媒体出版方提供专业营销数据与分析服务，在全球媒体行业和营销领域拥有广泛影响力。
CASH vs SCOR — 直观对比
营收规模更大
CASH
是对方的3.0倍
$93.5M
净利率更高
CASH
高出23.1%
3.2%
两年增速更快
CASH
近两年复合增速
3.8%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $93.5M |
| 净利润 | $72.9M | $3.0M |
| 毛利率 | — | 41.0% |
| 营业利润率 | — | 7.0% |
| 净利率 | 26.4% | 3.2% |
| 营收同比 | — | -1.5% |
| 净利润同比 | — | -3.7% |
| 每股收益（稀释后） | $3.35 | $9.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHSCOR
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $93.5M | ||
| Q3 25 | $186.7M | $88.9M | ||
| Q2 25 | $195.8M | $89.4M | ||
| Q1 25 | $274.8M | $85.7M | ||
| Q4 24 | $182.6M | $94.9M | ||
| Q3 24 | $179.5M | $88.5M | ||
| Q2 24 | $188.6M | $85.8M |
净利润CASHSCOR
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $3.0M | ||
| Q3 25 | $38.8M | $453.0K | ||
| Q2 25 | $42.1M | $-9.5M | ||
| Q1 25 | $75.0M | $-4.0M | ||
| Q4 24 | $30.0M | $3.1M | ||
| Q3 24 | $33.5M | $-60.6M | ||
| Q2 24 | $44.9M | $-1.7M |
毛利率CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 40.6% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 39.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 41.2% | ||
| Q2 24 | — | 39.5% |
营业利润率CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 7.0% | ||
| Q3 25 | 25.9% | 1.9% | ||
| Q2 25 | 24.1% | -1.9% | ||
| Q1 25 | 33.2% | -2.4% | ||
| Q4 24 | 19.8% | 4.1% | ||
| Q3 24 | 20.9% | -67.4% | ||
| Q2 24 | 27.1% | -2.2% |
净利率CASHSCOR
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 3.2% | ||
| Q3 25 | 20.8% | 0.5% | ||
| Q2 25 | 21.5% | -10.6% | ||
| Q1 25 | 27.3% | -4.7% | ||
| Q4 24 | 16.4% | 3.3% | ||
| Q3 24 | 18.7% | -68.5% | ||
| Q2 24 | 23.8% | -2.0% |
每股收益（稀释后）CASHSCOR
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $9.50 | ||
| Q3 25 | $1.69 | $-0.86 | ||
| Q2 25 | $1.81 | $-2.73 | ||
| Q1 25 | $3.14 | $-1.66 | ||
| Q4 24 | $1.23 | $-0.47 | ||
| Q3 24 | $1.34 | $-12.79 | ||
| Q2 24 | $1.78 | $-1.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $23.6M |
| 总债务越低越好 | $59.5M | $41.5M |
| 股东权益账面价值 | $850.7M | $111.4M |
| 总资产 | $7.1B | $407.7M |
| 负债/权益比越低杠杆越低 | 0.07× | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资CASHSCOR
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $23.6M | ||
| Q3 25 | $120.6M | $26.7M | ||
| Q2 25 | $258.3M | $26.0M | ||
| Q1 25 | $254.2M | $31.0M | ||
| Q4 24 | $597.4M | $29.9M | ||
| Q3 24 | $158.3M | $20.0M | ||
| Q2 24 | $298.9M | $14.7M |
总债务CASHSCOR
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $41.5M | ||
| Q3 25 | $33.5M | $41.4M | ||
| Q2 25 | $33.4M | $41.3M | ||
| Q1 25 | $33.4M | $41.3M | ||
| Q4 24 | $33.4M | $41.2M | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHSCOR
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $111.4M | ||
| Q3 25 | $858.0M | $-26.3M | ||
| Q2 25 | $819.0M | $-21.7M | ||
| Q1 25 | $814.7M | $-13.5M | ||
| Q4 24 | $758.3M | $-8.3M | ||
| Q3 24 | $822.5M | $-2.7M | ||
| Q2 24 | $748.4M | $45.8M |
总资产CASHSCOR
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $407.7M | ||
| Q3 25 | $7.2B | $406.9M | ||
| Q2 25 | $7.2B | $415.9M | ||
| Q1 25 | $7.0B | $421.5M | ||
| Q4 24 | $7.6B | $430.2M | ||
| Q3 24 | $7.5B | $412.5M | ||
| Q2 24 | $7.5B | $474.1M |
负债/权益比CASHSCOR
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.37× | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.2M |
| 自由现金流经营现金流 - 资本支出 | — | $2.9M |
| 自由现金流率自由现金流/营收 | — | 3.1% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.07× |
| 过去12个月自由现金流最近4个季度 | — | $21.8M |
8季度趋势，按日历期对齐
经营现金流CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $3.2M | ||
| Q3 25 | $303.7M | $9.5M | ||
| Q2 25 | $30.4M | $932.0K | ||
| Q1 25 | $188.3M | $9.1M | ||
| Q4 24 | $-71.7M | $-10.0M | ||
| Q3 24 | $143.1M | $12.5M | ||
| Q2 24 | $113.2M | $8.7M |
自由现金流CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $2.9M | ||
| Q3 25 | $300.3M | $9.4M | ||
| Q2 25 | $27.7M | $787.0K | ||
| Q1 25 | $184.7M | $8.7M | ||
| Q4 24 | $-73.8M | $-10.3M | ||
| Q3 24 | $138.8M | $12.4M | ||
| Q2 24 | $111.0M | $8.5M |
自由现金流率CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 3.1% | ||
| Q3 25 | 160.9% | 10.5% | ||
| Q2 25 | 14.1% | 0.9% | ||
| Q1 25 | 67.2% | 10.1% | ||
| Q4 24 | -40.4% | -10.8% | ||
| Q3 24 | 77.3% | 14.0% | ||
| Q2 24 | 58.8% | 10.0% |
资本支出强度CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.3% | ||
| Q3 25 | 1.8% | 0.1% | ||
| Q2 25 | 1.4% | 0.2% | ||
| Q1 25 | 1.3% | 0.4% | ||
| Q4 24 | 1.1% | 0.2% | ||
| Q3 24 | 2.4% | 0.1% | ||
| Q2 24 | 1.2% | 0.2% |
现金转化率CASHSCOR
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 1.07× | ||
| Q3 25 | 7.83× | 20.96× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | -3.19× | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
SCOR
| Transferred Over Time | $77.1M | 83% |
| Research Insight Solutions | $14.6M | 16% |
| Related Party | $2.5M | 3% |
