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COMMERCE BANCSHARES INC（CBSH）与森萨塔科技（ST）财务数据对比。点击上方公司名可切换其他公司
森萨塔科技的季度营收约是COMMERCE BANCSHARES INC的2.0倍（$934.8M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 9.3%，领先20.5%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 2.6%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs -5.0%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
森萨塔科技控股有限公司是全球领先的工业科技企业，主营传感器、电气保护及控制解决方案的研发、生产与销售，产品覆盖汽车、工业、航空航天、暖通空调、电信等多个下游领域，服务全球制造类企业客户。
CBSH vs ST — 直观对比
营收规模更大
ST
是对方的2.0倍
$475.7M
营收增速更快
CBSH
高出8.6%
2.6%
净利率更高
CBSH
高出20.5%
9.3%
两年增速更快
CBSH
近两年复合增速
-5.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $934.8M |
| 净利润 | $141.6M | $87.1M |
| 毛利率 | — | 30.6% |
| 营业利润率 | — | 15.1% |
| 净利率 | 29.8% | 9.3% |
| 营收同比 | 11.1% | 2.6% |
| 净利润同比 | 0.7% | 24.6% |
| 每股收益（稀释后） | $0.96 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHST
| Q1 26 | $475.7M | $934.8M | ||
| Q4 25 | $449.4M | $917.9M | ||
| Q3 25 | $441.0M | $932.0M | ||
| Q2 25 | $445.8M | $943.4M | ||
| Q1 25 | $428.1M | $911.3M | ||
| Q4 24 | $422.1M | $907.7M | ||
| Q3 24 | $421.4M | $982.8M | ||
| Q2 24 | $414.5M | $1.0B |
净利润CBSHST
| Q1 26 | $141.6M | $87.1M | ||
| Q4 25 | $140.7M | $63.2M | ||
| Q3 25 | $141.5M | $-162.5M | ||
| Q2 25 | $152.5M | $60.7M | ||
| Q1 25 | $131.6M | $69.9M | ||
| Q4 24 | $136.1M | $5.8M | ||
| Q3 24 | $138.0M | $-25.0M | ||
| Q2 24 | $139.6M | $71.7M |
毛利率CBSHST
| Q1 26 | — | 30.6% | ||
| Q4 25 | — | 29.0% | ||
| Q3 25 | — | 27.8% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 27.1% | ||
| Q3 24 | — | 28.6% | ||
| Q2 24 | — | 30.0% |
营业利润率CBSHST
| Q1 26 | — | 15.1% | ||
| Q4 25 | 40.8% | 10.9% | ||
| Q3 25 | 41.9% | -13.2% | ||
| Q2 25 | 44.0% | 14.6% | ||
| Q1 25 | 39.2% | 13.4% | ||
| Q4 24 | 41.2% | 8.1% | ||
| Q3 24 | 42.4% | -20.3% | ||
| Q2 24 | 43.4% | 12.5% |
净利率CBSHST
| Q1 26 | 29.8% | 9.3% | ||
| Q4 25 | 31.3% | 6.9% | ||
| Q3 25 | 32.1% | -17.4% | ||
| Q2 25 | 34.2% | 6.4% | ||
| Q1 25 | 30.7% | 7.7% | ||
| Q4 24 | 32.2% | 0.6% | ||
| Q3 24 | 32.8% | -2.5% | ||
| Q2 24 | 33.7% | 6.9% |
每股收益（稀释后）CBSHST
| Q1 26 | $0.96 | $0.59 | ||
| Q4 25 | $0.86 | $0.45 | ||
| Q3 25 | $1.06 | $-1.12 | ||
| Q2 25 | $1.14 | $0.41 | ||
| Q1 25 | $0.98 | $0.47 | ||
| Q4 24 | $0.83 | $0.05 | ||
| Q3 24 | $1.01 | $-0.17 | ||
| Q2 24 | $1.03 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $635.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $2.9B |
