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CBIZ, Inc.（CBZ）与Rithm Capital Corp.（RITM）财务数据对比。点击上方公司名可切换其他公司
CBIZ, Inc.的季度营收约是Rithm Capital Corp.的1.0倍（$848.6M vs $828.2M），CBIZ, Inc.净利率更高（19.0% vs 13.2%，领先5.8%），Rithm Capital Corp.同比增速更快（508.5% vs 1.3%），过去两年CBIZ, Inc.的营收复合增速更高（42.1% vs -17.9%）
CBIZ, Inc.是美国知名的金融、保险及咨询服务提供商，总部位于俄亥俄州独立市，为美国规模最大的会计、保险经纪、金融与咨询服务机构之一。集团在全美设有120多个办事处，拥有近7000名员工，1996年起在纽交所上市，1997年起使用股票代码CBZ交易。
Rithm Capital Corp.是总部位于美国纽约的投资管理机构，核心业务聚焦房地产投资与另类资产投资，依托专业的投研团队和成熟的市场运营经验，为合作伙伴及投资者提供优质的资产配置解决方案与长期收益回报。
CBZ vs RITM — 直观对比
营收规模更大
CBZ
是对方的1.0倍
$828.2M
营收增速更快
RITM
高出507.2%
1.3%
净利率更高
CBZ
高出5.8%
13.2%
两年增速更快
CBZ
近两年复合增速
-17.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $848.6M | $828.2M |
| 净利润 | $161.6M | $109.5M |
| 毛利率 | — | — |
| 营业利润率 | 23.2% | 29.9% |
| 净利率 | 19.0% | 13.2% |
| 营收同比 | 1.3% | 508.5% |
| 净利润同比 | — | 27.7% |
| 每股收益（稀释后） | $2.63 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBZRITM
| Q1 26 | $848.6M | $828.2M | ||
| Q4 25 | $542.7M | $1.5B | ||
| Q3 25 | $693.8M | $1.1B | ||
| Q2 25 | $683.5M | $1.2B | ||
| Q1 25 | $838.0M | $768.4M | ||
| Q4 24 | $460.3M | $2.1B | ||
| Q3 24 | $438.9M | $619.5M | ||
| Q2 24 | $420.0M | $1.2B |
净利润CBZRITM
| Q1 26 | $161.6M | $109.5M | ||
| Q4 25 | $-79.4M | $85.0M | ||
| Q3 25 | $30.1M | $221.5M | ||
| Q2 25 | $41.9M | $311.7M | ||
| Q1 25 | $122.8M | $78.8M | ||
| Q4 24 | $-90.7M | $290.2M | ||
| Q3 24 | $35.1M | $121.7M | ||
| Q2 24 | $19.8M | $235.6M |
毛利率CBZRITM
| Q1 26 | — | — | ||
| Q4 25 | -9.4% | — | ||
| Q3 25 | 13.0% | — | ||
| Q2 25 | 12.9% | — | ||
| Q1 25 | 27.2% | — | ||
| Q4 24 | -13.4% | — | ||
| Q3 24 | 16.6% | — | ||
| Q2 24 | 12.8% | — |
营业利润率CBZRITM
| Q1 26 | 23.2% | 29.9% | ||
| Q4 25 | -15.7% | 13.8% | ||
| Q3 25 | 8.5% | 21.4% | ||
| Q2 25 | 8.8% | 25.2% | ||
| Q1 25 | 23.9% | 7.4% | ||
| Q4 24 | -23.2% | 23.8% | ||
| Q3 24 | 11.3% | 7.3% | ||
| Q2 24 | 7.5% | 23.6% |
净利率CBZRITM
| Q1 26 | 19.0% | 13.2% | ||
| Q4 25 | -14.6% | 5.7% | ||
| Q3 25 | 4.3% | 20.0% | ||
| Q2 25 | 6.1% | 25.6% | ||
| Q1 25 | 14.7% | 10.3% | ||
| Q4 24 | -19.7% | 14.0% | ||
| Q3 24 | 8.0% | 19.7% | ||
| Q2 24 | 4.7% | 19.2% |
每股收益（稀释后）CBZRITM
| Q1 26 | $2.63 | $0.12 | ||
| Q4 25 | $-1.22 | $0.09 | ||
| Q3 25 | $0.48 | $0.35 | ||
| Q2 25 | $0.66 | $0.53 | ||
| Q1 25 | $1.91 | $0.07 | ||
| Q4 24 | $-1.84 | $0.50 | ||
| Q3 24 | $0.70 | $0.20 | ||
| Q2 24 | $0.39 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.7M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $9.1B |
| 总资产 | $4.6B | $53.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBZRITM
| Q1 26 | $28.7M | — | ||
| Q4 25 | $18.3M | $1.8B | ||
| Q3 25 | $17.0M | $1.6B | ||
