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COMMERCE BANCSHARES INC（CBSH）与科睿唯安（CLVT）财务数据对比。点击上方公司名可切换其他公司
科睿唯安的季度营收约是COMMERCE BANCSHARES INC的1.2倍（$585.5M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs -6.9%，领先36.6%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs -1.4%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs -5.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
科睿唯安是一家英美合资的上市分析服务企业，主要提供订阅制信息服务，覆盖文献计量、科学计量、商业与市场情报领域，同时为医药、生物科技行业提供专利、监管合规相关的竞争分析，也提供商标保护、域名与品牌保护服务，旗下Web of Science产品系列还负责计算学术期刊的影响因子。
CBSH vs CLVT — 直观对比
营收规模更大
CLVT
是对方的1.2倍
$475.7M
营收增速更快
CBSH
高出12.5%
-1.4%
净利率更高
CBSH
高出36.6%
-6.9%
两年增速更快
CBSH
近两年复合增速
-5.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $585.5M |
| 净利润 | $141.6M | $-40.2M |
| 毛利率 | — | 67.2% |
| 营业利润率 | — | 5.2% |
| 净利率 | 29.8% | -6.9% |
| 营收同比 | 11.1% | -1.4% |
| 净利润同比 | 10.5% | 61.3% |
| 每股收益（稀释后） | $0.96 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHCLVT
| Q1 26 | $475.7M | $585.5M | ||
| Q4 25 | $449.4M | $617.0M | ||
| Q3 25 | $441.0M | $623.1M | ||
| Q2 25 | $445.8M | $621.4M | ||
| Q1 25 | $428.1M | $593.7M | ||
| Q4 24 | $422.1M | $663.0M | ||
| Q3 24 | $421.4M | $622.2M | ||
| Q2 24 | $414.5M | $650.3M |
净利润CBSHCLVT
| Q1 26 | $141.6M | $-40.2M | ||
| Q4 25 | $140.7M | $3.1M | ||
| Q3 25 | $141.5M | $-28.3M | ||
| Q2 25 | $152.5M | $-72.0M | ||
| Q1 25 | $131.6M | $-103.9M | ||
| Q4 24 | $136.1M | $-191.8M | ||
| Q3 24 | $138.0M | $-65.6M | ||
| Q2 24 | $139.6M | $-304.3M |
毛利率CBSHCLVT
| Q1 26 | — | 67.2% | ||
| Q4 25 | — | 66.8% | ||
| Q3 25 | — | 65.0% | ||
| Q2 25 | — | 67.2% | ||
| Q1 25 | — | 65.1% | ||
| Q4 24 | — | 65.7% | ||
| Q3 24 | — | 66.2% | ||
| Q2 24 | — | 67.2% |
营业利润率CBSHCLVT
| Q1 26 | — | 5.2% | ||
| Q4 25 | 40.8% | 6.7% | ||
| Q3 25 | 41.9% | 7.1% | ||
| Q2 25 | 44.0% | 1.1% | ||
| Q1 25 | 39.2% | -3.5% | ||
| Q4 24 | 41.2% | -9.4% | ||
| Q3 24 | 42.4% | 3.5% | ||
| Q2 24 | 43.4% | -36.9% |
净利率CBSHCLVT
| Q1 26 | 29.8% | -6.9% | ||
| Q4 25 | 31.3% | 0.5% | ||
| Q3 25 | 32.1% | -4.5% | ||
| Q2 25 | 34.2% | -11.6% | ||
| Q1 25 | 30.7% | -17.5% | ||
| Q4 24 | 32.2% | -28.9% | ||
| Q3 24 | 32.8% | -10.5% | ||
| Q2 24 | 33.7% | -46.8% |
每股收益（稀释后）CBSHCLVT
| Q1 26 | $0.96 | $-0.06 | ||
| Q4 25 | $0.86 | $0.00 | ||
| Q3 25 | $1.06 | $-0.04 | ||
| Q2 25 | $1.14 | $-0.11 | ||
| Q1 25 | $0.98 | $-0.15 | ||
| Q4 24 | $0.83 | $-0.27 | ||
| Q3 24 | $1.01 | $-0.09 | ||
| Q2 24 | $1.03 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $4.3B | $4.8B |
| 总资产 | $35.7B | $10.9B |
| 负债/权益比越低杠杆越低 | — | 0.89× |
8季度趋势，按日历期对齐
现金及短期投资CBSHCLVT
| Q1 26 | — | — | ||
