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科慕（CC）与KEMPER Corp（KMPR）财务数据对比。点击上方公司名可切换其他公司
科慕的季度营收约是KEMPER Corp的1.2倍（$1.3B vs $1.1B），KEMPER Corp净利率更高（-0.7% vs -3.5%，领先2.8%），科慕同比增速更快（-2.1% vs -4.7%），KEMPER Corp自由现金流更多（$166.2M vs $92.0M），过去两年KEMPER Corp的营收复合增速更高（-0.5% vs -1.2%）
科慕公司是一家美国化工企业，2015年7月从杜邦分拆成立，总部位于美国特拉华州威尔明顿。公司主营产品包括具备不粘特性的知名品牌特氟龙（聚四氟乙烯PTFE）、二氧化钛以及制冷剂气体，在特种化工领域拥有深厚的技术积累。
坎伯公司（Kemper Corporation）是总部位于美国伊利诺伊州芝加哥的保险服务商，总资产近130亿美元，旗下品牌矩阵为个人、家庭及企业客户提供多元保险产品服务。
CC vs KMPR — 直观对比
营收规模更大
CC
是对方的1.2倍
$1.1B
营收增速更快
CC
高出2.6%
-4.7%
净利率更高
KMPR
高出2.8%
-3.5%
自由现金流更多
KMPR
多$74.2M
$92.0M
两年增速更快
KMPR
近两年复合增速
-1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.1B |
| 净利润 | $-47.0M | $-8.0M |
| 毛利率 | 11.7% | — |
| 营业利润率 | — | — |
| 净利率 | -3.5% | -0.7% |
| 营收同比 | -2.1% | -4.7% |
| 净利润同比 | -261.5% | -108.2% |
| 每股收益（稀释后） | $-0.32 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCKMPR
| Q4 25 | $1.3B | $1.1B | ||
| Q3 25 | $1.5B | $1.2B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | $1.4B | $1.2B | ||
| Q4 24 | $1.4B | $1.2B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.6B | $1.1B | ||
| Q1 24 | $1.4B | $1.1B |
净利润CCKMPR
| Q4 25 | $-47.0M | $-8.0M | ||
| Q3 25 | $46.0M | $-21.0M | ||
| Q2 25 | $-380.0M | $72.6M | ||
| Q1 25 | $-5.0M | $99.7M | ||
| Q4 24 | $-13.0M | $97.4M | ||
| Q3 24 | $-32.0M | $73.7M | ||
| Q2 24 | $60.0M | $75.4M | ||
| Q1 24 | $54.0M | $71.3M |
毛利率CCKMPR
| Q4 25 | 11.7% | — | ||
| Q3 25 | 15.6% | — | ||
| Q2 25 | 17.2% | — | ||
| Q1 25 | 17.3% | — | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | 19.0% | — | ||
| Q2 24 | 19.8% | — | ||
| Q1 24 | 20.9% | — |
营业利润率CCKMPR
| Q4 25 | — | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | -15.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -0.1% | — | ||
| Q3 24 | -2.1% | 11.2% | ||
| Q2 24 | 4.4% | 10.1% | ||
| Q1 24 | 5.1% | 7.6% |
净利率CCKMPR
| Q4 25 | -3.5% | -0.7% | ||
| Q3 25 | 3.1% | -1.7% | ||
| Q2 25 | -23.5% | 5.9% | ||
| Q1 25 | -0.4% | 8.4% | ||
| Q4 24 | -1.0% | 8.2% | ||
| Q3 24 | -2.1% | 6.3% | ||
| Q2 24 | 3.9% | 6.7% | ||
| Q1 24 | 4.0% | 6.2% |
每股收益（稀释后）CCKMPR
| Q4 25 | $-0.32 | $-0.03 | ||
| Q3 25 | $0.31 | $-0.34 | ||
| Q2 25 | $-2.53 | $1.12 | ||
| Q1 25 | $-0.03 | $1.54 | ||
| Q4 24 | $-0.07 | $1.51 | ||
| Q3 24 | $-0.22 | $1.14 | ||
| Q2 24 | $0.39 | $1.16 | ||
| Q1 24 | $0.36 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $670.0M | — |
| 总债务越低越好 | $4.1B | $943.5M |
| 股东权益账面价值 | $250.0M | $2.7B |
| 总资产 | $7.4B | $12.5B |
| 负债/权益比越低杠杆越低 | 16.40× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CCKMPR
| Q4 25 | $670.0M | — | ||
| Q3 25 | $613.0M | $371.2M | ||
| Q2 25 | $502.0M | $407.6M | ||
| Q1 25 | $464.0M | $545.3M | ||
| Q4 24 | $713.0M | $1.0B | ||
| Q3 24 | $596.0M | $696.9M | ||
