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COMMERCE BANCSHARES INC（CBSH）与LCI INDUSTRIES（LCII）财务数据对比。点击上方公司名可切换其他公司
LCI INDUSTRIES的季度营收约是COMMERCE BANCSHARES INC的2.0倍（$932.7M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 2.0%，领先27.8%），LCI INDUSTRIES同比增速更快（16.1% vs 11.1%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs -1.8%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
拉奇核心工业有限公司前身为巴基斯坦帝国化学工业公司，是一家总部位于卡拉奇的巴基斯坦综合性企业集团，业务覆盖聚酯、医药、农用化学品、纯碱及兽药等多品类产品的研发生产，在巴基斯坦本土工业领域拥有重要市场地位。
CBSH vs LCII — 直观对比
营收规模更大
LCII
是对方的2.0倍
$475.7M
营收增速更快
LCII
高出5.0%
11.1%
净利率更高
CBSH
高出27.8%
2.0%
两年增速更快
CBSH
近两年复合增速
-1.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $932.7M |
| 净利润 | $141.6M | $18.7M |
| 毛利率 | — | 22.1% |
| 营业利润率 | — | 3.8% |
| 净利率 | 29.8% | 2.0% |
| 营收同比 | 11.1% | 16.1% |
| 净利润同比 | 10.5% | 95.7% |
| 每股收益（稀释后） | $0.96 | $0.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHLCII
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $932.7M | ||
| Q3 25 | $441.0M | $1.0B | ||
| Q2 25 | $445.8M | $1.1B | ||
| Q1 25 | $428.1M | $1.0B | ||
| Q4 24 | $422.1M | $803.1M | ||
| Q3 24 | $421.4M | $915.5M | ||
| Q2 24 | $414.5M | $1.1B |
净利润CBSHLCII
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $18.7M | ||
| Q3 25 | $141.5M | $62.5M | ||
| Q2 25 | $152.5M | $57.6M | ||
| Q1 25 | $131.6M | $49.4M | ||
| Q4 24 | $136.1M | $9.5M | ||
| Q3 24 | $138.0M | $35.6M | ||
| Q2 24 | $139.6M | $61.2M |
毛利率CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 24.4% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 21.1% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 25.3% |
营业利润率CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 3.8% | ||
| Q3 25 | 41.9% | 7.3% | ||
| Q2 25 | 44.0% | 7.9% | ||
| Q1 25 | 39.2% | 7.8% | ||
| Q4 24 | 41.2% | 2.0% | ||
| Q3 24 | 42.4% | 5.9% | ||
| Q2 24 | 43.4% | 8.6% |
净利率CBSHLCII
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 2.0% | ||
| Q3 25 | 32.1% | 6.0% | ||
| Q2 25 | 34.2% | 5.2% | ||
| Q1 25 | 30.7% | 4.7% | ||
| Q4 24 | 32.2% | 1.2% | ||
| Q3 24 | 32.8% | 3.9% | ||
| Q2 24 | 33.7% | 5.8% |
每股收益（稀释后）CBSHLCII
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.79 | ||
| Q3 25 | $1.06 | $2.55 | ||
| Q2 25 | $1.14 | $2.29 | ||
| Q1 25 | $0.98 | $1.94 | ||
| Q4 24 | $0.83 | $0.37 | ||
| Q3 24 | $1.01 | $1.39 | ||
| Q2 24 | $1.03 | $2.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $222.6M |
| 总债务越低越好 | — | $945.2M |
| 股东权益账面价值 | $4.3B | $1.4B |
| 总资产 | $35.7B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | — | $222.6M | ||
| Q3 25 | — | $199.7M | ||
| Q2 25 | — | $191.9M | ||
| Q1 25 | — | $231.2M | ||
| Q4 24 | — | $165.8M | ||
| Q3 24 | — | $161.2M | ||
| Q2 24 | — | $130.4M |
总债务CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | — | $945.2M | ||
| Q3 25 | — | $947.8M | ||
| Q2 25 | — | $948.0M | ||
| Q1 25 | — | $938.3M | ||
| Q4 24 | — | $757.3M | ||
| Q3 24 | — | $822.5M | ||
| Q2 24 | — | $829.7M |
股东权益CBSHLCII
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $1.4B | ||
| Q3 25 | $3.8B | $1.4B | ||
| Q2 25 | $3.6B | $1.4B | ||
| Q1 25 | $3.5B | $1.4B | ||
| Q4 24 | $3.3B | $1.4B | ||
| Q3 24 | $3.4B | $1.4B | ||
| Q2 24 | $3.1B | $1.4B |
总资产CBSHLCII
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $3.2B | ||
| Q3 25 | $32.3B | $3.2B | ||
| Q2 25 | $32.3B | $3.2B | ||
| Q1 25 | $32.4B | $3.1B | ||
| Q4 24 | $32.0B | $2.9B | ||
| Q3 24 | $31.5B | $3.0B | ||
| Q2 24 | $30.6B | $3.0B |
负债/权益比CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.70× | ||
| Q2 25 | — | 0.68× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.58× | ||
| Q2 24 | — | 0.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $78.9M |
| 自由现金流经营现金流 - 资本支出 | — | $64.3M |
| 自由现金流率自由现金流/营收 | — | 6.9% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | 4.22× |
| 过去12个月自由现金流最近4个季度 | — | $278.3M |
8季度趋势，按日历期对齐
经营现金流CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $78.9M | ||
| Q3 25 | $129.0M | $97.2M | ||
| Q2 25 | $111.2M | $112.2M | ||
| Q1 25 | $138.6M | $42.7M | ||
| Q4 24 | $577.9M | $106.6M | ||
| Q3 24 | $431.7M | $78.4M | ||
| Q2 24 | $147.4M | $192.9M |
自由现金流CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $64.3M | ||
| Q3 25 | $113.3M | $80.9M | ||
| Q2 25 | $100.5M | $99.5M | ||
| Q1 25 | $126.0M | $33.7M | ||
| Q4 24 | $531.7M | $95.7M | ||
| Q3 24 | $419.1M | $68.3M | ||
| Q2 24 | $138.9M | $180.2M |
自由现金流率CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 6.9% | ||
| Q3 25 | 25.7% | 7.8% | ||
| Q2 25 | 22.5% | 9.0% | ||
| Q1 25 | 29.4% | 3.2% | ||
| Q4 24 | 126.0% | 11.9% | ||
| Q3 24 | 99.5% | 7.5% | ||
| Q2 24 | 33.5% | 17.1% |
资本支出强度CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 1.6% | ||
| Q3 25 | 3.6% | 1.6% | ||
| Q2 25 | 2.4% | 1.2% | ||
| Q1 25 | 2.9% | 0.9% | ||
| Q4 24 | 10.9% | 1.4% | ||
| Q3 24 | 3.0% | 1.1% | ||
| Q2 24 | 2.1% | 1.2% |
现金转化率CBSHLCII
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 4.22× | ||
| Q3 25 | 0.91× | 1.55× | ||
| Q2 25 | 0.73× | 1.95× | ||
| Q1 25 | 1.05× | 0.86× | ||
| Q4 24 | 4.25× | 11.17× | ||
| Q3 24 | 3.13× | 2.20× | ||
| Q2 24 | 1.06× | 3.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