| Q2 25 | $39.8M | $1.6B | ||
| Q1 25 | $8.8M | $1.5B | ||
| Q4 24 | $13.8M | $1.5B | ||
| Q3 24 | $1.1M | $1.6B | ||
| Q2 24 | $1.1M | $1.2B |
总债务CBZRITM
| Q1 26 | — | — | ||
| Q4 25 | — | $35.4B | ||
| Q3 25 | — | $32.2B | ||
| Q2 25 | — | $31.2B | ||
| Q1 25 | — | $32.2B | ||
| Q4 24 | — | $32.6B | ||
| Q3 24 | — | $29.6B | ||
| Q2 24 | — | $30.1B |
股东权益CBZRITM
| Q1 26 | $1.9B | $9.1B | ||
| Q4 25 | $1.8B | $8.4B | ||
| Q3 25 | $1.9B | $8.5B | ||
| Q2 25 | $1.9B | $7.9B | ||
| Q1 25 | $1.9B | $7.8B | ||
| Q4 24 | $1.8B | $7.8B | ||
| Q3 24 | $927.9M | $7.7B | ||
| Q2 24 | $891.4M | $7.3B |
总资产CBZRITM
| Q1 26 | $4.6B | $53.4B | ||
| Q4 25 | $4.4B | $53.1B | ||
| Q3 25 | $4.5B | $47.2B | ||
| Q2 25 | $4.5B | $44.3B | ||
| Q1 25 | $4.6B | $45.3B | ||
| Q4 24 | $4.5B | $46.0B | ||
| Q3 24 | $2.1B | $42.3B | ||
| Q2 24 | $2.2B | $42.0B |
负债/权益比CBZRITM
| Q1 26 | — | — | ||
| Q4 25 | — | 4.20× | ||
| Q3 25 | — | 3.79× | ||
| Q2 25 | — | 3.92× | ||
| Q1 25 | — | 4.14× | ||
| Q4 24 | — | 4.18× | ||
| Q3 24 | — | 3.87× | ||
| Q2 24 | — | 4.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-25.5M | — |
| 自由现金流经营现金流 - 资本支出 | $-28.5M | — |
| 自由现金流率自由现金流/营收 | -3.4% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.16× | — |
| 过去12个月自由现金流最近4个季度 | $240.5M | — |
8季度趋势，按日历期对齐
经营现金流CBZRITM
| Q1 26 | $-25.5M | — | ||
| Q4 25 | $143.6M | $-114.6M | ||
| Q3 25 | $24.0M | $-2.0B | ||
| Q2 25 | $113.1M | $-557.1M | ||
| Q1 25 | $-88.3M | $1.4B | ||
| Q4 24 | $55.5M | $-1.8B | ||
| Q3 24 | $43.7M | $768.1M | ||
| Q2 24 | $88.2M | $-55.7M |
自由现金流CBZRITM
| Q1 26 | $-28.5M | — | ||
| Q4 25 | $141.7M | — | ||
| Q3 25 | $22.1M | — | ||
| Q2 25 | $105.2M | — | ||
| Q1 25 | $-93.4M | — | ||
| Q4 24 | $52.3M | — | ||
| Q3 24 | $41.1M | — | ||
| Q2 24 | $86.3M | — |
自由现金流率CBZRITM
| Q1 26 | -3.4% | — | ||
| Q4 25 | 26.1% | — | ||
| Q3 25 | 3.2% | — | ||
| Q2 25 | 15.4% | — | ||
| Q1 25 | -11.2% | — | ||
| Q4 24 | 11.4% | — | ||
| Q3 24 | 9.4% | — | ||
| Q2 24 | 20.5% | — |
资本支出强度CBZRITM
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.7% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.4% | — |
现金转化率CBZRITM
| Q1 26 | -0.16× | — | ||
| Q4 25 | — | -1.35× | ||
| Q3 25 | 0.79× | -9.22× | ||
| Q2 25 | 2.70× | -1.79× | ||
| Q1 25 | -0.72× | 18.03× | ||
| Q4 24 | — | -6.04× | ||
| Q3 24 | 1.25× | 6.31× | ||
| Q2 24 | 4.45× | -0.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBZ
| Financial Services (1) | $740.3M | 87% |
| Benefits and Insurance Services | $108.2M | 13% |
RITM
| Servicing revenue, net | $375.1M | 45% |
| Other | $234.9M | 28% |
| Gain on originated residential mortgage loans, held-for-sale, net | $195.0M | 24% |
| Other revenue | $23.3M | 3% |