| Q2 24 | $604.0M | $539.1M | ||
| Q1 24 | $746.0M | $520.7M |
总债务CCKMPR
| Q4 25 | $4.1B | $943.5M | ||
| Q3 25 | $4.1B | $943.1M | ||
| Q2 25 | $4.1B | $942.6M | ||
| Q1 25 | $4.1B | $942.1M | ||
| Q4 24 | $4.1B | $1.4B | ||
| Q3 24 | $4.0B | $1.4B | ||
| Q2 24 | $4.0B | $1.4B | ||
| Q1 24 | $4.0B | $1.4B |
股东权益CCKMPR
| Q4 25 | $250.0M | $2.7B | ||
| Q3 25 | $274.0M | $2.7B | ||
| Q2 25 | $228.0M | $370.0M | ||
| Q1 25 | $566.0M | $366.0M | ||
| Q4 24 | $571.0M | $2.8B | ||
| Q3 24 | $643.0M | $2.8B | ||
| Q2 24 | $714.0M | $358.0M | ||
| Q1 24 | $753.0M | $2.6B |
总资产CCKMPR
| Q4 25 | $7.4B | $12.5B | ||
| Q3 25 | $7.5B | $12.4B | ||
| Q2 25 | $7.5B | $12.6B | ||
| Q1 25 | $7.4B | $12.5B | ||
| Q4 24 | $7.5B | $12.6B | ||
| Q3 24 | $7.5B | $12.6B | ||
| Q2 24 | $7.2B | $12.6B | ||
| Q1 24 | $8.0B | $12.6B |
负债/权益比CCKMPR
| Q4 25 | 16.40× | 0.35× | ||
| Q3 25 | 14.96× | 0.35× | ||
| Q2 25 | 17.99× | 2.55× | ||
| Q1 25 | 7.18× | 2.57× | ||
| Q4 24 | 7.11× | 0.50× | ||
| Q3 24 | 6.20× | 0.50× | ||
| Q2 24 | 5.53× | 3.88× | ||
| Q1 24 | 5.27× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $137.0M | $175.0M |
| 自由现金流经营现金流 - 资本支出 | $92.0M | $166.2M |
| 自由现金流率自由现金流/营收 | 6.9% | 14.7% |
| 资本支出强度资本支出/营收 | 3.4% | 0.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $51.0M | $553.9M |
8季度趋势，按日历期对齐
经营现金流CCKMPR
| Q4 25 | $137.0M | $175.0M | ||
| Q3 25 | $146.0M | $139.9M | ||
| Q2 25 | $93.0M | $89.6M | ||
| Q1 25 | $-112.0M | $180.0M | ||
| Q4 24 | $138.0M | $175.1M | ||
| Q3 24 | $139.0M | $141.9M | ||
| Q2 24 | $-620.0M | $22.9M | ||
| Q1 24 | $-290.0M | $43.0M |
自由现金流CCKMPR
| Q4 25 | $92.0M | $166.2M | ||
| Q3 25 | $105.0M | $133.4M | ||
| Q2 25 | $50.0M | $82.0M | ||
| Q1 25 | $-196.0M | $172.3M | ||
| Q4 24 | $29.0M | $165.4M | ||
| Q3 24 | $63.0M | $131.4M | ||
| Q2 24 | $-693.0M | $5.2M | ||
| Q1 24 | $-392.0M | $27.7M |
自由现金流率CCKMPR
| Q4 25 | 6.9% | 14.7% | ||
| Q3 25 | 7.0% | 10.8% | ||
| Q2 25 | 3.1% | 6.7% | ||
| Q1 25 | -14.3% | 14.4% | ||
| Q4 24 | 2.1% | 13.9% | ||
| Q3 24 | 4.2% | 11.1% | ||
| Q2 24 | -44.6% | 0.5% | ||
| Q1 24 | -28.8% | 2.4% |
资本支出强度CCKMPR
| Q4 25 | 3.4% | 0.8% | ||
| Q3 25 | 2.7% | 0.5% | ||
| Q2 25 | 2.7% | 0.6% | ||
| Q1 25 | 6.1% | 0.6% | ||
| Q4 24 | 8.0% | 0.8% | ||
| Q3 24 | 5.0% | 0.9% | ||
| Q2 24 | 4.7% | 1.6% | ||
| Q1 24 | 7.5% | 1.3% |
现金转化率CCKMPR
| Q4 25 | — | — | ||
| Q3 25 | 3.17× | — | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | -10.33× | 0.30× | ||
| Q1 24 | -5.37× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CC
| Titanium Technologies | $563.0M | 42% |
| Thermal And Specialized Solutions | $443.0M | 33% |
| Advanced Performance Materials | $312.0M | 23% |
| Other Non-Reportable Segment | $12.0M | 1% |
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
