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CATO CORP（CATO）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
CATO CORP的季度营收约是REPUBLIC BANCORP INC的1.6倍（$155.4M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -3.3%，领先27.5%），CATO CORP同比增速更快（6.3% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-12.9M），过去两年CATO CORP的营收复合增速更高（-5.7% vs -11.5%）
凯拓集团（Cato Corporation）是美国女性时装及配饰零售商，总部位于北卡罗来纳州夏洛特市。截至2016年1月，该公司旗下共运营1372家门店，覆盖Cato、Cato Plus、It's Fashion、It's Fashion Metro与Versona多个品牌。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
CATO vs RBCAA — 直观对比
营收规模更大
CATO
是对方的1.6倍
$94.3M
营收增速更快
CATO
高出1.0%
5.3%
净利率更高
RBCAA
高出27.5%
-3.3%
自由现金流更多
RBCAA
多$174.0M
$-12.9M
两年增速更快
CATO
近两年复合增速
-11.5%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $155.4M | $94.3M |
| 净利润 | $-5.2M | $22.8M |
| 毛利率 | 32.7% | — |
| 营业利润率 | -5.3% | 29.3% |
| 净利率 | -3.3% | 24.2% |
| 营收同比 | 6.3% | 5.3% |
| 净利润同比 | 65.6% | 20.0% |
| 每股收益（稀释后） | $-0.28 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CATORBCAA
| Q4 25 | $155.4M | $94.3M | ||
| Q3 25 | $176.5M | $93.5M | ||
| Q2 25 | $170.2M | $93.8M | ||
| Q1 25 | $157.9M | $135.8M | ||
| Q4 24 | $146.2M | $89.5M | ||
| Q3 24 | $168.6M | $88.1M | ||
| Q2 24 | $177.1M | $86.9M | ||
| Q1 24 | $174.9M | $120.3M |
净利润CATORBCAA
| Q4 25 | $-5.2M | $22.8M | ||
| Q3 25 | $6.8M | $29.7M | ||
| Q2 25 | $3.3M | $31.5M | ||
| Q1 25 | $-14.1M | $47.3M | ||
| Q4 24 | $-15.1M | $19.0M | ||
| Q3 24 | $95.0K | $26.5M | ||
| Q2 24 | $11.0M | $25.2M | ||
| Q1 24 | — | $30.6M |
毛利率CATORBCAA
| Q4 25 | 32.7% | — | ||
| Q3 25 | 36.8% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 29.2% | — | ||
| Q4 24 | 29.6% | — | ||
| Q3 24 | 35.3% | — | ||
| Q2 24 | 36.5% | — | ||
| Q1 24 | 32.1% | — |
营业利润率CATORBCAA
| Q4 25 | -5.3% | 29.3% | ||
| Q3 25 | 3.1% | 40.4% | ||
| Q2 25 | 2.0% | 43.0% | ||
| Q1 25 | -15.2% | 44.1% | ||
| Q4 24 | -11.6% | 25.8% | ||
| Q3 24 | -0.4% | 38.4% | ||
| Q2 24 | 3.5% | 37.0% | ||
| Q1 24 | -9.5% | 32.2% |
净利率CATORBCAA
| Q4 25 | -3.3% | 24.2% | ||
| Q3 25 | 3.9% | 31.8% | ||
| Q2 25 | 1.9% | 33.5% | ||
| Q1 25 | -8.9% | 34.8% | ||
| Q4 24 | -10.3% | 21.2% | ||
| Q3 24 | 0.1% | 30.1% | ||
| Q2 24 | 6.2% | 29.0% | ||
| Q1 24 | — | 25.4% |
每股收益（稀释后）CATORBCAA
| Q4 25 | $-0.28 | — | ||
| Q3 25 | $0.35 | — | ||
| Q2 25 | $0.17 | — | ||
| Q1 25 | $-0.73 | — | ||
| Q4 24 | $-0.79 | — | ||
| Q3 24 | $0.01 | — | ||
| Q2 24 | $0.54 | — | ||
| Q1 24 | $-1.15 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $79.0M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $167.6M | $1.1B |
