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COMMERCE BANCSHARES INC（CBSH）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是Priority Technology Holdings, Inc.的1.9倍（$475.7M vs $247.1M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 3.6%，领先26.2%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 8.8%），过去两年Priority Technology Holdings, Inc.的营收复合增速更高（9.6% vs 7.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
CBSH vs PRTH — 直观对比
营收规模更大
CBSH
是对方的1.9倍
$247.1M
营收增速更快
CBSH
高出2.3%
8.8%
净利率更高
CBSH
高出26.2%
3.6%
两年增速更快
PRTH
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $247.1M |
| 净利润 | $141.6M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.6% |
| 净利率 | 29.8% | 3.6% |
| 营收同比 | 11.1% | 8.8% |
| 净利润同比 | 10.5% | 23.9% |
| 每股收益（稀释后） | $0.96 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHPRTH
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $247.1M | ||
| Q3 25 | $441.0M | $241.4M | ||
| Q2 25 | $445.8M | $239.8M | ||
| Q1 25 | $428.1M | $224.6M | ||
| Q4 24 | $422.1M | $227.1M | ||
| Q3 24 | $421.4M | $227.0M | ||
| Q2 24 | $414.5M | $219.9M |
净利润CBSHPRTH
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $8.9M | ||
| Q3 25 | $141.5M | $27.6M | ||
| Q2 25 | $152.5M | $10.9M | ||
| Q1 25 | $131.6M | $8.3M | ||
| Q4 24 | $136.1M | $7.2M | ||
| Q3 24 | $138.0M | $10.6M | ||
| Q2 24 | $139.6M | $994.0K |
营业利润率CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 13.6% | ||
| Q3 25 | 41.9% | 15.6% | ||
| Q2 25 | 44.0% | 15.6% | ||
| Q1 25 | 39.2% | 14.5% | ||
| Q4 24 | 41.2% | 15.0% | ||
| Q3 24 | 42.4% | 16.8% | ||
| Q2 24 | 43.4% | 15.1% |
净利率CBSHPRTH
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 3.6% | ||
| Q3 25 | 32.1% | 11.4% | ||
| Q2 25 | 34.2% | 4.5% | ||
| Q1 25 | 30.7% | 3.7% | ||
| Q4 24 | 32.2% | 3.2% | ||
| Q3 24 | 32.8% | 4.7% | ||
| Q2 24 | 33.7% | 0.5% |
每股收益（稀释后）CBSHPRTH
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.10 | ||
| Q3 25 | $1.06 | $0.34 | ||
| Q2 25 | $1.14 | $0.14 | ||
| Q1 25 | $0.98 | $0.10 | ||
| Q4 24 | $0.83 | $-0.05 | ||
| Q3 24 | $1.01 | $0.07 | ||
| Q2 24 | $1.03 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $77.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $4.3B | $-100.4M |
| 总资产 | $35.7B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $77.2M | ||
| Q3 25 | — | $57.0M | ||
| Q2 25 | — | $50.6M | ||
| Q1 25 | — | $47.6M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | — | $41.1M | ||
| Q2 24 | — | $34.6M |
总债务CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $997.5M | ||
| Q2 25 | — | $917.0M | ||
| Q1 25 | — | $918.9M | ||
| Q4 24 | — | $920.9M | ||
| Q3 24 | — | $808.1M | ||
| Q2 24 | — | $809.0M |
股东权益CBSHPRTH
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $-100.4M | ||
| Q3 25 | $3.8B | $-110.3M | ||
| Q2 25 | $3.6B | $-146.1M | ||
| Q1 25 | $3.5B | $-158.3M | ||
| Q4 24 | $3.3B | $-166.8M | ||
| Q3 24 | $3.4B | $-165.8M | ||
| Q2 24 | $3.1B | $-172.1M |
总资产CBSHPRTH
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $2.4B | ||
| Q3 25 | $32.3B | $2.2B | ||
| Q2 25 | $32.3B | $2.0B | ||
| Q1 25 | $32.4B | $1.9B | ||
| Q4 24 | $32.0B | $1.8B | ||
| Q3 24 | $31.5B | $1.8B | ||
| Q2 24 | $30.6B | $1.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势，按日历期对齐
经营现金流CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $36.8M | ||
| Q3 25 | $129.0M | $36.1M | ||
| Q2 25 | $111.2M | $17.1M | ||
| Q1 25 | $138.6M | $10.0M | ||
| Q4 24 | $577.9M | $23.8M | ||
| Q3 24 | $431.7M | $19.8M | ||
| Q2 24 | $147.4M | $28.7M |
自由现金流CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $30.9M | ||
| Q3 25 | $113.3M | $30.1M | ||
| Q2 25 | $100.5M | $9.2M | ||
| Q1 25 | $126.0M | $4.9M | ||
| Q4 24 | $531.7M | $19.1M | ||
| Q3 24 | $419.1M | $14.5M | ||
| Q2 24 | $138.9M | $23.6M |
自由现金流率CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 12.5% | ||
| Q3 25 | 25.7% | 12.5% | ||
| Q2 25 | 22.5% | 3.8% | ||
| Q1 25 | 29.4% | 2.2% | ||
| Q4 24 | 126.0% | 8.4% | ||
| Q3 24 | 99.5% | 6.4% | ||
| Q2 24 | 33.5% | 10.7% |
资本支出强度CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 2.4% | ||
| Q3 25 | 3.6% | 2.5% | ||
| Q2 25 | 2.4% | 3.3% | ||
| Q1 25 | 2.9% | 2.3% | ||
| Q4 24 | 10.9% | 2.0% | ||
| Q3 24 | 3.0% | 2.3% | ||
| Q2 24 | 2.1% | 2.3% |
现金转化率CBSHPRTH
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 4.12× | ||
| Q3 25 | 0.91× | 1.31× | ||
| Q2 25 | 0.73× | 1.57× | ||
| Q1 25 | 1.05× | 1.20× | ||
| Q4 24 | 4.25× | 3.29× | ||
| Q3 24 | 3.13× | 1.87× | ||
| Q2 24 | 1.06× | 28.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
