vs
COMMERCE BANCSHARES INC（CBSH）与Ubiquiti Inc.（UI）财务数据对比。点击上方公司名可切换其他公司
Ubiquiti Inc.的季度营收约是COMMERCE BANCSHARES INC的1.7倍（$814.9M vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 28.7%，领先1.1%），Ubiquiti Inc.同比增速更快（35.8% vs 11.1%），过去两年Ubiquiti Inc.的营收复合增速更高（28.6% vs 7.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Ubiquiti Inc.是一家美国科技企业，2003年于加利福尼亚州圣何塞成立，目前总部位于纽约。公司旗下拥有多个品牌，主营面向企业及家庭用户的有线、无线数据通信产品的研发、生产与销售。
CBSH vs UI — 直观对比
营收规模更大
UI
是对方的1.7倍
$475.7M
营收增速更快
UI
高出24.7%
11.1%
净利率更高
CBSH
高出1.1%
28.7%
两年增速更快
UI
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $814.9M |
| 净利润 | $141.6M | $233.6M |
| 毛利率 | — | 45.9% |
| 营业利润率 | — | 35.9% |
| 净利率 | 29.8% | 28.7% |
| 营收同比 | 11.1% | 35.8% |
| 净利润同比 | 10.5% | 70.8% |
| 每股收益（稀释后） | $0.96 | $3.86 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHUI
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $814.9M | ||
| Q3 25 | $441.0M | $733.8M | ||
| Q2 25 | $445.8M | $759.2M | ||
| Q1 25 | $428.1M | $664.2M | ||
| Q4 24 | $422.1M | $599.9M | ||
| Q3 24 | $421.4M | $550.3M | ||
| Q2 24 | $414.5M | $507.5M |
净利润CBSHUI
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $233.6M | ||
| Q3 25 | $141.5M | $207.9M | ||
| Q2 25 | $152.5M | $266.7M | ||
| Q1 25 | $131.6M | $180.4M | ||
| Q4 24 | $136.1M | $136.8M | ||
| Q3 24 | $138.0M | $128.0M | ||
| Q2 24 | $139.6M | $103.8M |
毛利率CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 45.1% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | 42.1% | ||
| Q2 24 | — | 40.2% |
营业利润率CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 35.9% | ||
| Q3 25 | 41.9% | 35.7% | ||
| Q2 25 | 44.0% | 34.4% | ||
| Q1 25 | 39.2% | 34.2% | ||
| Q4 24 | 41.2% | 29.8% | ||
| Q3 24 | 42.4% | 30.7% | ||
| Q2 24 | 43.4% | 27.3% |
净利率CBSHUI
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 28.7% | ||
| Q3 25 | 32.1% | 28.3% | ||
| Q2 25 | 34.2% | 35.1% | ||
| Q1 25 | 30.7% | 27.2% | ||
| Q4 24 | 32.2% | 22.8% | ||
| Q3 24 | 32.8% | 23.3% | ||
| Q2 24 | 33.7% | 20.5% |
每股收益（稀释后）CBSHUI
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $3.86 | ||
| Q3 25 | $1.06 | $3.43 | ||
| Q2 25 | $1.14 | $4.40 | ||
| Q1 25 | $0.98 | $2.98 | ||
| Q4 24 | $0.83 | $2.26 | ||
| Q3 24 | $1.01 | $2.12 | ||
| Q2 24 | $1.03 | $1.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $302.8M |
| 总债务越低越好 | — | $47.5M |
| 股东权益账面价值 | $4.3B | $1.0B |
| 总资产 | $35.7B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | — | $302.8M | ||
| Q3 25 | — | $177.2M | ||
| Q2 25 | — | $149.7M | ||
| Q1 25 | — | $151.0M | ||
| Q4 24 | — | $133.1M | ||
| Q3 24 | — | $165.2M | ||
| Q2 24 | — | $126.3M |
总债务CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | — | $47.5M | ||
| Q3 25 | — | $133.8M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $340.0M | ||
| Q4 24 | — | $406.3M | ||
| Q3 24 | — | $552.5M | ||
| Q2 24 | — | $708.1M |
股东权益CBSHUI
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $1.0B | ||
| Q3 25 | $3.8B | $828.4M | ||
| Q2 25 | $3.6B | $668.3M | ||
| Q1 25 | $3.5B | $436.1M | ||
| Q4 24 | $3.3B | $290.4M | ||
| Q3 24 | $3.4B | $188.1M | ||
| Q2 24 | $3.1B | $95.1M |
总资产CBSHUI
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.6B | ||
| Q3 25 | $32.3B | $1.5B | ||
| Q2 25 | $32.3B | $1.5B | ||
| Q1 25 | $32.4B | $1.3B | ||
| Q4 24 | $32.0B | $1.2B | ||
| Q3 24 | $31.5B | $1.2B | ||
| Q2 24 | $30.6B | $1.2B |
负债/权益比CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.37× | ||
| Q1 25 | — | 0.78× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | — | 2.94× | ||
| Q2 24 | — | 7.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $263.9M |
| 自由现金流经营现金流 - 资本支出 | — | $260.3M |
| 自由现金流率自由现金流/营收 | — | 31.9% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.13× |
| 过去12个月自由现金流最近4个季度 | — | $699.5M |
8季度趋势，按日历期对齐
经营现金流CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $263.9M | ||
| Q3 25 | $129.0M | $198.5M | ||
| Q2 25 | $111.2M | $130.4M | ||
| Q1 25 | $138.6M | $123.6M | ||
| Q4 24 | $577.9M | $152.4M | ||
| Q3 24 | $431.7M | $233.7M | ||
| Q2 24 | $147.4M | $231.4M |
自由现金流CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $260.3M | ||
| Q3 25 | $113.3M | $193.3M | ||
| Q2 25 | $100.5M | $125.2M | ||
| Q1 25 | $126.0M | $120.7M | ||
| Q4 24 | $531.7M | $150.4M | ||
| Q3 24 | $419.1M | $231.1M | ||
| Q2 24 | $138.9M | $229.5M |
自由现金流率CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 31.9% | ||
| Q3 25 | 25.7% | 26.3% | ||
| Q2 25 | 22.5% | 16.5% | ||
| Q1 25 | 29.4% | 18.2% | ||
| Q4 24 | 126.0% | 25.1% | ||
| Q3 24 | 99.5% | 42.0% | ||
| Q2 24 | 33.5% | 45.2% |
资本支出强度CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.4% | ||
| Q3 25 | 3.6% | 0.7% | ||
| Q2 25 | 2.4% | 0.7% | ||
| Q1 25 | 2.9% | 0.4% | ||
| Q4 24 | 10.9% | 0.3% | ||
| Q3 24 | 3.0% | 0.5% | ||
| Q2 24 | 2.1% | 0.4% |
现金转化率CBSHUI
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.13× | ||
| Q3 25 | 0.91× | 0.95× | ||
| Q2 25 | 0.73× | 0.49× | ||
| Q1 25 | 1.05× | 0.68× | ||
| Q4 24 | 4.25× | 1.11× | ||
| Q3 24 | 3.13× | 1.83× | ||
| Q2 24 | 1.06× | 2.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBSH
暂无分部数据
UI
| Enterprise Technology | $729.0M | 89% |
| Service Provider Technology | $85.9M | 11% |