| 总资产 | $450.2M | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CATORBCAA
| Q4 25 | $79.0M | $220.0M | ||
| Q3 25 | $90.8M | $484.2M | ||
| Q2 25 | $80.0M | $484.8M | ||
| Q1 25 | $77.7M | $793.0M | ||
| Q4 24 | $86.2M | $432.2M | ||
| Q3 24 | $104.7M | $530.9M | ||
| Q2 24 | $105.4M | $400.1M | ||
| Q1 24 | $103.0M | $546.4M |
股东权益CATORBCAA
| Q4 25 | $167.6M | $1.1B | ||
| Q3 25 | $172.2M | $1.1B | ||
| Q2 25 | $164.9M | $1.1B | ||
| Q1 25 | $162.3M | $1.0B | ||
| Q4 24 | $177.1M | $992.0M | ||
| Q3 24 | $195.1M | $979.7M | ||
| Q2 24 | $196.9M | $955.4M | ||
| Q1 24 | $192.3M | $935.6M |
总资产CATORBCAA
| Q4 25 | $450.2M | $7.0B | ||
| Q3 25 | $436.9M | $7.0B | ||
| Q2 25 | $440.8M | $7.0B | ||
| Q1 25 | $452.4M | $7.1B | ||
| Q4 24 | $424.4M | $6.8B | ||
| Q3 24 | $455.6M | $6.7B | ||
| Q2 24 | $477.1M | $6.6B | ||
| Q1 24 | $486.8M | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-12.4M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-12.9M | $161.1M |
| 自由现金流率自由现金流/营收 | -8.3% | 170.9% |
| 资本支出强度资本支出/营收 | 0.3% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $-7.5M | $288.6M |
8季度趋势，按日历期对齐
经营现金流CATORBCAA
| Q4 25 | $-12.4M | $168.2M | ||
| Q3 25 | $11.8M | $33.3M | ||
| Q2 25 | $3.9M | $8.4M | ||
| Q1 25 | $-6.5M | $93.2M | ||
| Q4 24 | $-22.1M | $149.0M | ||
| Q3 24 | $3.1M | $51.3M | ||
| Q2 24 | $5.7M | $4.0M | ||
| Q1 24 | $-11.2M | $71.2M |
自由现金流CATORBCAA
| Q4 25 | $-12.9M | $161.1M | ||
| Q3 25 | $10.4M | $30.8M | ||
| Q2 25 | $2.8M | $5.2M | ||
| Q1 25 | $-7.8M | $91.6M | ||
| Q4 24 | $-23.8M | $143.2M | ||
| Q3 24 | $1.6M | $49.8M | ||
| Q2 24 | $2.4M | $2.7M | ||
| Q1 24 | $-13.5M | $69.1M |
自由现金流率CATORBCAA
| Q4 25 | -8.3% | 170.9% | ||
| Q3 25 | 5.9% | 32.9% | ||
| Q2 25 | 1.7% | 5.5% | ||
| Q1 25 | -5.0% | 67.4% | ||
| Q4 24 | -16.3% | 160.0% | ||
| Q3 24 | 0.9% | 56.5% | ||
| Q2 24 | 1.4% | 3.1% | ||
| Q1 24 | -7.7% | 57.5% |
资本支出强度CATORBCAA
| Q4 25 | 0.3% | 7.5% | ||
| Q3 25 | 0.8% | 2.6% | ||
| Q2 25 | 0.6% | 3.5% | ||
| Q1 25 | 0.9% | 1.2% | ||
| Q4 24 | 1.2% | 6.5% | ||
| Q3 24 | 0.9% | 1.7% | ||
| Q2 24 | 1.8% | 1.5% | ||
| Q1 24 | 1.3% | 1.7% |
现金转化率CATORBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 1.72× | 1.12× | ||
| Q2 25 | 1.17× | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | 32.95× | 1.93× | ||
| Q2 24 | 0.52× | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CATO
| Retail Segment | $154.7M | 100% |
| Credit Card | $5.3M | 3% |
RBCAA
暂无分部数据