| Q4 25 | — | $329.2M | ||
| Q3 25 | — | $318.7M | ||
| Q2 25 | — | $362.6M | ||
| Q1 25 | — | $354.0M | ||
| Q4 24 | — | $295.2M | ||
| Q3 24 | — | $388.5M | ||
| Q2 24 | — | $376.4M |
总债务CBSHCLVT
| Q1 26 | — | $4.3B | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $4.4B | ||
| Q2 25 | — | $4.5B | ||
| Q1 25 | — | $4.5B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.6B |
股东权益CBSHCLVT
| Q1 26 | $4.3B | $4.8B | ||
| Q4 25 | $3.8B | $4.8B | ||
| Q3 25 | $3.8B | $4.9B | ||
| Q2 25 | $3.6B | $5.0B | ||
| Q1 25 | $3.5B | $5.0B | ||
| Q4 24 | $3.3B | $5.1B | ||
| Q3 24 | $3.4B | $5.5B | ||
| Q2 24 | $3.1B | $5.6B |
总资产CBSHCLVT
| Q1 26 | $35.7B | $10.9B | ||
| Q4 25 | $32.9B | $11.1B | ||
| Q3 25 | $32.3B | $11.2B | ||
| Q2 25 | $32.3B | $11.4B | ||
| Q1 25 | $32.4B | $11.5B | ||
| Q4 24 | $32.0B | $11.5B | ||
| Q3 24 | $31.5B | $12.0B | ||
| Q2 24 | $30.6B | $12.1B |
负债/权益比CBSHCLVT
| Q1 26 | — | 0.89× | ||
| Q4 25 | — | 0.89× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.84× | ||
| Q2 24 | — | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $134.7M |
| 自由现金流经营现金流 - 资本支出 | — | $78.9M |
| 自由现金流率自由现金流/营收 | — | 13.5% |
| 资本支出强度资本支出/营收 | — | 9.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $333.9M |
8季度趋势，按日历期对齐
经营现金流CBSHCLVT
| Q1 26 | — | $134.7M | ||
| Q4 25 | $645.1M | $159.9M | ||
| Q3 25 | $129.0M | $181.1M | ||
| Q2 25 | $111.2M | $116.3M | ||
| Q1 25 | $138.6M | $171.2M | ||
| Q4 24 | $577.9M | $141.3M | ||
| Q3 24 | $431.7M | $202.9M | ||
| Q2 24 | $147.4M | $126.2M |
自由现金流CBSHCLVT
| Q1 26 | — | $78.9M | ||
| Q4 25 | $592.4M | $89.2M | ||
| Q3 25 | $113.3M | $115.5M | ||
| Q2 25 | $100.5M | $50.3M | ||
| Q1 25 | $126.0M | $110.3M | ||
| Q4 24 | $531.7M | $59.1M | ||
| Q3 24 | $419.1M | $126.3M | ||
| Q2 24 | $138.9M | $60.3M |
自由现金流率CBSHCLVT
| Q1 26 | — | 13.5% | ||
| Q4 25 | 131.8% | 14.5% | ||
| Q3 25 | 25.7% | 18.5% | ||
| Q2 25 | 22.5% | 8.1% | ||
| Q1 25 | 29.4% | 18.6% | ||
| Q4 24 | 126.0% | 8.9% | ||
| Q3 24 | 99.5% | 20.3% | ||
| Q2 24 | 33.5% | 9.3% |
资本支出强度CBSHCLVT
| Q1 26 | — | 9.5% | ||
| Q4 25 | 11.7% | 11.5% | ||
| Q3 25 | 3.6% | 10.5% | ||
| Q2 25 | 2.4% | 10.6% | ||
| Q1 25 | 2.9% | 10.3% | ||
| Q4 24 | 10.9% | 12.4% | ||
| Q3 24 | 3.0% | 12.3% | ||
| Q2 24 | 2.1% | 10.1% |
现金转化率CBSHCLVT
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 51.58× | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 4.25× | — | ||
| Q3 24 | 3.13× | — | ||
| Q2 24 | 1.06× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
CLVT
| Subscription | $397.5M | 68% |
| Re-occurring | $108.6M | 19% |
| Transactional | $79.4M | 14% |
