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COMMERCE BANCSHARES INC（CBSH）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是RBC Bearings INC的1.0倍（$475.7M vs $461.6M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 14.6%，领先15.2%），RBC Bearings INC同比增速更快（17.0% vs 11.1%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs 5.6%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
CBSH vs RBC — 直观对比
营收规模更大
CBSH
是对方的1.0倍
$461.6M
营收增速更快
RBC
高出5.9%
11.1%
净利率更高
CBSH
高出15.2%
14.6%
两年增速更快
CBSH
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $461.6M |
| 净利润 | $141.6M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | 29.8% | 14.6% |
| 营收同比 | 11.1% | 17.0% |
| 净利润同比 | 10.5% | 16.4% |
| 每股收益（稀释后） | $0.96 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHRBC
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $461.6M | ||
| Q3 25 | $441.0M | $455.3M | ||
| Q2 25 | $445.8M | $436.0M | ||
| Q1 25 | $428.1M | $437.7M | ||
| Q4 24 | $422.1M | $394.4M | ||
| Q3 24 | $421.4M | $397.9M | ||
| Q2 24 | $414.5M | $406.3M |
净利润CBSHRBC
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $67.4M | ||
| Q3 25 | $141.5M | $60.0M | ||
| Q2 25 | $152.5M | $68.5M | ||
| Q1 25 | $131.6M | $72.7M | ||
| Q4 24 | $136.1M | $57.9M | ||
| Q3 24 | $138.0M | $54.2M | ||
| Q2 24 | $139.6M | $61.4M |
毛利率CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% |
营业利润率CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 22.3% | ||
| Q3 25 | 41.9% | 21.5% | ||
| Q2 25 | 44.0% | 23.2% | ||
| Q1 25 | 39.2% | 23.0% | ||
| Q4 24 | 41.2% | 21.7% | ||
| Q3 24 | 42.4% | 21.6% | ||
| Q2 24 | 43.4% | 24.0% |
净利率CBSHRBC
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 14.6% | ||
| Q3 25 | 32.1% | 13.2% | ||
| Q2 25 | 34.2% | 15.7% | ||
| Q1 25 | 30.7% | 16.6% | ||
| Q4 24 | 32.2% | 14.7% | ||
| Q3 24 | 32.8% | 13.6% | ||
| Q2 24 | 33.7% | 15.1% |
每股收益（稀释后）CBSHRBC
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $2.13 | ||
| Q3 25 | $1.06 | $1.90 | ||
| Q2 25 | $1.14 | $2.17 | ||
| Q1 25 | $0.98 | $2.33 | ||
| Q4 24 | $0.83 | $1.82 | ||
| Q3 24 | $1.01 | $1.65 | ||
| Q2 24 | $1.03 | $1.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | — | $990.2M |
| 股东权益账面价值 | $4.3B | $3.3B |
| 总资产 | $35.7B | $5.1B |
| 负债/权益比越低杠杆越低 | — | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M |
总债务CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | — | $990.2M | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CBSHRBC
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $3.3B | ||
| Q3 25 | $3.8B | $3.2B | ||
| Q2 25 | $3.6B | $3.1B | ||
| Q1 25 | $3.5B | $3.0B | ||
| Q4 24 | $3.3B | $2.9B | ||
| Q3 24 | $3.4B | $2.9B | ||
| Q2 24 | $3.1B | $2.8B |
总资产CBSHRBC
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $5.1B | ||
| Q3 25 | $32.3B | $5.1B | ||
| Q2 25 | $32.3B | $4.8B | ||
| Q1 25 | $32.4B | $4.7B | ||
| Q4 24 | $32.0B | $4.7B | ||
| Q3 24 | $31.5B | $4.7B | ||
| Q2 24 | $30.6B | $4.7B |
负债/权益比CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $122.1M | ||
| Q3 25 | $129.0M | $88.4M | ||
| Q2 25 | $111.2M | $120.0M | ||
| Q1 25 | $138.6M | — | ||
| Q4 24 | $577.9M | $84.0M | ||
| Q3 24 | $431.7M | — | ||
| Q2 24 | $147.4M | $97.4M |
自由现金流CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $99.1M | ||
| Q3 25 | $113.3M | $71.7M | ||
| Q2 25 | $100.5M | $104.3M | ||
| Q1 25 | $126.0M | — | ||
| Q4 24 | $531.7M | $73.6M | ||
| Q3 24 | $419.1M | — | ||
| Q2 24 | $138.9M | $88.4M |
自由现金流率CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 21.5% | ||
| Q3 25 | 25.7% | 15.7% | ||
| Q2 25 | 22.5% | 23.9% | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | 126.0% | 18.7% | ||
| Q3 24 | 99.5% | — | ||
| Q2 24 | 33.5% | 21.8% |
资本支出强度CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 5.0% | ||
| Q3 25 | 3.6% | 3.7% | ||
| Q2 25 | 2.4% | 3.6% | ||
| Q1 25 | 2.9% | 3.2% | ||
| Q4 24 | 10.9% | 2.6% | ||
| Q3 24 | 3.0% | 4.1% | ||
| Q2 24 | 2.1% | 2.2% |
现金转化率CBSHRBC
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.81× | ||
| Q3 25 | 0.91× | 1.47× | ||
| Q2 25 | 0.73× | 1.75× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 4.25× | 1.45× | ||
| Q3 24 | 3.13× | — | ||
| Q2 24 | 1.06× | 1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
