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PATHWARD FINANCIAL, INC.（CASH）与Wingstop Inc.（WING）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Wingstop Inc.的1.5倍（$276.3M vs $183.7M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 16.3%，领先10.1%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 8.6%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Wingstop Inc.是美国知名跨国快餐连锁品牌，核心产品为布法罗鸡翅，旗下门店均采用20世纪30至40年代喷气时代前的航空主题装饰风格，目前业务已覆盖全球多个国家和地区。
CASH vs WING — 直观对比
营收规模更大
CASH
是对方的1.5倍
$183.7M
净利率更高
CASH
高出10.1%
16.3%
两年增速更快
CASH
近两年复合增速
8.6%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $276.3M | $183.7M |
| 净利润 | $72.9M | $29.9M |
| 毛利率 | — | 86.5% |
| 营业利润率 | — | 27.4% |
| 净利率 | 26.4% | 16.3% |
| 营收同比 | — | 7.4% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.35 | $1.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHWING
| Q1 26 | $276.3M | $183.7M | ||
| Q4 25 | $173.1M | $175.7M | ||
| Q3 25 | $186.7M | $175.7M | ||
| Q2 25 | $195.8M | $174.3M | ||
| Q1 25 | $274.8M | $171.1M | ||
| Q4 24 | $182.6M | $161.8M | ||
| Q3 24 | $179.5M | $162.5M | ||
| Q2 24 | $188.6M | $155.7M |
净利润CASHWING
| Q1 26 | $72.9M | $29.9M | ||
| Q4 25 | $35.2M | $26.8M | ||
| Q3 25 | $38.8M | $28.5M | ||
| Q2 25 | $42.1M | $26.8M | ||
| Q1 25 | $75.0M | $92.3M | ||
| Q4 24 | $30.0M | $26.8M | ||
| Q3 24 | $33.5M | $25.7M | ||
| Q2 24 | $44.9M | $27.5M |
毛利率CASHWING
| Q1 26 | — | 86.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 85.6% | ||
| Q3 24 | — | 85.0% | ||
| Q2 24 | — | 85.4% |
营业利润率CASHWING
| Q1 26 | — | 27.4% | ||
| Q4 25 | 24.6% | 26.7% | ||
| Q3 25 | 25.9% | 27.9% | ||
| Q2 25 | 24.1% | 25.9% | ||
| Q1 25 | 33.2% | 22.4% | ||
| Q4 24 | 19.8% | 25.9% | ||
| Q3 24 | 20.9% | 24.5% | ||
| Q2 24 | 27.1% | 26.5% |
净利率CASHWING
| Q1 26 | 26.4% | 16.3% | ||
| Q4 25 | 20.3% | 15.2% | ||
| Q3 25 | 20.8% | 16.2% | ||
| Q2 25 | 21.5% | 15.4% | ||
| Q1 25 | 27.3% | 53.9% | ||
| Q4 24 | 16.4% | 16.5% | ||
| Q3 24 | 18.7% | 15.8% | ||
| Q2 24 | 23.8% | 17.7% |
每股收益（稀释后）CASHWING
| Q1 26 | $3.35 | $1.08 | ||
| Q4 25 | $1.57 | $0.99 | ||
| Q3 25 | $1.69 | $1.02 | ||
| Q2 25 | $1.81 | $0.96 | ||
| Q1 25 | $3.14 | $3.24 | ||
| Q4 24 | $1.23 | $0.91 | ||
| Q3 24 | $1.34 | $0.88 | ||
| Q2 24 | $1.78 | $0.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $157.6M | $128.8M |
| 总债务越低越好 | $59.5M | — |
| 股东权益账面价值 | $850.7M | — |
| 总资产 | $7.1B | $648.9M |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHWING
| Q1 26 | $157.6M | $128.8M | ||
| Q4 25 | $331.2M | $196.6M | ||
| Q3 25 | $120.6M | $237.6M | ||
| Q2 25 | $258.3M | $227.9M | ||
| Q1 25 | $254.2M | $251.4M | ||
| Q4 24 | $597.4M | $315.9M | ||
| Q3 24 | $158.3M | $84.0M | ||
| Q2 24 | $298.9M | $96.7M |
总债务CASHWING
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | $1.2B | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | $1.2B | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
股东权益CASHWING
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $-736.8M | ||
| Q3 25 | $858.0M | $-702.6M | ||
| Q2 25 | $819.0M | $-686.0M | ||
| Q1 25 | $814.7M | $-715.0M | ||
| Q4 24 | $758.3M | $-675.6M | ||
| Q3 24 | $822.5M | $-447.5M | ||
| Q2 24 | $748.4M | $-437.5M |
总资产CASHWING
| Q1 26 | $7.1B | $648.9M | ||
| Q4 25 | $7.6B | $693.4M | ||
| Q3 25 | $7.2B | $721.0M | ||
| Q2 25 | $7.2B | $708.3M | ||
| Q1 25 | $7.0B | $696.8M | ||
| Q4 24 | $7.6B | $716.2M | ||
| Q3 24 | $7.5B | $484.8M | ||
| Q2 24 | $7.5B | $451.8M |
负债/权益比CASHWING
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
WING
| Royalty revenue, franchise fees and other | $87.5M | 48% |
| Advertising fees | $63.3M | 34% |
| Company-owned restaurant sales | $33.0M | 18% |
