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COMMERCE BANCSHARES INC（CBSH）与OSI SYSTEMS INC（OSIS）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是OSI SYSTEMS INC的1.0倍（$475.7M vs $464.1M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 8.3%，领先21.4%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 10.5%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs 7.0%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
OSI系统公司是总部位于美国加利福尼亚州的企业，主营安全检测系统、医疗设备及光电器件三大业务板块，产品涵盖机场安检X光机、金属探测器、医疗监护与麻醉系统等，旗下拥有Spacelabs Healthcare、Rapiscan Systems、OSI Optoelectronics等子公司，全球员工规模约3180人。
CBSH vs OSIS — 直观对比
营收规模更大
CBSH
是对方的1.0倍
$464.1M
营收增速更快
CBSH
高出0.6%
10.5%
净利率更高
CBSH
高出21.4%
8.3%
两年增速更快
CBSH
近两年复合增速
7.0%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $464.1M |
| 净利润 | $141.6M | $38.7M |
| 毛利率 | — | 32.7% |
| 营业利润率 | — | 12.7% |
| 净利率 | 29.8% | 8.3% |
| 营收同比 | 11.1% | 10.5% |
| 净利润同比 | 10.5% | 2.3% |
| 每股收益（稀释后） | $0.96 | $2.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHOSIS
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $464.1M | ||
| Q3 25 | $441.0M | $384.6M | ||
| Q2 25 | $445.8M | $505.0M | ||
| Q1 25 | $428.1M | $444.4M | ||
| Q4 24 | $422.1M | $419.8M | ||
| Q3 24 | $421.4M | $344.0M | ||
| Q2 24 | $414.5M | $480.9M |
净利润CBSHOSIS
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $38.7M | ||
| Q3 25 | $141.5M | $20.6M | ||
| Q2 25 | $152.5M | $52.7M | ||
| Q1 25 | $131.6M | $41.1M | ||
| Q4 24 | $136.1M | $37.8M | ||
| Q3 24 | $138.0M | $17.9M | ||
| Q2 24 | $139.6M | $44.7M |
毛利率CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | 32.7% | ||
| Q3 25 | — | 32.0% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 33.8% | ||
| Q4 24 | — | 35.1% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 32.1% |
营业利润率CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 12.7% | ||
| Q3 25 | 41.9% | 8.6% | ||
| Q2 25 | 44.0% | 14.5% | ||
| Q1 25 | 39.2% | 12.7% | ||
| Q4 24 | 41.2% | 13.8% | ||
| Q3 24 | 42.4% | 8.8% | ||
| Q2 24 | 43.4% | 13.1% |
净利率CBSHOSIS
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 8.3% | ||
| Q3 25 | 32.1% | 5.3% | ||
| Q2 25 | 34.2% | 10.4% | ||
| Q1 25 | 30.7% | 9.3% | ||
| Q4 24 | 32.2% | 9.0% | ||
| Q3 24 | 32.8% | 5.2% | ||
| Q2 24 | 33.7% | 9.3% |
每股收益（稀释后）CBSHOSIS
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $2.22 | ||
| Q3 25 | $1.06 | $1.18 | ||
| Q2 25 | $1.14 | $3.04 | ||
| Q1 25 | $0.98 | $2.40 | ||
| Q4 24 | $0.83 | $2.22 | ||
| Q3 24 | $1.01 | $1.05 | ||
| Q2 24 | $1.03 | $2.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $336.7M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $4.3B | $845.5M |
| 总资产 | $35.7B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | $336.7M | ||
| Q3 25 | — | $124.4M | ||
| Q2 25 | — | $106.4M | ||
| Q1 25 | — | $95.8M | ||
| Q4 24 | — | $101.6M | ||
| Q3 24 | — | $85.1M | ||
| Q2 24 | — | $95.4M |
总债务CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $442.2M | ||
| Q2 25 | — | $471.6M | ||
| Q1 25 | — | $473.2M | ||
| Q4 24 | — | $474.8M | ||
| Q3 24 | — | $476.3M | ||
| Q2 24 | — | $137.6M |
股东权益CBSHOSIS
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $845.5M | ||
| Q3 25 | $3.8B | $946.0M | ||
| Q2 25 | $3.6B | $951.1M | ||
| Q1 25 | $3.5B | $879.3M | ||
| Q4 24 | $3.3B | $825.8M | ||
| Q3 24 | $3.4B | $786.5M | ||
| Q2 24 | $3.1B | $863.5M |
总资产CBSHOSIS
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $2.5B | ||
| Q3 25 | $32.3B | $2.3B | ||
| Q2 25 | $32.3B | $2.2B | ||
| Q1 25 | $32.4B | $2.1B | ||
| Q4 24 | $32.0B | $2.1B | ||
| Q3 24 | $31.5B | $2.1B | ||
| Q2 24 | $30.6B | $1.9B |
负债/权益比CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.19× | ||
| Q3 25 | — | 0.47× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.54× | ||
| Q4 24 | — | 0.57× | ||
| Q3 24 | — | 0.61× | ||
| Q2 24 | — | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $62.2M |
| 自由现金流经营现金流 - 资本支出 | — | $55.5M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 1.61× |
| 过去12个月自由现金流最近4个季度 | — | $137.2M |
8季度趋势，按日历期对齐
经营现金流CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $62.2M | ||
| Q3 25 | $129.0M | $17.1M | ||
| Q2 25 | $111.2M | $562.0K | ||
| Q1 25 | $138.6M | $81.6M | ||
| Q4 24 | $577.9M | $52.5M | ||
| Q3 24 | $431.7M | $-37.2M | ||
| Q2 24 | $147.4M | $-29.0M |
自由现金流CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $55.5M | ||
| Q3 25 | $113.3M | $10.1M | ||
| Q2 25 | $100.5M | $-5.6M | ||
| Q1 25 | $126.0M | $77.1M | ||
| Q4 24 | $531.7M | $47.1M | ||
| Q3 24 | $419.1M | $-44.9M | ||
| Q2 24 | $138.9M | $-37.5M |
自由现金流率CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 12.0% | ||
| Q3 25 | 25.7% | 2.6% | ||
| Q2 25 | 22.5% | -1.1% | ||
| Q1 25 | 29.4% | 17.4% | ||
| Q4 24 | 126.0% | 11.2% | ||
| Q3 24 | 99.5% | -13.0% | ||
| Q2 24 | 33.5% | -7.8% |
资本支出强度CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 1.4% | ||
| Q3 25 | 3.6% | 1.8% | ||
| Q2 25 | 2.4% | 1.2% | ||
| Q1 25 | 2.9% | 1.0% | ||
| Q4 24 | 10.9% | 1.3% | ||
| Q3 24 | 3.0% | 2.2% | ||
| Q2 24 | 2.1% | 1.8% |
现金转化率CBSHOSIS
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.61× | ||
| Q3 25 | 0.91× | 0.83× | ||
| Q2 25 | 0.73× | 0.01× | ||
| Q1 25 | 1.05× | 1.98× | ||
| Q4 24 | 4.25× | 1.39× | ||
| Q3 24 | 3.13× | -2.07× | ||
| Q2 24 | 1.06× | -0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
OSIS
| Security Division | $334.7M | 72% |
| Optoelectronics And Manufacturing Division | $92.8M | 20% |
| Healthcare Division | $36.5M | 8% |
