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PATHWARD FINANCIAL, INC.（CASH）与TaskUs, Inc.（TASK）财务数据对比。点击上方公司名可切换其他公司
TaskUs, Inc.的季度营收约是PATHWARD FINANCIAL, INC.的1.1倍（$313.0M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 9.5%，领先16.9%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 17.3%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
CTG（Computer Task Group）是一家总部位于美国纽约布法罗的跨国信息技术人力资源服务企业，为客户提供IT领域的人才配置相关服务。2023年12月，官方宣布Cegeka完成收购该公司74%的多数股权。
CASH vs TASK — 直观对比
营收规模更大
TASK
是对方的1.1倍
$276.3M
净利率更高
CASH
高出16.9%
9.5%
两年增速更快
CASH
近两年复合增速
17.3%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $313.0M |
| 净利润 | $72.9M | $29.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 12.2% |
| 净利率 | 26.4% | 9.5% |
| 营收同比 | — | 14.1% |
| 净利润同比 | — | 235.3% |
| 每股收益（稀释后） | $3.35 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHTASK
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $313.0M | ||
| Q3 25 | $186.7M | $298.7M | ||
| Q2 25 | $195.8M | $294.1M | ||
| Q1 25 | $274.8M | $277.8M | ||
| Q4 24 | $182.6M | $274.2M | ||
| Q3 24 | $179.5M | $255.3M | ||
| Q2 24 | $188.6M | $237.9M |
净利润CASHTASK
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $29.7M | ||
| Q3 25 | $38.8M | $31.4M | ||
| Q2 25 | $42.1M | $20.0M | ||
| Q1 25 | $75.0M | $21.1M | ||
| Q4 24 | $30.0M | $8.9M | ||
| Q3 24 | $33.5M | $12.7M | ||
| Q2 24 | $44.9M | $12.6M |
营业利润率CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 12.2% | ||
| Q3 25 | 25.9% | 12.7% | ||
| Q2 25 | 24.1% | 10.3% | ||
| Q1 25 | 33.2% | 12.3% | ||
| Q4 24 | 19.8% | 8.0% | ||
| Q3 24 | 20.9% | 9.5% | ||
| Q2 24 | 27.1% | 9.5% |
净利率CASHTASK
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 9.5% | ||
| Q3 25 | 20.8% | 10.5% | ||
| Q2 25 | 21.5% | 6.8% | ||
| Q1 25 | 27.3% | 7.6% | ||
| Q4 24 | 16.4% | 3.2% | ||
| Q3 24 | 18.7% | 5.0% | ||
| Q2 24 | 23.8% | 5.3% |
每股收益（稀释后）CASHTASK
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.31 | ||
| Q3 25 | $1.69 | $0.34 | ||
| Q2 25 | $1.81 | $0.22 | ||
| Q1 25 | $3.14 | $0.23 | ||
| Q4 24 | $1.23 | $0.09 | ||
| Q3 24 | $1.34 | $0.14 | ||
| Q2 24 | $1.78 | $0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $211.7M |
| 总债务越低越好 | $59.5M | $241.4M |
| 股东权益账面价值 | $850.7M | $600.0M |
| 总资产 | $7.1B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.07× | 0.40× |
8季度趋势，按日历期对齐
现金及短期投资CASHTASK
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $211.7M | ||
| Q3 25 | $120.6M | $210.0M | ||
| Q2 25 | $258.3M | $181.9M | ||
| Q1 25 | $254.2M | $196.9M | ||
| Q4 24 | $597.4M | $192.2M | ||
| Q3 24 | $158.3M | $180.4M | ||
| Q2 24 | $298.9M | $171.1M |
总债务CASHTASK
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $241.4M | ||
| Q3 25 | $33.5M | $246.3M | ||
| Q2 25 | $33.4M | $249.6M | ||
| Q1 25 | $33.4M | $252.9M | ||
| Q4 24 | $33.4M | $256.2M | ||
| Q3 24 | $33.4M | $259.4M | ||
| Q2 24 | $33.3M | $261.0M |
股东权益CASHTASK
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $600.0M | ||
| Q3 25 | $858.0M | $567.5M | ||
| Q2 25 | $819.0M | $544.5M | ||
| Q1 25 | $814.7M | $520.3M | ||
| Q4 24 | $758.3M | $496.9M | ||
| Q3 24 | $822.5M | $489.8M | ||
| Q2 24 | $748.4M | $460.2M |
总资产CASHTASK
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $1.1B | ||
| Q3 25 | $7.2B | $1.0B | ||
| Q2 25 | $7.2B | $1.0B | ||
| Q1 25 | $7.0B | $985.5M | ||
| Q4 24 | $7.6B | $953.3M | ||
| Q3 24 | $7.5B | $942.1M | ||
| Q2 24 | $7.5B | $886.1M |
负债/权益比CASHTASK
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | 0.40× | ||
| Q3 25 | 0.04× | 0.43× | ||
| Q2 25 | 0.04× | 0.46× | ||
| Q1 25 | 0.04× | 0.49× | ||
| Q4 24 | 0.04× | 0.52× | ||
| Q3 24 | 0.04× | 0.53× | ||
| Q2 24 | 0.04× | 0.57× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $29.7M |
| 自由现金流经营现金流 - 资本支出 | — | $9.9M |
| 自由现金流率自由现金流/营收 | — | 3.2% |
| 资本支出强度资本支出/营收 | — | 6.3% |
| 现金转化率经营现金流/净利润 | — | 1.00× |
| 过去12个月自由现金流最近4个季度 | — | $73.7M |
8季度趋势，按日历期对齐
经营现金流CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $29.7M | ||
| Q3 25 | $303.7M | $54.3M | ||
| Q2 25 | $30.4M | $17.0M | ||
| Q1 25 | $188.3M | $36.3M | ||
| Q4 24 | $-71.7M | $40.7M | ||
| Q3 24 | $143.1M | $17.0M | ||
| Q2 24 | $113.2M | $30.0M |
自由现金流CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $9.9M | ||
| Q3 25 | $300.3M | $42.0M | ||
| Q2 25 | $27.7M | $38.0K | ||
| Q1 25 | $184.7M | $21.8M | ||
| Q4 24 | $-73.8M | $20.4M | ||
| Q3 24 | $138.8M | $6.3M | ||
| Q2 24 | $111.0M | $25.5M |
自由现金流率CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | 3.2% | ||
| Q3 25 | 160.9% | 14.0% | ||
| Q2 25 | 14.1% | 0.0% | ||
| Q1 25 | 67.2% | 7.8% | ||
| Q4 24 | -40.4% | 7.4% | ||
| Q3 24 | 77.3% | 2.5% | ||
| Q2 24 | 58.8% | 10.7% |
资本支出强度CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 6.3% | ||
| Q3 25 | 1.8% | 4.1% | ||
| Q2 25 | 1.4% | 5.8% | ||
| Q1 25 | 1.3% | 5.2% | ||
| Q4 24 | 1.1% | 7.4% | ||
| Q3 24 | 2.4% | 4.2% | ||
| Q2 24 | 1.2% | 1.9% |
现金转化率CASHTASK
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 1.00× | ||
| Q3 25 | 7.83× | 1.73× | ||
| Q2 25 | 0.72× | 0.85× | ||
| Q1 25 | 2.51× | 1.72× | ||
| Q4 24 | -2.39× | 4.59× | ||
| Q3 24 | 4.27× | 1.34× | ||
| Q2 24 | 2.52× | 2.38× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
TASK
| Digital Customer Experience | $172.7M | 55% |
| Trust And Safety | $82.7M | 26% |
| AI Services | $57.5M | 18% |