| 总资产 | $35.7B | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBSHST
| Q1 26 | — | $635.1M | ||
| Q4 25 | — | $573.0M | ||
| Q3 25 | — | $791.3M | ||
| Q2 25 | — | $661.8M | ||
| Q1 25 | — | $588.1M | ||
| Q4 24 | — | $593.7M | ||
| Q3 24 | — | $506.2M | ||
| Q2 24 | — | $1.0B |
总债务CBSHST
| Q1 26 | — | — | ||
| Q4 25 | — | $2.8B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CBSHST
| Q1 26 | $4.3B | $2.9B | ||
| Q4 25 | $3.8B | $2.8B | ||
| Q3 25 | $3.8B | $2.7B | ||
| Q2 25 | $3.6B | $2.9B | ||
| Q1 25 | $3.5B | $2.8B | ||
| Q4 24 | $3.3B | $2.9B | ||
| Q3 24 | $3.4B | $3.0B | ||
| Q2 24 | $3.1B | $3.0B |
总资产CBSHST
| Q1 26 | $35.7B | $6.8B | ||
| Q4 25 | $32.9B | $6.8B | ||
| Q3 25 | $32.3B | $7.1B | ||
| Q2 25 | $32.3B | $7.3B | ||
| Q1 25 | $32.4B | $7.2B | ||
| Q4 24 | $32.0B | $7.1B | ||
| Q3 24 | $31.5B | $7.3B | ||
| Q2 24 | $30.6B | $8.2B |
负债/权益比CBSHST
| Q1 26 | — | — | ||
| Q4 25 | — | 1.02× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.11× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $122.5M |
| 自由现金流经营现金流 - 资本支出 | — | $104.6M |
| 自由现金流率自由现金流/营收 | — | 11.2% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.41× |
| 过去12个月自由现金流最近4个季度 | — | $508.3M |
8季度趋势，按日历期对齐
经营现金流CBSHST
| Q1 26 | — | $122.5M | ||
| Q4 25 | $645.1M | $201.5M | ||
| Q3 25 | $129.0M | $159.9M | ||
| Q2 25 | $111.2M | $140.9M | ||
| Q1 25 | $138.6M | $119.2M | ||
| Q4 24 | $577.9M | $170.7M | ||
| Q3 24 | $431.7M | $130.9M | ||
| Q2 24 | $147.4M | $143.5M |
自由现金流CBSHST
| Q1 26 | — | $104.6M | ||
| Q4 25 | $592.4M | $151.9M | ||
| Q3 25 | $113.3M | $136.2M | ||
| Q2 25 | $100.5M | $115.5M | ||
| Q1 25 | $126.0M | $86.6M | ||
| Q4 24 | $531.7M | $138.9M | ||
| Q3 24 | $419.1M | $91.3M | ||
| Q2 24 | $138.9M | $98.4M |
自由现金流率CBSHST
| Q1 26 | — | 11.2% | ||
| Q4 25 | 131.8% | 16.6% | ||
| Q3 25 | 25.7% | 14.6% | ||
| Q2 25 | 22.5% | 12.2% | ||
| Q1 25 | 29.4% | 9.5% | ||
| Q4 24 | 126.0% | 15.3% | ||
| Q3 24 | 99.5% | 9.3% | ||
| Q2 24 | 33.5% | 9.5% |
资本支出强度CBSHST
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 5.4% | ||
| Q3 25 | 3.6% | 2.5% | ||
| Q2 25 | 2.4% | 2.7% | ||
| Q1 25 | 2.9% | 3.6% | ||
| Q4 24 | 10.9% | 3.5% | ||
| Q3 24 | 3.0% | 4.0% | ||
| Q2 24 | 2.1% | 4.4% |
现金转化率CBSHST
| Q1 26 | — | 1.41× | ||
| Q4 25 | 4.59× | 3.19× | ||
| Q3 25 | 0.91× | — | ||
| Q2 25 | 0.73× | 2.32× | ||
| Q1 25 | 1.05× | 1.70× | ||
| Q4 24 | 4.25× | 29.50× | ||
| Q3 24 | 3.13× | — | ||
| Q2 24 | 1.06× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
