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PATHWARD FINANCIAL, INC.（CASH）与Tilray Brands, Inc.（TLRY）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Tilray Brands, Inc.的1.3倍（$276.3M vs $217.5M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -20.7%，领先47.0%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 7.5%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Tilray Brands, Inc.是一家美国企业，主营医药、大麻生活方式产品以及包装消费品业务，公司注册于美国，总部坐落于纽约。该公司在加拿大、澳大利亚、新西兰、拉美地区均开展业务，同时在德国和葡萄牙拥有大麻种植基地。
CASH vs TLRY — 直观对比
营收规模更大
CASH
是对方的1.3倍
$217.5M
净利率更高
CASH
高出47.0%
-20.7%
两年增速更快
CASH
近两年复合增速
7.5%
损益表 — Q2 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $217.5M |
| 净利润 | $72.9M | $-44.9M |
| 毛利率 | — | 26.4% |
| 营业利润率 | — | -10.2% |
| 净利率 | 26.4% | -20.7% |
| 营收同比 | — | 3.1% |
| 净利润同比 | — | 47.4% |
| 每股收益（稀释后） | $3.35 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHTLRY
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $217.5M | ||
| Q3 25 | $186.7M | $209.5M | ||
| Q2 25 | $195.8M | $224.5M | ||
| Q1 25 | $274.8M | $185.8M | ||
| Q4 24 | $182.6M | $210.9M | ||
| Q3 24 | $179.5M | $200.0M | ||
| Q2 24 | $188.6M | $229.9M |
净利润CASHTLRY
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $-44.9M | ||
| Q3 25 | $38.8M | $-322.0K | ||
| Q2 25 | $42.1M | $-1.3B | ||
| Q1 25 | $75.0M | $-789.4M | ||
| Q4 24 | $30.0M | $-85.3M | ||
| Q3 24 | $33.5M | $-39.2M | ||
| Q2 24 | $44.9M | $-31.7M |
毛利率CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 27.4% | ||
| Q2 25 | — | 30.1% | ||
| Q1 25 | — | 28.0% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | 35.8% |
营业利润率CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | -10.2% | ||
| Q3 25 | 25.9% | 1.0% | ||
| Q2 25 | 24.1% | -643.1% | ||
| Q1 25 | 33.2% | -409.0% | ||
| Q4 24 | 19.8% | -20.0% | ||
| Q3 24 | 20.9% | -18.3% | ||
| Q2 24 | 27.1% | -7.2% |
净利率CASHTLRY
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | -20.7% | ||
| Q3 25 | 20.8% | -0.2% | ||
| Q2 25 | 21.5% | -566.9% | ||
| Q1 25 | 27.3% | -424.9% | ||
| Q4 24 | 16.4% | -40.5% | ||
| Q3 24 | 18.7% | -19.6% | ||
| Q2 24 | 23.8% | -13.8% |
每股收益（稀释后）CASHTLRY
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $-0.41 | ||
| Q3 25 | $1.69 | $0.00 | ||
| Q2 25 | $1.81 | $7.26 | ||
| Q1 25 | $3.14 | $-8.69 | ||
| Q4 24 | $1.23 | $-0.99 | ||
| Q3 24 | $1.34 | $-0.04 | ||
| Q2 24 | $1.78 | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $291.6M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | $1.6B |
| 总资产 | $7.1B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHTLRY
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $291.6M | ||
| Q3 25 | $120.6M | $264.8M | ||
| Q2 25 | $258.3M | $256.4M | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | $252.2M | ||
| Q3 24 | $158.3M | $280.1M | ||
| Q2 24 | $298.9M | $260.5M |
总债务CASHTLRY
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHTLRY
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $1.6B | ||
| Q3 25 | $858.0M | $1.5B | ||
| Q2 25 | $819.0M | $1.5B | ||
| Q1 25 | $814.7M | $2.7B | ||
| Q4 24 | $758.3M | $3.5B | ||
| Q3 24 | $822.5M | $3.5B | ||
| Q2 24 | $748.4M | $3.4B |
总资产CASHTLRY
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $2.1B | ||
| Q3 25 | $7.2B | $2.1B | ||
| Q2 25 | $7.2B | $2.1B | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $7.6B | $4.2B | ||
| Q3 24 | $7.5B | $4.3B | ||
| Q2 24 | $7.5B | $4.2B |
负债/权益比CASHTLRY
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-8.5M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $-8.5M | ||
| Q3 25 | $303.7M | $-1.3M | ||
| Q2 25 | $30.4M | $-12.8M | ||
| Q1 25 | $188.3M | $-5.8M | ||
| Q4 24 | $-71.7M | $-40.7M | ||
| Q3 24 | $143.1M | $-35.3M | ||
| Q2 24 | $113.2M | $30.7M |
自由现金流CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | $-19.1M | ||
| Q1 25 | $184.7M | $-20.2M | ||
| Q4 24 | $-73.8M | $-46.2M | ||
| Q3 24 | $138.8M | $-42.0M | ||
| Q2 24 | $111.0M | $21.0M |
自由现金流率CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | -8.5% | ||
| Q1 25 | 67.2% | -10.9% | ||
| Q4 24 | -40.4% | -21.9% | ||
| Q3 24 | 77.3% | -21.0% | ||
| Q2 24 | 58.8% | 9.1% |
资本支出强度CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | 2.8% | ||
| Q1 25 | 1.3% | 7.8% | ||
| Q4 24 | 1.1% | 2.6% | ||
| Q3 24 | 2.4% | 3.4% | ||
| Q2 24 | 1.2% | 4.2% |
现金转化率CASHTLRY
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
TLRY
| Adultuse Cannabis Products | $62.4M | 29% |
| Other | $59.2M | 27% |
| Beverage Alcohol Business | $53.6M | 25% |
| International Cannabis Products | $20.2M | 9% |
| Wellness Business | $14.6M | 7% |
| Medical Cannabis Products | $6.2M | 3% |
| Wholesale Cannabis Products | $1.3M | 1% |
