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COASTAL FINANCIAL CORP（CCB）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Purple Innovation, Inc.的季度营收约是COASTAL FINANCIAL CORP的1.0倍（$140.7M vs $138.0M），Purple Innovation, Inc.同比增速更快（9.1% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $-7.8M），过去两年Purple Innovation, Inc.的营收复合增速更高（8.3% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
CCB vs PRPL — 直观对比
营收规模更大
PRPL
是对方的1.0倍
$138.0M
营收增速更快
PRPL
高出14.9%
-5.8%
自由现金流更多
CCB
多$254.0M
$-7.8M
两年增速更快
PRPL
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $140.7M |
| 净利润 | — | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | 12.4% | -1.6% |
| 净利率 | — | -2.3% |
| 营收同比 | -5.8% | 9.1% |
| 净利润同比 | — | 62.1% |
| 每股收益（稀释后） | $0.84 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBPRPL
| Q4 25 | $138.0M | $140.7M | ||
| Q3 25 | $144.7M | $118.8M | ||
| Q2 25 | $119.4M | $105.1M | ||
| Q1 25 | $139.5M | $104.2M | ||
| Q4 24 | $146.5M | $129.0M | ||
| Q3 24 | $151.1M | $118.6M | ||
| Q2 24 | $135.3M | $120.3M | ||
| Q1 24 | $148.4M | $120.0M |
净利润CCBPRPL
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $13.6M | $-11.7M | ||
| Q2 25 | $11.0M | $-17.3M | ||
| Q1 25 | $9.7M | $-19.1M | ||
| Q4 24 | — | $-8.5M | ||
| Q3 24 | $13.5M | $-39.2M | ||
| Q2 24 | $11.6M | $27.0K | ||
| Q1 24 | $6.8M | $-50.2M |
毛利率CCBPRPL
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
营业利润率CCBPRPL
| Q4 25 | 12.4% | -1.6% | ||
| Q3 25 | 12.4% | -10.2% | ||
| Q2 25 | 12.0% | -13.5% | ||
| Q1 25 | 8.4% | -13.9% | ||
| Q4 24 | 11.7% | -6.0% | ||
| Q3 24 | 10.8% | -39.5% | ||
| Q2 24 | 11.1% | -12.1% | ||
| Q1 24 | 5.9% | -19.3% |
净利率CCBPRPL
| Q4 25 | — | -2.3% | ||
| Q3 25 | 9.4% | -9.9% | ||
| Q2 25 | 9.2% | -16.5% | ||
| Q1 25 | 7.0% | -18.4% | ||
| Q4 24 | — | -6.6% | ||
| Q3 24 | 8.9% | -33.1% | ||
| Q2 24 | 8.6% | 0.0% | ||
| Q1 24 | 4.6% | -41.8% |
每股收益（稀释后）CCBPRPL
| Q4 25 | $0.84 | $0.03 | ||
| Q3 25 | $0.88 | $0.11 | ||
| Q2 25 | $0.71 | $0.16 | ||
| Q1 25 | $0.63 | $0.18 | ||
| Q4 24 | $0.95 | $0.08 | ||
| Q3 24 | $0.97 | $0.36 | ||
| Q2 24 | $0.84 | $0.00 | ||
| Q1 24 | $0.50 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $491.0M | $-29.7M |
| 总资产 | $4.7B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBPRPL
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M | ||
| Q1 24 | — | $34.5M |
总债务CCBPRPL
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CCBPRPL
| Q4 25 | $491.0M | $-29.7M | ||
| Q3 25 | $475.3M | $-26.9M | ||
| Q2 25 | $461.7M | $-15.6M | ||
| Q1 25 | $449.9M | $1.3M | ||
| Q4 24 | $438.7M | $20.2M | ||
| Q3 24 | $331.9M | $28.0M | ||
| Q2 24 | $316.7M | $66.4M | ||
| Q1 24 | $303.7M | $65.5M |
总资产CCBPRPL
| Q4 25 | $4.7B | $296.3M | ||
| Q3 25 | $4.6B | $302.1M | ||
| Q2 25 | $4.5B | $303.8M | ||
| Q1 25 | $4.3B | $293.8M | ||
| Q4 24 | $4.1B | $307.8M | ||
| Q3 24 | $4.1B | $309.3M | ||
| Q2 24 | $4.0B | $362.1M | ||
| Q1 24 | $3.9B | $382.1M |
负债/权益比CCBPRPL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $-7.8M |
| 自由现金流率自由现金流/营收 | 178.3% | -5.5% |
| 资本支出强度资本支出/营收 | 6.1% | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流CCBPRPL
| Q4 25 | $254.6M | $-5.8M | ||
| Q3 25 | $59.0M | $-968.0K | ||
| Q2 25 | $66.0M | $-4.0M | ||
| Q1 25 | $71.7M | $-23.1M | ||
| Q4 24 | $259.8M | $6.8M | ||
| Q3 24 | $62.6M | $1.1M | ||
| Q2 24 | $72.1M | $-8.9M | ||
| Q1 24 | $56.8M | $-16.8M |
自由现金流CCBPRPL
| Q4 25 | $246.1M | $-7.8M | ||
| Q3 25 | $57.4M | $-1.8M | ||
| Q2 25 | $64.0M | $-7.0M | ||
| Q1 25 | $68.9M | $-25.3M | ||
| Q4 24 | $249.9M | $5.7M | ||
| Q3 24 | $60.2M | $101.0K | ||
| Q2 24 | $69.5M | $-11.0M | ||
| Q1 24 | $55.0M | $-19.9M |
自由现金流率CCBPRPL
| Q4 25 | 178.3% | -5.5% | ||
| Q3 25 | 39.7% | -1.5% | ||
| Q2 25 | 53.6% | -6.6% | ||
| Q1 25 | 49.4% | -24.3% | ||
| Q4 24 | 170.6% | 4.4% | ||
| Q3 24 | 39.8% | 0.1% | ||
| Q2 24 | 51.3% | -9.2% | ||
| Q1 24 | 37.1% | -16.5% |
资本支出强度CCBPRPL
| Q4 25 | 6.1% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 1.7% | 2.8% | ||
| Q1 25 | 2.0% | 2.2% | ||
| Q4 24 | 6.8% | 0.8% | ||
| Q3 24 | 1.6% | 0.9% | ||
| Q2 24 | 1.9% | 1.7% | ||
| Q1 24 | 1.2% | 2.5% |
现金转化率CCBPRPL
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | -330.22× | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
